IRS PUBLISHES NEW TABLES FOR COMPUTING INTEREST ON TAX OVERPAYMENTS AND UNDERPAYMENTS.
Rev. Proc. 95-17; 1995-1 C.B. 556
- Institutional AuthorsInternal Revenue Service
- Cross-Reference
Part III
Administrative, Procedural, and Miscellaneous
26 CFR 601.104: Collection functions.
(Also Part I, sections 6601, 6611, 6621, 6622; 301.6601-1, 301.6611-1,
301.6621-1, 301.6622-1.)
- Code Sections
- Index Termsinterest, daily compoundinginterest, rates
- Jurisdictions
- LanguageEnglish
- Tax Analysts Document NumberDoc 95-1884
- Tax Analysts Electronic Citation95 TNT 27-15
Rev. Proc. 95-17
SECTION 1. PURPOSE
.01 The purpose of this revenue procedure is to inform taxpayers of the new uniform tables for computing interest using the daily compounding rules established under section 6622 of the Internal Revenue Code, effective for all interest computations made after December 31, 1994. These new interest tables were developed by the Service to more accurately compute interest due on tax overpayments and underpayments, and to replace the interest tables in Rev. Proc. 83-7, 1983-1 C.B. 583.
.02 In addition, the new interest tables have been expanded to include increments of 0.5 percent to facilitate the change made by section 713 of the Uruguay Round Agreements Act, P.L. 103-465, which implements the Uruguay Round of General Agreement on Tariffs and Trade (GATT). That change amends section 6621(a)(1) of the Code to lower the rate of interest paid on the portion of a corporate overpayment of tax exceeding $10,000 for periods after December 31, 1994.
.03 Tables are also provided for computing interest under simple interest rates in effect for interest accruing before January 1, 1983.
SECTION 2. BACKGROUND
.01 Section 6601(a) provides the general rule that interest will be charged at the annual rate established under section 6621 on any amount of tax not paid on or before the last date prescribed for payment.
.02 Section 6611(a) provides that interest will be allowed and paid on any overpayment at the rate established under section 6621.
.03 Under section 6621(a)(1), the overpayment rate is the sum of the federal short-term rate plus 2 percentage points. Under section 6621(a)(2), the underpayment rate is the sum of the federal short-term rate plus 3 percentage points. Section 6621(c) provides that for the purposes of interest payable under section 6601 on any large corporate underpayment, the underpayment rate under section 6621(a)(2) shall be applied by substituting "5 percentage points" for "3 percentage points."
.04 Section 713 of the Uruguay Round Agreements Act, P.L. 103- 465, implementing the Uruguay Round of General Agreement on Tariffs and Trade (GATT), amended section 6621(a)(1) to provide that the interest paid on the portion of a corporate overpayment of tax exceeding $10,000 is the sum of the federal short-term rate plus 0.5 of a percentage point. Section 6621(a)(1), as amended, applies for purposes of determining interest for periods after December 31, 1994.
SECTION 3. PROCEDURE
.01 Interest on underpayments and overpayments accruing before January 1, 1983, will be computed in accordance with Tables 1-6. As shown by the tables, the Internal Revenue Service used the month-day method of calculating interest before February 1, 1980, and a daily rate from February 1, 1980, through December 31, 1982.
.02 Interest on underpayments and overpayments accruing after December 31, 1982, will be computed in the following manner:
(1) Interest on amounts arising after December 31, 1982, will be computed in accordance with Tables 7-54 for non-leap years and Tables 55-102 for leap years. The Service will publish the appropriate tables if the interest rate ever exceeds 24.5 percent. Because section 6621 originally required redetermination of the interest rates semiannually, the effective daily rates for 184 days are published.
(2) Interest on any tax or penalty outstanding as of December 31, 1982, will be computed in accordance with section 3.01. At that time, all tax, assessed penalty or addition to tax, and interest (whether or not assessed) will be added together to determine the amount to be carried over on which daily interest will be charged under the compounding rules.
SECTION 4. SCOPE AND EFFECT
In addition to interest on underpayments and overpayments of tax under sections 6601 and 6611, this revenue procedure will apply to any other amount of interest required to be paid under the Code.
SECTION 5. EFFECT ON OTHER DOCUMENTS
This revenue procedure supersedes Rev. Proc. 83-7 for all interest computations made after December 31, 1994. The tables in Rev. Proc. 83-7 apply to all interest computations made on or before December 31, 1994.
SECTION 6. EFFECTIVE DATE
This revenue procedure is effective for all interest computations made after December 31, 1994.
SECTION 7. DRAFTING INFORMATION
The principal author of this revenue procedure is Marcia F. Rachy of the Office of the Assistant Chief Counsel (Income Tax and Accounting). For further information regarding this revenue procedure, contact Ms. Rachy at (202) 622-6232 (not a toll-free call). For information regarding the development of the tables, contact Dan Johnson of the Office of Applications, Design and Development Management (Corporate Systems Division) at (202) 927-2530 (not a toll-free call).
Table 1 - 4% Rate
Years Months Rate Days Rate
1----------0.003 333 333 1--------0.000 109 588
2---------- .006 666 666 2-------- .000 219 178
3---------- .01 3-------- .000 328 766
4---------- .013 333 333 4-------- .000 438 356
5---------- .016 666 666 5-------- .000 547 944
6---------- .02 6-------- .000 657 534
7---------- .023 333 333 7-------- .000 767 122
8---------- .026 666 666 8-------- .000 876 712
9---------- .03 9-------- .000 986 300
10---------- .033 333 333 10-------- .001 095 890
11---------- .036 666 666 11-------- .001 205 478
1 ---------- .04 12-------- .001 315 068
1 and 1---------- .043 333 333 13-------- .001 424 656
1 and 2---------- .046 666 666 14-------- .001 534 246
1 and 3---------- .05 15-------- .001 643 834
1 and 4---------- .053 333 333 16-------- .001 753 424
1 and 5---------- .056 666 666 17-------- .001 863 012
1 and 6---------- .06 18-------- .001 972 602
1 and 7---------- .063 333 333 19-------- .002 082 190
1 and 8---------- .066 666 666 20-------- .002 191 780
1 and 9---------- .07 21-------- .002 301 368
1 and 10---------- .073 333 333 22-------- .002 410 958
1 and 11---------- .076 666 666 23-------- .002 520 546
2 ---------- .08 24-------- .002 630 136
2 and 1---------- .083 333 333 25-------- .002 739 724
2 and 2---------- .086 666 666 26-------- .002 849 314
2 and 3---------- .09 27-------- .002 958 902
2 and 4---------- .093 333 333 28-------- .003 068 492
2 and 5---------- .096 666 666 29-------- .003 178 080
2 and 6---------- .1 30-------- .003 287 670
If Interest Transfer to If Interest Transfer to
Period Day (or 3rd) Period Day (or 3rd)
Ends In: Column Ends In: Column
January------- 31 July-------- 31
February------ *28 August------ 31
March--------- 31 September--- 30
April--------- 30 October----- 31
May----------- 31 November---- 30
June---------- 30 December---- 31
*29 in LEAP YEARS.
_____________________________________________________________________
Table 2 - 6% Rate
Years Months Rate Days Rate
1----------0.005 1--------0.00016 4383
2---------- .01 2-------- .00032 8767
3---------- .015 3-------- .00049 3150
4---------- .02 4-------- .00065 7534
5---------- .025 5-------- .00082 1917
6---------- .03 6-------- .00098 6301
7---------- .035 7-------- .00115 0684
8---------- .04 8-------- .00131 5068
9---------- .045 9-------- .00147 9451
10---------- .05 10-------- .00164 3835
11---------- .055 11-------- .00180 8218
1 and ---------- .06 12-------- .00197 2602
1 and 1---------- .065 13-------- .00213 6985
1 and 2---------- .07 14-------- .00230 1369
1 and 3---------- .075 15-------- .00246 5752
1 and 4---------- .08 16-------- .00263 0136
1 and 5---------- .085 17-------- .00279 4519
1 and 6---------- .09 18-------- .00295 8903
1 and 7---------- .095 19-------- .00312 3286
1 and 8---------- .10 20-------- .00328 7670
1 and 9---------- .105 21-------- .00345 2053
1 and 10---------- .11 22-------- .00361 6437
1 and 11---------- .115 23-------- .00378 0820
2 ---------- .12 24-------- .00394 5204
2 and 1---------- .125 25-------- .00410 9587
2 and 2---------- .13 26-------- .00427 3971
2 and 3---------- .135 27-------- .00443 8354
2 and 4---------- .14 28-------- .00460 2738
2 and 5---------- .145 29-------- .00476 7121
2 and 6---------- .15 30-------- .00493 1505
If Interest Transfer to If Interest Transfer to
Period Day (or 3rd) Period Day (or 3rd)
Ends In: Column Ends In: Column
January------- 31 July-------- 31
February------ *28 August------ 31
March--------- 31 September--- 30
April--------- 30 October----- 31
May----------- 31 November---- 30
June---------- 30 December---- 31
*29 in LEAP YEARS.
_____________________________________________________________________
Table 3 - 7% Rate
Years Months Rate Days Rate
1----------0.0058 3333 1--------0.00019 1781
2---------- .0116 6667 2-------- .00038 3562
3---------- .0175 0000 3-------- .00057 5342
4---------- .0233 3333 4-------- .00076 7123
5---------- .0291 6667 5-------- .00095 8904
6---------- .0350 0000 6-------- .00115 0685
7---------- .0408 3333 7-------- .00134 2466
8---------- .0466 6667 8-------- .00153 4247
9---------- .0525 0000 9-------- .00172 6027
10---------- .0583 3333 10-------- .00191 7808
11---------- .0641 6667 11-------- .00210 9589
1 ---------- .0700 0000 12-------- .00230 1370
1 and 1---------- .0758 3333 13-------- .00249 3151
1 and 2---------- .0816 6667 14-------- .00268 4932
1 and 3---------- .0875 0000 15-------- .00287 6712
1 and 4---------- .0933 3333 16-------- .00306 8493
1 and 5---------- .0991 6667 17-------- .00326 0274
1 and 6---------- .1050 0000 18-------- .00345 2055
1 and 7---------- .1108 3333 19-------- .00364 3836
1 and 8---------- .1166 6667 20-------- .00383 5616
1 and 9---------- .1225 0000 21-------- .00402 7397
1 and 10---------- .1283 3333 22-------- .00421 9178
1 and 11---------- .1341 6667 23-------- .00441 0959
2 ---------- .1400 0000 24-------- .00460 2740
2 and 1---------- .1458 3333 25-------- .00479 4521
2 and 2---------- .1516 6667 26-------- .00498 6301
2 and 3---------- .1575 0000 27-------- .00517 8082
2 and 4---------- .1633 3333 28-------- .00536 9863
2 and 5---------- .1691 6667 29-------- .00556 1644
2 and 6---------- .1750 0000 30-------- .00575 3425
If Interest Transfer to If Interest Transfer to
Period Day (or 3rd) Period Day (or 3rd)
Ends In: Column Ends In: Column
January------- 31 July-------- 31
February------ *28 August------ 31
March--------- 31 September--- 30
April--------- 30 October----- 31
May----------- 31 November---- 30
June---------- 30 December---- 31
*29 in LEAP YEARS.
_____________________________________________________________________
Table 4 - 9% Rate
Years Months Rate Days Rate
1----------0.0075 1--------0.00024 6575
2---------- .0150 2-------- .00049 3150
3---------- .0225 3-------- .00073 9725
4---------- .03 4-------- .00098 6301
5---------- .0375 5-------- .00123 2876
6---------- .045 6-------- .00147 9451
7---------- .0525 7-------- .00172 6027
8---------- .06 8-------- .00197 2602
9---------- .0675 9-------- .00221 9177
10---------- .075 10-------- .00246 5753
11---------- .0825 11-------- .00271 2328
1 ---------- .09 12-------- .00295 8903
1 and 1---------- .0975 13-------- .00320 5479
1 and 2---------- .105 14-------- .00345 2054
1 and 3---------- .1125 15-------- .00369 8629
1 and 4---------- .12 16-------- .00394 5205
1 and 5---------- .1275 17-------- .00419 1780
1 and 6---------- .135 18-------- .00443 8355
1 and 7---------- .1425 19-------- .00468 4930
1 and 8---------- .15 20-------- .00493 1506
1 and 9---------- .1575 21-------- .00517 8081
1 and 10---------- .165 22-------- .00542 4656
1 and 11---------- .1725 23-------- .00567 1232
2 ---------- .18 24-------- .00591 7807
2 and 1---------- .1875 25-------- .00616 4382
2 and 2---------- .195 26-------- .00641 0958
2 and 3---------- .2025 27-------- .00665 7533
2 and 4---------- .21 28-------- .00690 4108
2 and 5---------- .2175 29-------- .00715 0684
2 and 6---------- .225 30-------- .00739 7259
If Interest Transfer to Day If Interest Transfer to Day
Period Ends In: (or 3rd) Column Period Ends In: (or 3rd) Column
January------- 31 July------ 31
February------ *28 August---- 31
March--------- 31 September- 30
April--------- 30 October--- 31
May----------- 31 November-- 30
June---------- 30 December-- 31
*29 in LEAP YEARS.
_____________________________________________________________________
TABLE 5 - 12%
The daily rate for 12% is .000328767. To compute the interest factor for a given period, multiply the number of days by the rate. For example, the fac tor for 82 days would be 82 X .000328767, or .026958894.
TABLES 6 - 20%
The daily rate for 20% is .000547945. To compute the interest factor for a given period, multiply the number of days by the rate. For example, the factor for 237 days would be 237 X .00047945, or .129862965.
TABLE 7--1.0% COMPOUND RATE--184 DAYS
Days Factor Days Factor Days Factor
1 0.000027397 63 0.001727494 125 0.003430481
2 0.000054795 64 0.001754939 126 0.003457973
3 0.000082194 65 0.001782384 127 0.003485465
4 0.000109594 66 0.001809830 128 0.003512957
5 0.000136994 67 0.001837277 129 0.003540451
6 0.000164395 68 0.001864725 130 0.003567945
7 0.000191797 69 0.001892173 131 0.003595440
8 0.000219199 70 0.001919622 132 0.003622936
9 0.000246602 71 0.001947072 133 0.003650432
10 0.000274006 72 0.001974523 134 0.003677930
11 0.000301411 73 0.002001974 135 0.003705428
12 0.000328817 74 0.002029426 136 0.003732926
13 0.000356223 75 0.002056879 137 0.003760426
14 0.000383630 76 0.002084332 138 0.003787926
15 0.000411038 77 0.002111787 139 0.003815427
16 0.000438446 78 0.002139242 140 0.003842929
17 0.000465856 79 0.002166698 141 0.003870432
18 0.000493266 80 0.002194154 142 0.003897935
19 0.000520676 81 0.002221612 143 0.003925439
20 0.000548088 82 0.002249070 144 0.003952944
21 0.000575500 83 0.002276529 145 0.003980449
22 0.000602913 84 0.002303988 146 0.004007956
23 0.000630327 85 0.002331449 147 0.004035463
24 0.000657741 86 0.002358910 148 0.004062971
25 0.000685157 87 0.002386372 149 0.004090479
26 0.000712573 88 0.002413834 150 0.004117988
27 0.000739990 89 0.002441298 151 0.004145499
28 0.000767407 90 0.002468762 152 0.004173009
29 0.000794825 91 0.002496227 153 0.004200521
30 0.000822244 92 0.002523693 154 0.004228033
31 0.000849664 93 0.002551159 155 0.004255546
32 0.000877085 94 0.002578626 156 0.004283060
33 0.000904506 95 0.002606094 157 0.004310575
34 0.000931928 96 0.002633563 158 0.004338090
35 0.000959351 97 0.002661032 159 0.004365606
36 0.000986774 98 0.002688502 160 0.004393123
37 0.001014199 99 0.002715973 161 0.004420641
38 0.001041624 100 0.002743445 162 0.004448159
39 0.001069050 101 0.002770917 163 0.004475678
40 0.001096476 102 0.002798390 164 0.004503198
41 0.001123903 103 0.002825864 165 0.004530719
42 0.001151331 104 0.002853339 166 0.004558240
43 0.001178760 105 0.002880815 167 0.004585762
44 0.001206190 106 0.002908291 168 0.004613285
45 0.001233620 107 0.002935768 169 0.004640809
46 0.001261051 108 0.002963245 170 0.004668333
47 0.001288483 109 0.002990724 171 0.004695858
48 0.001315916 110 0.003018203 172 0.004723384
49 0.001343349 111 0.003045683 173 0.004750911
50 0.001370783 112 0.003073164 174 0.004778438
51 0.001398218 113 0.003100645 175 0.004805967
52 0.001425653 114 0.003128127 176 0.004833496
53 0.001453090 115 0.003155610 177 0.004861025
54 0.001480527 116 0.003183094 178 0.004888556
55 0.001507965 117 0.003210578 179 0.004916087
56 0.001535403 118 0.003238064 180 0.004943619
57 0.001562842 119 0.003265550 181 0.004971152
58 0.001590282 120 0.003293036 182 0.004998685
59 0.001617723 121 0.003320524 183 0.005026219
60 0.001645165 122 0.003348012 184 0.005053754
61 0.001672607 123 0.003375501
62 0.001700050 124 0.003402991
TABLE 8--1.5% COMPOUND RATE--184 DAYS
Days Factor Days Factor Days Factor
1 0.000041096 63 0.002592342 125 0.005150097
2 0.000082193 64 0.002633545 126 0.005191405
3 0.000123293 65 0.002674749 127 0.005232714
4 0.000164394 66 0.002715955 128 0.005274025
5 0.000205496 67 0.002757162 129 0.005315337
6 0.000246601 68 0.002798371 130 0.005356652
7 0.000287707 69 0.002839582 131 0.005397968
8 0.000328814 70 0.002880795 132 0.005439286
9 0.000369924 71 0.002922009 133 0.005480605
10 0.000411035 72 0.002963225 134 0.005521926
11 0.000452148 73 0.003004443 135 0.005563249
12 0.000493262 74 0.003045662 136 0.005604573
13 0.000534378 75 0.003086883 137 0.005645900
14 0.000575496 76 0.003128106 138 0.005687228
15 0.000616616 77 0.003169330 139 0.005728557
16 0.000657737 78 0.003210556 140 0.005769888
17 0.000698860 79 0.003251784 141 0.005811222
18 0.000739984 80 0.003293014 142 0.005852556
19 0.000781111 81 0.003334245 143 0.005893893
20 0.000822239 82 0.003375478 144 0.005935231
21 0.000863368 83 0.003416713 145 0.005976571
22 0.000904500 84 0.003457949 146 0.006017912
23 0.000945633 85 0.003499187 147 0.006059255
24 0.000986768 86 0.003540427 148 0.006100600
25 0.001027904 87 0.003581668 149 0.006141947
26 0.001069042 88 0.003622911 150 0.006183295
27 0.001110182 89 0.003664156 151 0.006224645
28 0.001151324 90 0.003705402 152 0.006265997
29 0.001192467 91 0.003746650 153 0.006307350
30 0.001233612 92 0.003787900 154 0.006348705
31 0.001274758 93 0.003829152 155 0.006390062
32 0.001315907 94 0.003870405 156 0.006431421
33 0.001357056 95 0.003911660 157 0.006472781
34 0.001398208 96 0.003952917 158 0.006514143
35 0.001439361 97 0.003994175 159 0.006555506
36 0.001480517 98 0.004035435 160 0.006596871
37 0.001521673 99 0.004076697 161 0.006638238
38 0.001562832 100 0.004117960 162 0.006679607
39 0.001603992 101 0.004159225 163 0.006720978
40 0.001645154 102 0.004200492 164 0.006762350
41 0.001686317 103 0.004241761 165 0.006803723
42 0.001727482 104 0.004283031 166 0.006845099
43 0.001768649 105 0.004324303 167 0.006886476
44 0.001809818 106 0.004365576 168 0.006927855
45 0.001850988 107 0.004406852 169 0.006969236
46 0.001892160 108 0.004448129 170 0.007010618
47 0.001933334 109 0.004489407 171 0.007052002
48 0.001974509 110 0.004530688 172 0.007093388
49 0.002015686 111 0.004571970 173 0.007134775
50 0.002056865 112 0.004613254 174 0.007176164
51 0.002098045 113 0.004654539 175 0.007217555
52 0.002139227 114 0.004695826 176 0.007258947
53 0.002180411 115 0.004737115 177 0.007300342
54 0.002221597 116 0.004778406 178 0.007341738
55 0.002262784 117 0.004819698 179 0.007383135
56 0.002303973 118 0.004860992 180 0.007424534
57 0.002345163 119 0.004902288 181 0.007465935
58 0.002386355 120 0.004943585 182 0.007507338
59 0.002427549 121 0.004984884 183 0.007548743
60 0.002468745 122 0.005026185 184 0.007590149
61 0.002509942 123 0.005067487
62 0.002551141 124 0.005108791
TABLE 9--2.0% COMPOUND RATE--184 DAYS
Days Factor Days Factor Days Factor
1 0.000054795 63 0.003457925 125 0.006872636
2 0.000109592 64 0.003512909 126 0.006927807
3 0.000164393 65 0.003567896 127 0.006982982
4 0.000219196 66 0.003622886 128 0.007038159
5 0.000274003 67 0.003677879 129 0.007093339
6 0.000328812 68 0.003732875 130 0.007148522
7 0.000383625 69 0.003787874 131 0.007203708
8 0.000438440 70 0.003842876 132 0.007258898
9 0.000493259 71 0.003897881 133 0.007314090
10 0.000548080 72 0.003952890 134 0.007369285
11 0.000602905 73 0.004007901 135 0.007424483
12 0.000657732 74 0.004062915 136 0.007479685
13 0.000712563 75 0.004117932 137 0.007534889
14 0.000767397 76 0.004172952 138 0.007590097
15 0.000822233 77 0.004227975 139 0.007645307
16 0.000877073 78 0.004283001 140 0.007700520
17 0.000931915 79 0.004338031 141 0.007755737
18 0.000986761 80 0.004393063 142 0.007810956
19 0.001041609 81 0.004448098 143 0.007866179
20 0.001096461 82 0.004503136 144 0.007921404
21 0.001151316 83 0.004558178 145 0.007976633
22 0.001206173 84 0.004613222 146 0.008031865
23 0.001261034 85 0.004668269 147 0.008087099
24 0.001315897 86 0.004723320 148 0.008142337
25 0.001370764 87 0.004778373 149 0.008197578
26 0.001425634 88 0.004833429 150 0.008252821
27 0.001480506 89 0.004888489 151 0.008308068
28 0.001535382 90 0.004943551 152 0.008363318
29 0.001590261 91 0.004998616 153 0.008418570
30 0.001645142 92 0.005053685 154 0.008473826
31 0.001700027 93 0.005108756 155 0.008529085
32 0.001754915 94 0.005163831 156 0.008584347
33 0.001809805 95 0.005218908 157 0.008639612
34 0.001864699 96 0.005273989 158 0.008694880
35 0.001919596 97 0.005329072 159 0.008750151
36 0.001974495 98 0.005384159 160 0.008805425
37 0.002029398 99 0.005439248 161 0.008860702
38 0.002084304 100 0.005494341 162 0.008915982
39 0.002139213 101 0.005549436 163 0.008971265
40 0.002194124 102 0.005604535 164 0.009026551
41 0.002249039 103 0.005659637 165 0.009081840
42 0.002303957 104 0.005714741 166 0.009137132
43 0.002358878 105 0.005769849 167 0.009192427
44 0.002413801 106 0.005824960 168 0.009247726
45 0.002468728 107 0.005880073 169 0.009303027
46 0.002523658 108 0.005935190 170 0.009358331
47 0.002578591 109 0.005990310 171 0.009413638
48 0.002633527 110 0.006045432 172 0.009468949
49 0.002688465 111 0.006100558 173 0.009524262
50 0.002743407 112 0.006155687 174 0.009579579
51 0.002798352 113 0.006210819 175 0.009634898
52 0.002853300 114 0.006265954 176 0.009690220
53 0.002908251 115 0.006321092 177 0.009745546
54 0.002963205 116 0.006376232 178 0.009800874
55 0.003018162 117 0.006431376 179 0.009856206
56 0.003073121 118 0.006486523 180 0.009911541
57 0.003128084 119 0.006541673 181 0.009966878
58 0.003183050 120 0.006596826 182 0.010022219
59 0.003238019 121 0.006651982 183 0.010077563
60 0.003292991 122 0.006707141 184 0.010132909
61 0.003347966 123 0.006762303
62 0.003402944 124 0.006817468
TABLE 10--2.5% COMPOUND RATE--184 DAYS
Days Factor Days Factor Days Factor
1 0.000068493 63 0.004324243 125 0.008598104
2 0.000136991 64 0.004393033 126 0.008667186
3 0.000205494 65 0.004461827 127 0.008736273
4 0.000274001 66 0.004530626 128 0.008805364
5 0.000342513 67 0.004599429 129 0.008874460
6 0.000411029 68 0.004668237 130 0.008943561
7 0.000479551 69 0.004737050 131 0.009012667
8 0.000548077 70 0.004805868 132 0.009081778
9 0.000616607 71 0.004874690 133 0.009150893
10 0.000685143 72 0.004943517 134 0.009220013
11 0.000753683 73 0.005012349 135 0.009289137
12 0.000822228 74 0.005081185 136 0.009358267
13 0.000890777 75 0.005150026 137 0.009427401
14 0.000959331 76 0.005218872 138 0.009496540
15 0.001027890 77 0.005287723 139 0.009565683
16 0.001096454 78 0.005356578 140 0.009634832
17 0.001165022 79 0.005425438 141 0.009703985
18 0.001233595 80 0.005494303 142 0.009773143
19 0.001302172 81 0.005563173 143 0.009842305
20 0.001370755 82 0.005632047 144 0.009911472
21 0.001439342 83 0.005700926 145 0.009980644
22 0.001507934 84 0.005769809 146 0.010049821
23 0.001576530 85 0.005838698 147 0.010119003
24 0.001645131 86 0.005907591 148 0.010188189
25 0.001713737 87 0.005976488 149 0.010257380
26 0.001782347 88 0.006045391 150 0.010326576
27 0.001850963 89 0.006114298 151 0.010395776
28 0.001919583 90 0.006183210 152 0.010464981
29 0.001988207 91 0.006252127 153 0.010534191
30 0.002056837 92 0.006321048 154 0.010603406
31 0.002125471 93 0.006389974 155 0.010672625
32 0.002194109 94 0.006458905 156 0.010741849
33 0.002262753 95 0.006527841 157 0.010811078
34 0.002331401 96 0.006596781 158 0.010880312
35 0.002400054 97 0.006665726 159 0.010949550
36 0.002468711 98 0.006734676 160 0.011018793
37 0.002537373 99 0.006803630 161 0.011088041
38 0.002606040 100 0.006872589 162 0.011157294
39 0.002674712 101 0.006941553 163 0.011226551
40 0.002743388 102 0.007010522 164 0.011295813
41 0.002812069 103 0.007079495 165 0.011365080
42 0.002880755 104 0.007148473 166 0.011434352
43 0.002949446 105 0.007217456 167 0.011503628
44 0.003018141 106 0.007286443 168 0.011572909
45 0.003086841 107 0.007355435 169 0.011642195
46 0.003155545 108 0.007424432 170 0.011711486
47 0.003224255 109 0.007493434 171 0.011780781
48 0.003292969 110 0.007562440 172 0.011850081
49 0.003361687 111 0.007631452 173 0.011919386
50 0.003430411 112 0.007700467 174 0.011988695
51 0.003499139 113 0.007769488 175 0.012058010
52 0.003567872 114 0.007838513 176 0.012127329
53 0.003636609 115 0.007907543 177 0.012196652
54 0.003705351 116 0.007976578 178 0.012265981
55 0.003774098 117 0.008045618 179 0.012335314
56 0.003842850 118 0.008114662 180 0.012404652
57 0.003911606 119 0.008183711 181 0.012473995
58 0.003980367 120 0.008252764 182 0.012543343
59 0.004049133 121 0.008321823 183 0.012612695
60 0.004117904 122 0.008390886 184 0.012682052
61 0.004186679 123 0.008459954
62 0.004255459 124 0.008529026
TABLE 11--3.0% COMPOUND RATE--184 DAYS
Days Factor Days Factor Days Factor
1 0.000082192 63 0.005191298 125 0.010326505
2 0.000164390 64 0.005273916 126 0.010409545
3 0.000246596 65 0.005356541 127 0.010492592
4 0.000328808 66 0.005439173 128 0.010575647
5 0.000411026 67 0.005521812 129 0.010658708
6 0.000493252 68 0.005604458 130 0.010741775
7 0.000575484 69 0.005687110 131 0.010824850
8 0.000657723 70 0.005769770 132 0.010907932
9 0.000739969 71 0.005852436 133 0.010991020
10 0.000822222 72 0.005935108 134 0.011074115
11 0.000904481 73 0.006017788 135 0.011157217
12 0.000986747 74 0.006100474 136 0.011240326
13 0.001069020 75 0.006183168 137 0.011323442
14 0.001151300 76 0.006265868 138 0.011406564
15 0.001233586 77 0.006348574 139 0.011489693
16 0.001315879 78 0.006431288 140 0.011572829
17 0.001398179 79 0.006514008 141 0.011655972
18 0.001480486 80 0.006596736 142 0.011739122
19 0.001562800 81 0.006679469 143 0.011822279
20 0.001645120 82 0.006762210 144 0.011905442
21 0.001727447 83 0.006844958 145 0.011988613
22 0.001809781 84 0.006927712 146 0.012071790
23 0.001892121 85 0.007010473 147 0.012154974
24 0.001974468 86 0.007093241 148 0.012238165
25 0.002056822 87 0.007176016 149 0.012321362
26 0.002139183 88 0.007258798 150 0.012404567
27 0.002221551 89 0.007341586 151 0.012487778
28 0.002303925 90 0.007424381 152 0.012570996
29 0.002386306 91 0.007507183 153 0.012654221
30 0.002468694 92 0.007589992 154 0.012737453
31 0.002551089 93 0.007672808 155 0.012820692
32 0.002633490 94 0.007755630 156 0.012903937
33 0.002715899 95 0.007838459 157 0.012987190
34 0.002798314 96 0.007921295 158 0.013070449
35 0.002880735 97 0.008004138 159 0.013153715
36 0.002963164 98 0.008086988 160 0.013236988
37 0.003045599 99 0.008169844 161 0.013320268
38 0.003128041 100 0.008252708 162 0.013403554
39 0.003210490 101 0.008335578 163 0.013486848
40 0.003292946 102 0.008418455 164 0.013570148
41 0.003375408 103 0.008501338 165 0.013653455
42 0.003457878 104 0.008584229 166 0.013736769
43 0.003540354 105 0.008667126 167 0.013820090
44 0.003622836 106 0.008750030 168 0.013903418
45 0.003705326 107 0.008832941 169 0.013986752
46 0.003787822 108 0.008915859 170 0.014070094
47 0.003870325 109 0.008998784 171 0.014153442
48 0.003952835 110 0.009081715 172 0.014236797
49 0.004035352 111 0.009164653 173 0.014320159
50 0.004117875 112 0.009247598 174 0.014403528
51 0.004200406 113 0.009330550 175 0.014486903
52 0.004282943 114 0.009413509 176 0.014570286
53 0.004365486 115 0.009496474 177 0.014653675
54 0.004448037 116 0.009579447 178 0.014737071
55 0.004530594 117 0.009662426 179 0.014820474
56 0.004613159 118 0.009745412 180 0.014903884
57 0.004695730 119 0.009828405 181 0.014987301
58 0.004778307 120 0.009911404 182 0.015070725
59 0.004860892 121 0.009994411 183 0.015154155
60 0.004943483 122 0.010077424 184 0.015237592
61 0.005026081 123 0.010160444
62 0.005108686 124 0.010243471
TABLE 12--3.5% COMPOUND RATE--184 DAYS
Days Factor Days Factor Days Factor
1 0.000095890 63 0.006059089 125 0.012057843
2 0.000191790 64 0.006155560 126 0.012154890
3 0.000287699 65 0.006252041 127 0.012251946
4 0.000383617 66 0.006348531 128 0.012349011
5 0.000479544 67 0.006445030 129 0.012446086
6 0.000575480 68 0.006541538 130 0.012543170
7 0.000671426 69 0.006638056 131 0.012640263
8 0.000767381 70 0.006734583 132 0.012737365
9 0.000863345 71 0.006831119 133 0.012834477
10 0.000959318 72 0.006927665 134 0.012931598
11 0.001055300 73 0.007024219 135 0.013028729
12 0.001151292 74 0.007120783 136 0.013125868
13 0.001247293 75 0.007217357 137 0.013223017
14 0.001343303 76 0.007313939 138 0.013320176
15 0.001439322 77 0.007410531 139 0.013417344
16 0.001535350 78 0.007507132 140 0.013514521
17 0.001631388 79 0.007603742 141 0.013611707
18 0.001727435 80 0.007700362 142 0.013708903
19 0.001823491 81 0.007796990 143 0.013806107
20 0.001919556 82 0.007893628 144 0.013903322
21 0.002015631 83 0.007990276 145 0.014000545
22 0.002111714 84 0.008086932 146 0.014097778
23 0.002207807 85 0.008183598 147 0.014195021
24 0.002303909 86 0.008280273 148 0.014292272
25 0.002400021 87 0.008376958 149 0.014389533
26 0.002496141 88 0.008473651 150 0.014486803
27 0.002592271 89 0.008570354 151 0.014584083
28 0.002688410 90 0.008667067 152 0.014681372
29 0.002784558 91 0.008763788 153 0.014778670
30 0.002880716 92 0.008860519 154 0.014875977
31 0.002976882 93 0.008957259 155 0.014973294
32 0.003073058 94 0.009054008 156 0.015070621
33 0.003169243 95 0.009150767 157 0.015167956
34 0.003265438 96 0.009247535 158 0.015265301
35 0.003361641 97 0.009344312 159 0.015362655
36 0.003457854 98 0.009441098 160 0.015460019
37 0.003554076 99 0.009537894 161 0.015557392
38 0.003650307 100 0.009634699 162 0.015654774
39 0.003746548 101 0.009731513 163 0.015752165
40 0.003842797 102 0.009828337 164 0.015849566
41 0.003939056 103 0.009925170 165 0.015946976
42 0.004035324 104 0.010022012 166 0.016044396
43 0.004131602 105 0.010118863 167 0.016141825
44 0.004227888 106 0.010215724 168 0.016239263
45 0.004324184 107 0.010312594 169 0.016336711
46 0.004420489 108 0.010409473 170 0.016434168
47 0.004516803 109 0.010506362 171 0.016531634
48 0.004613127 110 0.010603260 172 0.016629110
49 0.004709460 111 0.010700167 173 0.016726595
50 0.004805802 112 0.010797083 174 0.016824089
51 0.004902153 113 0.010894009 175 0.016921593
52 0.004998513 114 0.010990944 176 0.017019106
53 0.005094883 115 0.011087889 177 0.017116628
54 0.005191262 116 0.011184842 178 0.017214160
55 0.005287650 117 0.011281805 179 0.017311701
56 0.005384048 118 0.011378777 180 0.017409251
57 0.005480454 119 0.011475759 181 0.017506811
58 0.005576870 120 0.011572750 182 0.017604380
59 0.005673296 121 0.011669750 183 0.017701959
60 0.005769730 122 0.011766759 184 0.017799547
61 0.005866174 123 0.011863778
62 0.005962627 124 0.011960806
TABLE 13--4.0% COMPOUND RATE--184 DAYS
Days Factor Days Factor Days Factor
1 0.000109589 63 0.006927617 125 0.013792125
2 0.000219190 64 0.007037965 126 0.013903226
3 0.000328803 65 0.007148326 127 0.014014339
4 0.000438428 66 0.007258698 128 0.014125463
5 0.000548065 67 0.007369082 129 0.014236600
6 0.000657714 68 0.007479479 130 0.014347750
7 0.000767376 69 0.007589888 131 0.014458911
8 0.000877049 70 0.007700309 132 0.014570085
9 0.000986734 71 0.007810742 133 0.014681270
10 0.001096431 72 0.007921187 134 0.014792468
11 0.001206140 73 0.008031644 135 0.014903678
12 0.001315861 74 0.008142113 136 0.015014901
13 0.001425595 75 0.008252594 137 0.015126135
14 0.001535340 76 0.008363088 138 0.015237382
15 0.001645097 77 0.008473593 139 0.015348641
16 0.001754867 78 0.008584111 140 0.015459912
17 0.001864648 79 0.008694641 141 0.015571195
18 0.001974441 80 0.008805182 142 0.015682491
19 0.002084247 81 0.008915736 143 0.015793798
20 0.002194064 82 0.009026303 144 0.015905118
21 0.002303894 83 0.009136881 145 0.016016450
22 0.002413735 84 0.009247471 146 0.016127795
23 0.002523589 85 0.009358074 147 0.016239151
24 0.002633454 86 0.009468688 148 0.016350520
25 0.002743332 87 0.009579315 149 0.016461901
26 0.002853222 88 0.009689954 150 0.016573294
27 0.002963123 89 0.009800605 151 0.016684699
28 0.003073037 90 0.009911268 152 0.016796117
29 0.003182963 91 0.010021943 153 0.016907546
30 0.003292901 92 0.010132630 154 0.017018988
31 0.003402851 93 0.010243330 155 0.017130442
32 0.003512813 94 0.010354041 156 0.017241909
33 0.003622787 95 0.010464765 157 0.017353387
34 0.003732773 96 0.010575501 158 0.017464878
35 0.003842771 97 0.010686249 159 0.017576381
36 0.003952781 98 0.010797009 160 0.017687896
37 0.004062803 99 0.010907781 161 0.017799424
38 0.004172838 100 0.011018566 162 0.017910963
39 0.004282884 101 0.011129362 163 0.018022515
40 0.004392942 102 0.011240171 164 0.018134079
41 0.004503013 103 0.011350992 165 0.018245656
42 0.004613095 104 0.011461825 166 0.018357244
43 0.004723190 105 0.011572670 167 0.018468845
44 0.004833296 106 0.011683527 168 0.018580458
45 0.004943415 107 0.011794397 169 0.018692083
46 0.005053546 108 0.011905278 170 0.018803721
47 0.005163689 109 0.012016172 171 0.018915370
48 0.005273844 110 0.012127078 172 0.019027032
49 0.005384011 111 0.012237996 173 0.019138707
50 0.005494190 112 0.012348926 174 0.019250393
51 0.005604381 113 0.012459868 175 0.019362092
52 0.005714584 114 0.012570823 176 0.019473803
53 0.005824799 115 0.012681790 177 0.019585526
54 0.005935027 116 0.012792768 178 0.019697261
55 0.006045266 117 0.012903759 179 0.019809009
56 0.006155518 118 0.013014763 180 0.019920769
57 0.006265781 119 0.013125778 181 0.020032541
58 0.006376057 120 0.013236805 182 0.020144325
59 0.006486345 121 0.013347845 183 0.020256122
60 0.006596645 122 0.013458897 184 0.020367931
61 0.006706957 123 0.013569961
62 0.006817281 124 0.013681037
TABLE 14--4.5% COMPOUND RATE--184 DAYS
Days Factor Days Factor Days Factor
1 0.000123288 63 0.007796883 125 0.015529355
2 0.000246591 64 0.007921132 126 0.015654558
3 0.000369909 65 0.008045396 127 0.015779775
4 0.000493242 66 0.008169676 128 0.015905008
5 0.000616590 67 0.008293971 129 0.016030257
6 0.000739954 68 0.008418281 130 0.016155521
7 0.000863333 69 0.008542607 131 0.016280801
8 0.000986727 70 0.008666947 132 0.016406095
9 0.001110136 71 0.008791304 133 0.016531406
10 0.001233561 72 0.008915675 134 0.016656732
11 0.001357001 73 0.009040062 135 0.016782073
12 0.001480456 74 0.009164464 136 0.016907429
13 0.001603926 75 0.009288882 137 0.017032802
14 0.001727411 76 0.009413315 138 0.017158189
15 0.001850912 77 0.009537763 139 0.017283592
16 0.001974428 78 0.009662226 140 0.017409011
17 0.002097959 79 0.009786705 141 0.017534445
18 0.002221505 80 0.009911200 142 0.017659894
19 0.002345067 81 0.010035709 143 0.017785359
20 0.002468644 82 0.010160234 144 0.017910840
21 0.002592236 83 0.010284774 145 0.018036335
22 0.002715843 84 0.010409330 146 0.018161847
23 0.002839465 85 0.010533901 147 0.018287374
24 0.002963103 86 0.010658487 148 0.018412916
25 0.003086756 87 0.010783089 149 0.018538474
26 0.003210424 88 0.010907706 150 0.018664047
27 0.003334108 89 0.011032339 151 0.018789636
28 0.003457806 90 0.011156987 152 0.018915240
29 0.003581520 91 0.011281650 153 0.019040859
30 0.003705250 92 0.011406328 154 0.019166495
31 0.003828994 93 0.011531022 155 0.019292145
32 0.003952754 94 0.011655732 156 0.019417811
33 0.004076529 95 0.011780456 157 0.019543493
34 0.004200319 96 0.011905196 158 0.019669190
35 0.004324125 97 0.012029952 159 0.019794903
36 0.004447945 98 0.012154723 160 0.019920631
37 0.004571782 99 0.012279509 161 0.020046375
38 0.004695633 100 0.012404310 162 0.020172134
39 0.004819499 101 0.012529127 163 0.020297908
40 0.004943381 102 0.012653960 164 0.020423699
41 0.005067278 103 0.012778807 165 0.020549504
42 0.005191191 104 0.012903671 166 0.020675325
43 0.005315118 105 0.013028549 167 0.020801162
44 0.005439061 106 0.013153443 168 0.020927014
45 0.005563020 107 0.013278352 169 0.021052882
46 0.005686993 108 0.013403277 170 0.021178765
47 0.005810982 109 0.013528217 171 0.021304664
48 0.005934986 110 0.013653173 172 0.021430578
49 0.006059005 111 0.013778144 173 0.021556508
50 0.006183040 112 0.013903130 174 0.021682453
51 0.006307090 113 0.014028132 175 0.021808414
52 0.006431155 114 0.014153149 176 0.021934391
53 0.006555236 115 0.014278181 177 0.022060383
54 0.006679332 116 0.014403229 178 0.022186390
55 0.006803443 117 0.014528293 179 0.022312413
56 0.006927569 118 0.014653372 180 0.022438451
57 0.007051711 119 0.014778466 181 0.022564506
58 0.007175868 120 0.014903576 182 0.022690575
59 0.007300041 121 0.015028701 183 0.022816660
60 0.007424228 122 0.015153841 184 0.022942761
61 0.007548431 123 0.015278997
62 0.007672650 124 0.015404169
TABLE 15--5.0% COMPOUND RATE--184 DAYS
Days Factor Days Factor Days Factor
1 0.000136986 63 0.008666888 125 0.017269539
2 0.000273991 64 0.008805061 126 0.017408891
3 0.000411015 65 0.008943254 127 0.017548262
4 0.000548058 66 0.009081465 128 0.017687652
5 0.000685119 67 0.009219696 129 0.017827061
6 0.000822199 68 0.009357945 130 0.017966489
7 0.000959298 69 0.009496213 131 0.018105937
8 0.001096416 70 0.009634500 132 0.018245403
9 0.001233552 71 0.009772806 133 0.018384889
10 0.001370708 72 0.009911131 134 0.018524394
11 0.001507882 73 0.010049475 135 0.018663918
12 0.001645075 74 0.010187838 136 0.018803461
13 0.001782286 75 0.010326220 137 0.018943023
14 0.001919517 76 0.010464621 138 0.019082604
15 0.002056766 77 0.010603041 139 0.019222205
16 0.002194034 78 0.010741480 140 0.019361824
17 0.002331321 79 0.010879937 141 0.019501463
18 0.002468627 80 0.011018414 142 0.019641120
19 0.002605951 81 0.011156910 143 0.019780797
20 0.002743294 82 0.011295424 144 0.019920493
21 0.002880656 83 0.011433958 145 0.020060208
22 0.003018037 84 0.011572511 146 0.020199943
23 0.003155437 85 0.011711082 147 0.020339696
24 0.003292856 86 0.011849673 148 0.020479469
25 0.003430293 87 0.011988282 149 0.020619260
26 0.003567749 88 0.012126911 150 0.020759071
27 0.003705224 89 0.012265558 151 0.020898901
28 0.003842718 90 0.012404225 152 0.021038750
29 0.003980231 91 0.012542910 153 0.021178619
30 0.004117762 92 0.012681615 154 0.021318506
31 0.004255313 93 0.012820338 155 0.021458413
32 0.004392882 94 0.012959081 156 0.021598339
33 0.004530470 95 0.013097842 157 0.021738284
34 0.004668077 96 0.013236623 158 0.021878248
35 0.004805703 97 0.013375422 159 0.022018231
36 0.004943347 98 0.013514241 160 0.022158234
37 0.005081011 99 0.013653079 161 0.022298255
38 0.005218693 100 0.013791935 162 0.022438296
39 0.005356394 101 0.013930811 163 0.022578356
40 0.005494114 102 0.014069705 164 0.022718435
41 0.005631853 103 0.014208619 165 0.022858534
42 0.005769611 104 0.014347552 166 0.022998651
43 0.005907388 105 0.014486503 167 0.023138788
44 0.006045183 106 0.014625474 168 0.023278944
45 0.006182998 107 0.014764464 169 0.023419119
46 0.006320831 108 0.014903473 170 0.023559314
47 0.006458683 109 0.015042501 171 0.023699527
48 0.006596554 110 0.015181548 172 0.023839760
49 0.006734444 111 0.015320614 173 0.023980012
50 0.006872353 112 0.015459699 174 0.024120283
51 0.007010281 113 0.015598803 175 0.024260574
52 0.007148227 114 0.015737926 176 0.024400884
53 0.007286193 115 0.015877068 177 0.024541212
54 0.007424177 116 0.016016229 178 0.024681561
55 0.007562181 117 0.016155410 179 0.024821928
56 0.007700203 118 0.016294609 180 0.024962314
57 0.007838244 119 0.016433827 181 0.025102720
58 0.007976304 120 0.016573065 182 0.025243145
59 0.008114383 121 0.016712321 183 0.025383590
60 0.008252481 122 0.016851597 184 0.025524053
61 0.008390597 123 0.016990892
62 0.008528733 124 0.017130206
TABLE 16--5.5% COMPOUND RATE--184 DAYS
Days Factor Days Factor Days Factor
1 0.000150685 63 0.009537632 125 0.019012680
2 0.000301393 64 0.009689754 126 0.019166230
3 0.000452123 65 0.009841899 127 0.019319803
4 0.000602876 66 0.009994067 128 0.019473399
5 0.000753652 67 0.010146258 129 0.019627018
6 0.000904450 68 0.010298471 130 0.019780660
7 0.001055271 69 0.010450708 131 0.019934326
8 0.001206115 70 0.010602968 132 0.020088015
9 0.001356982 71 0.010755250 133 0.020241727
10 0.001507871 72 0.010907556 134 0.020395462
11 0.001658784 73 0.011059885 135 0.020549220
12 0.001809719 74 0.011212236 136 0.020703001
13 0.001960676 75 0.011364611 137 0.020856806
14 0.002111657 76 0.011517008 138 0.021010634
15 0.002262660 77 0.011669428 139 0.021164484
16 0.002413686 78 0.011821872 140 0.021318359
17 0.002564734 79 0.011974338 141 0.021472256
18 0.002715806 80 0.012126827 142 0.021626176
19 0.002866900 81 0.012279340 143 0.021780120
20 0.003018017 82 0.012431875 144 0.021934087
21 0.003169156 83 0.012584433 145 0.022088077
22 0.003320319 84 0.012737014 146 0.022242090
23 0.003471504 85 0.012889618 147 0.022396127
24 0.003622712 86 0.013042246 148 0.022550186
25 0.003773943 87 0.013194896 149 0.022704269
26 0.003925197 88 0.013347569 150 0.022858375
27 0.004076473 89 0.013500265 151 0.023012505
28 0.004227772 90 0.013652984 152 0.023166657
29 0.004379094 91 0.013805727 153 0.023320833
30 0.004530439 92 0.013958492 154 0.023475032
31 0.004681807 93 0.014111280 155 0.023629254
32 0.004833197 94 0.014264091 156 0.023783500
33 0.004984610 95 0.014416926 157 0.023937769
34 0.005136046 96 0.014569783 158 0.024092061
35 0.005287505 97 0.014722664 159 0.024246376
36 0.005438987 98 0.014875567 160 0.024400714
37 0.005590491 99 0.015028493 161 0.024555076
38 0.005742019 100 0.015181443 162 0.024709461
39 0.005893569 101 0.015334415 163 0.024863869
40 0.006045142 102 0.015487411 164 0.025018301
41 0.006196738 103 0.015640430 165 0.025172756
42 0.006348356 104 0.015793471 166 0.025327234
43 0.006499998 105 0.015946536 167 0.025481735
44 0.006651662 106 0.016099624 168 0.025636260
45 0.006803349 107 0.016252735 169 0.025790808
46 0.006955060 108 0.016405869 170 0.025945379
47 0.007106792 109 0.016559026 171 0.026099974
48 0.007258548 110 0.016712206 172 0.026254591
49 0.007410327 111 0.016865409 173 0.026409232
50 0.007562129 112 0.017018636 174 0.026563897
51 0.007713953 113 0.017171885 175 0.026718585
52 0.007865800 114 0.017325157 176 0.026873296
53 0.008017670 115 0.017478453 177 0.027028030
54 0.008169564 116 0.017631772 178 0.027182788
55 0.008321480 117 0.017785113 179 0.027337569
56 0.008473418 118 0.017938478 180 0.027492373
57 0.008625380 119 0.018091866 181 0.027647200
58 0.008777365 120 0.018245277 182 0.027802051
59 0.008929372 121 0.018398712 183 0.027956926
60 0.009081403 122 0.018552169 184 0.028111823
61 0.009233456 123 0.018705649
62 0.009385532 124 0.018859153
TABLE 17--6.0% COMPOUND RATE--184 DAYS
Days Factor Days Factor Days Factor
1 0.000164384 63 0.010409115 125 0.020758784
2 0.000328794 64 0.010575210 126 0.020926580
3 0.000493232 65 0.010741332 127 0.021094403
4 0.000657696 66 0.010907481 128 0.021262255
5 0.000822188 67 0.011073658 129 0.021430133
6 0.000986707 68 0.011239861 130 0.021598040
7 0.001151253 69 0.011406093 131 0.021765974
8 0.001315825 70 0.011572351 132 0.021933935
9 0.001480425 71 0.011738637 133 0.022101924
10 0.001645052 72 0.011904950 134 0.022269941
11 0.001809706 73 0.012071291 135 0.022437985
12 0.001974387 74 0.012237659 136 0.022606057
13 0.002139095 75 0.012404054 137 0.022774157
14 0.002303830 76 0.012570476 138 0.022942284
15 0.002468593 77 0.012736926 139 0.023110439
16 0.002633382 78 0.012903404 140 0.023278622
17 0.002798199 79 0.013069908 141 0.023446832
18 0.002963042 80 0.013236440 142 0.023615070
19 0.003127913 81 0.013403000 143 0.023783335
20 0.003292810 82 0.013569587 144 0.023951628
21 0.003457735 83 0.013736201 145 0.024119949
22 0.003622687 84 0.013902842 146 0.024288298
23 0.003787666 85 0.014069511 147 0.024456674
24 0.003952673 86 0.014236208 148 0.024625078
25 0.004117706 87 0.014402931 149 0.024793509
26 0.004282766 88 0.014569683 150 0.024961968
27 0.004447854 89 0.014736461 151 0.025130455
28 0.004612969 90 0.014903267 152 0.025298970
29 0.004778110 91 0.015070101 153 0.025467512
30 0.004943279 92 0.015236961 154 0.025636082
31 0.005108476 93 0.015403850 155 0.025804680
32 0.005273699 94 0.015570765 156 0.025973305
33 0.005438949 95 0.015737709 157 0.026141958
34 0.005604227 96 0.015904679 158 0.026310639
35 0.005769532 97 0.016071677 159 0.026479348
36 0.005934864 98 0.016238703 160 0.026648084
37 0.006100223 99 0.016405756 161 0.026816848
38 0.006265609 100 0.016572836 162 0.026985640
39 0.006431023 101 0.016739944 163 0.027154460
40 0.006596464 102 0.016907079 164 0.027323307
41 0.006761931 103 0.017074242 165 0.027492182
42 0.006927427 104 0.017241432 166 0.027661085
43 0.007092949 105 0.017408650 167 0.027830015
44 0.007258498 106 0.017575895 168 0.027998974
45 0.007424075 107 0.017743168 169 0.028167960
46 0.007589679 108 0.017910468 170 0.028336974
47 0.007755310 109 0.018077796 171 0.028506016
48 0.007920969 110 0.018245151 172 0.028675085
49 0.008086654 111 0.018412534 173 0.028844182
50 0.008252367 112 0.018579944 174 0.029013307
51 0.008418107 113 0.018747382 175 0.029182460
52 0.008583875 114 0.018914847 176 0.029351641
53 0.008749669 115 0.019082340 177 0.029520849
54 0.008915491 116 0.019249861 178 0.029690086
55 0.009081340 117 0.019417409 179 0.029859350
56 0.009247217 118 0.019584984 180 0.030028642
57 0.009413120 119 0.019752587 181 0.030197962
58 0.009579051 120 0.019920218 182 0.030367309
59 0.009745009 121 0.020087876 183 0.030536685
60 0.009910995 122 0.020255561 184 0.030706088
61 0.010077008 123 0.020423275
62 0.010243048 124 0.020591016
TABLE 18--6.5% COMPOUND RATE--184 DAYS
Days Factor Days Factor Days Factor
1 0.000178082 63 0.011281339 125 0.022507856
2 0.000356196 64 0.011461430 126 0.022689947
3 0.000534342 65 0.011641553 127 0.022872069
4 0.000712519 66 0.011821709 128 0.023054225
5 0.000890728 67 0.012001896 129 0.023236412
6 0.001068969 68 0.012182116 130 0.023418633
7 0.001247242 69 0.012362367 131 0.023600885
8 0.001425546 70 0.012542651 132 0.023783170
9 0.001603882 71 0.012722967 133 0.023965488
10 0.001782250 72 0.012903315 134 0.024147838
11 0.001960649 73 0.013083695 135 0.024330220
12 0.002139081 74 0.013264107 136 0.024512635
13 0.002317544 75 0.013444551 137 0.024695083
14 0.002496039 76 0.013625028 138 0.024877563
15 0.002674565 77 0.013805536 139 0.025060075
16 0.002853124 78 0.013986077 140 0.025242620
17 0.003031714 79 0.014166650 141 0.025425198
18 0.003210336 80 0.014347255 142 0.025607808
19 0.003388990 81 0.014527892 143 0.025790450
20 0.003567676 82 0.014708561 144 0.025973125
21 0.003746393 83 0.014889263 145 0.026155833
22 0.003925143 84 0.015069997 146 0.026338573
23 0.004103924 85 0.015250763 147 0.026521345
24 0.004282737 86 0.015431561 148 0.026704151
25 0.004461582 87 0.015612391 149 0.026886988
26 0.004640458 88 0.015793253 150 0.027069859
27 0.004819367 89 0.015974148 151 0.027252761
28 0.004998308 90 0.016155075 152 0.027435697
29 0.005177280 91 0.016336034 153 0.027618665
30 0.005356284 92 0.016517025 154 0.027801665
31 0.005535320 93 0.016698049 155 0.027984699
32 0.005714388 94 0.016879105 156 0.028167764
33 0.005893488 95 0.017060193 157 0.028350863
34 0.006072620 96 0.017241313 158 0.028533994
35 0.006251783 97 0.017422466 159 0.028717157
36 0.006430979 98 0.017603651 160 0.028900353
37 0.006610206 99 0.017784868 161 0.029083582
38 0.006789465 100 0.017966117 162 0.029266844
39 0.006968757 101 0.018147399 163 0.029450138
40 0.007148080 102 0.018328713 164 0.029633465
41 0.007327435 103 0.018510059 165 0.029816824
42 0.007506822 104 0.018691437 166 0.030000216
43 0.007686241 105 0.018872848 167 0.030183641
44 0.007865692 106 0.019054291 168 0.030367098
45 0.008045175 107 0.019235767 169 0.030550588
46 0.008224690 108 0.019417274 170 0.030734111
47 0.008404237 109 0.019598814 171 0.030917666
48 0.008583816 110 0.019780387 172 0.031101254
49 0.008763426 111 0.019961992 173 0.031284875
50 0.008943069 112 0.020143629 174 0.031468529
51 0.009122744 113 0.020325298 175 0.031652215
52 0.009302451 114 0.020507000 176 0.031835934
53 0.009482190 115 0.020688734 177 0.032019685
54 0.009661960 116 0.020870500 178 0.032203469
55 0.009841763 117 0.021052299 179 0.032387287
56 0.010021598 118 0.021234130 180 0.032571136
57 0.010201465 119 0.021415994 181 0.032755019
58 0.010381364 120 0.021597890 182 0.032938934
59 0.010561295 121 0.021779818 183 0.033122882
60 0.010741258 122 0.021961779 184 0.033306863
61 0.010921253 123 0.022143772
62 0.011101280 124 0.022325798
TABLE 19--7.0% COMPOUND RATE--184 DAYS
Days Factor Days Factor Days Factor
1 0.000191781 63 0.012154304 125 0.024259901
2 0.000383598 64 0.012348416 126 0.024456335
3 0.000575453 65 0.012542565 127 0.024652806
4 0.000767344 66 0.012736751 128 0.024849315
5 0.000959272 67 0.012930974 129 0.025045861
6 0.001151237 68 0.013125235 130 0.025242445
7 0.001343238 69 0.013319533 131 0.025439067
8 0.001535277 70 0.013513868 132 0.025635727
9 0.001727352 71 0.013708241 133 0.025832424
10 0.001919464 72 0.013902651 134 0.026029159
11 0.002111613 73 0.014097098 135 0.026225931
12 0.002303799 74 0.014291582 136 0.026422742
13 0.002496022 75 0.014486104 137 0.026619590
14 0.002688281 76 0.014680663 138 0.026816476
15 0.002880577 77 0.014875259 139 0.027013400
16 0.003072911 78 0.015069893 140 0.027210361
17 0.003265281 79 0.015264564 141 0.027407361
18 0.003457688 80 0.015459272 142 0.027604398
19 0.003650132 81 0.015654017 143 0.027801472
20 0.003842613 82 0.015848800 144 0.027998585
21 0.004035130 83 0.016043621 145 0.028195735
22 0.004227685 84 0.016238478 146 0.028392924
23 0.004420277 85 0.016433373 147 0.028590150
24 0.004612905 86 0.016628306 148 0.028787414
25 0.004805571 87 0.016823276 149 0.028984715
26 0.004998273 88 0.017018283 150 0.029182055
27 0.005191013 89 0.017213328 151 0.029379432
28 0.005383789 90 0.017408410 152 0.029576847
29 0.005576602 91 0.017603529 153 0.029774300
30 0.005769453 92 0.017798686 154 0.029971791
31 0.005962340 93 0.017993880 155 0.030169320
32 0.006155264 94 0.018189112 156 0.030366887
33 0.006348225 95 0.018384381 157 0.030564492
34 0.006541224 96 0.018579688 158 0.030762134
35 0.006734259 97 0.018775032 159 0.030959814
36 0.006927331 98 0.018970413 160 0.031157533
37 0.007120441 99 0.019165832 161 0.031355289
38 0.007313587 100 0.019361289 162 0.031553083
39 0.007506771 101 0.019556782 163 0.031750915
40 0.007699991 102 0.019752314 164 0.031948785
41 0.007893249 103 0.019947883 165 0.032146693
42 0.008086543 104 0.020143489 166 0.032344639
43 0.008279875 105 0.020339133 167 0.032542623
44 0.008473244 106 0.020534815 168 0.032740645
45 0.008666649 107 0.020730534 169 0.032938705
46 0.008860092 108 0.020926290 170 0.033136803
47 0.009053572 109 0.021122084 171 0.033334939
48 0.009247089 110 0.021317916 172 0.033533112
49 0.009440644 111 0.021513785 173 0.033731324
50 0.009634235 112 0.021709692 174 0.033929574
51 0.009827864 113 0.021905636 175 0.034127862
52 0.010021529 114 0.022101618 176 0.034326188
53 0.010215232 115 0.022297638 177 0.034524552
54 0.010408972 116 0.022493695 178 0.034722954
55 0.010602749 117 0.022689789 179 0.034921394
56 0.010796563 118 0.022885922 180 0.035119872
57 0.010990414 119 0.023082092 181 0.035318388
58 0.011184303 120 0.023278299 182 0.035516942
59 0.011378229 121 0.023474544 183 0.035715534
60 0.011572192 122 0.023670827 184 0.035914165
61 0.011766192 123 0.023867147
62 0.011960229 124 0.024063506
TABLE 20--7.5% COMPOUND RATE--184 DAYS
Days Factor Days Factor Days Factor
1 0.000205479 63 0.013028010 125 0.026014925
2 0.000411001 64 0.013236167 126 0.026225750
3 0.000616565 65 0.013444366 127 0.026436618
4 0.000822171 66 0.013652608 128 0.026647529
5 0.001027820 67 0.013860893 129 0.026858484
6 0.001233510 68 0.014069220 130 0.027069483
7 0.001439243 69 0.014277591 131 0.027280524
8 0.001645018 70 0.014486004 132 0.027491609
9 0.001850836 71 0.014694460 133 0.027702738
10 0.002056696 72 0.014902959 134 0.027913910
11 0.002262598 73 0.015111500 135 0.028125125
12 0.002468542 74 0.015320085 136 0.028336383
13 0.002674529 75 0.015528712 137 0.028547685
14 0.002880558 76 0.015737383 138 0.028759031
15 0.003086629 77 0.015946096 139 0.028970420
16 0.003292743 78 0.016154852 140 0.029181852
17 0.003498899 79 0.016363651 141 0.029393328
18 0.003705097 80 0.016572493 142 0.029604847
19 0.003911338 81 0.016781377 143 0.029816410
20 0.004117621 82 0.016990305 144 0.030028016
21 0.004323947 83 0.017199276 145 0.030239665
22 0.004530315 84 0.017408289 146 0.030451358
23 0.004736725 85 0.017617346 147 0.030663095
24 0.004943178 86 0.017826445 148 0.030874875
25 0.005149673 87 0.018035588 149 0.031086699
26 0.005356210 88 0.018244773 150 0.031298566
27 0.005562790 89 0.018454001 151 0.031510476
28 0.005769413 90 0.018663273 152 0.031722431
29 0.005976078 91 0.018872587 153 0.031934428
30 0.006182785 92 0.019081945 154 0.032146470
31 0.006389535 93 0.019291345 155 0.032358555
32 0.006596328 94 0.019500788 156 0.032570683
33 0.006803162 95 0.019710275 157 0.032782855
34 0.007010040 96 0.019919804 158 0.032995071
35 0.007216960 97 0.020129377 159 0.033207330
36 0.007423922 98 0.020338993 160 0.033419633
37 0.007630927 99 0.020548651 161 0.033631979
38 0.007837974 100 0.020758353 162 0.033844370
39 0.008045064 101 0.020968098 163 0.034056803
40 0.008252197 102 0.021177886 164 0.034269281
41 0.008459372 103 0.021387717 165 0.034481802
42 0.008666590 104 0.021597591 166 0.034694367
43 0.008873850 105 0.021807508 167 0.034906975
44 0.009081153 106 0.022017469 168 0.035119627
45 0.009288498 107 0.022227472 169 0.035332323
46 0.009495886 108 0.022437519 170 0.035545062
47 0.009703317 109 0.022647609 171 0.035757846
48 0.009910790 110 0.022857742 172 0.035970673
49 0.010118306 111 0.023067918 173 0.036183543
50 0.010325865 112 0.023278138 174 0.036396458
51 0.010533466 113 0.023488400 175 0.036609416
52 0.010741110 114 0.023698706 176 0.036822418
53 0.010948796 115 0.023909055 177 0.037035464
54 0.011156526 116 0.024119448 178 0.037248553
55 0.011364297 117 0.024329883 179 0.037461686
56 0.011572112 118 0.024540362 180 0.037674863
57 0.011779969 119 0.024750884 181 0.037888084
58 0.011987869 120 0.024961449 182 0.038101349
59 0.012195812 121 0.025172058 183 0.038314657
60 0.012403797 122 0.025382709 184 0.038528010
61 0.012611826 123 0.025593405
62 0.012819897 124 0.025804143
TABLE 21--8.0% COMPOUND RATE--184 DAYS
Days Factor Days Factor Days Factor
1 0.000219178 63 0.013902459 125 0.027772931
2 0.000438404 64 0.014124684 126 0.027998196
3 0.000657678 65 0.014346958 127 0.028223511
4 0.000877001 66 0.014569281 128 0.028448875
5 0.001096371 67 0.014791652 129 0.028674288
6 0.001315789 68 0.015014072 130 0.028899751
7 0.001535256 69 0.015236541 131 0.029125263
8 0.001754770 70 0.015459059 132 0.029350825
9 0.001974333 71 0.015681625 133 0.029576436
10 0.002193944 72 0.015904240 134 0.029802097
11 0.002413603 73 0.016126904 135 0.030027807
12 0.002633310 74 0.016349617 136 0.030253566
13 0.002853065 75 0.016572378 137 0.030479375
14 0.003072869 76 0.016795189 138 0.030705234
15 0.003292720 77 0.017018048 139 0.030931142
16 0.003512620 78 0.017240956 140 0.031157099
17 0.003732568 79 0.017463913 141 0.031383107
18 0.003952564 80 0.017686919 142 0.031609163
19 0.004172608 81 0.017909973 143 0.031835269
20 0.004392701 82 0.018133077 144 0.032061425
21 0.004612842 83 0.018356229 145 0.032287630
22 0.004833031 84 0.018579431 146 0.032513885
23 0.005053268 85 0.018802681 147 0.032740189
24 0.005273554 86 0.019025980 148 0.032966543
25 0.005493888 87 0.019249328 149 0.033192947
26 0.005714270 88 0.019472725 150 0.033419400
27 0.005934701 89 0.019696172 151 0.033645903
28 0.006155180 90 0.019919667 152 0.033872456
29 0.006375707 91 0.020143211 153 0.034099058
30 0.006596282 92 0.020366804 154 0.034325710
31 0.006816906 93 0.020590446 155 0.034552411
32 0.007037578 94 0.020814137 156 0.034779162
33 0.007258299 95 0.021037877 157 0.035005963
34 0.007479068 96 0.021261666 158 0.035232814
35 0.007699885 97 0.021485504 159 0.035459714
36 0.007920751 98 0.021709391 160 0.035686664
37 0.008141665 99 0.021933328 161 0.035913664
38 0.008362628 100 0.022157313 162 0.036140714
39 0.008583639 101 0.022381348 163 0.036367813
40 0.008804698 102 0.022605431 164 0.036594962
41 0.009025806 103 0.022829564 165 0.036822161
42 0.009246962 104 0.023053746 166 0.037049410
43 0.009468167 105 0.023277977 167 0.037276708
44 0.009689420 106 0.023502257 168 0.037504057
45 0.009910722 107 0.023726586 169 0.037731455
46 0.010132072 108 0.023950964 170 0.037958903
47 0.010353471 109 0.024175392 171 0.038186401
48 0.010574919 110 0.024399869 172 0.038413948
49 0.010796414 111 0.024624395 173 0.038641546
50 0.011017959 112 0.024848970 174 0.038869193
51 0.011239552 113 0.025073594 175 0.039096891
52 0.011461193 114 0.025298268 176 0.039324638
53 0.011682883 115 0.025522991 177 0.039552435
54 0.011904622 116 0.025747763 178 0.039780282
55 0.012126410 117 0.025972585 179 0.040008179
56 0.012348245 118 0.026197455 180 0.040236126
57 0.012570130 119 0.026422375 181 0.040464123
58 0.012792063 120 0.026647345 182 0.040692170
59 0.013014045 121 0.026872363 183 0.040920267
60 0.013236075 122 0.027097431 184 0.041148414
61 0.013458155 123 0.027322548
62 0.013680282 124 0.027547715
TABLE 22--8.5% COMPOUND RATE--184 DAYS
Days Factor Days Factor Days Factor
1 0.000232877 63 0.014777650 125 0.029533925
2 0.000465808 64 0.015013968 126 0.029773680
3 0.000698793 65 0.015250342 127 0.030013490
4 0.000931832 66 0.015486770 128 0.030253356
5 0.001164926 67 0.015723253 129 0.030493278
6 0.001398074 68 0.015959791 130 0.030733256
7 0.001631276 69 0.016196385 131 0.030973290
8 0.001864533 70 0.016433033 132 0.031213380
9 0.002097844 71 0.016669737 133 0.031453525
10 0.002331209 72 0.016906495 134 0.031693727
11 0.002564629 73 0.017143309 135 0.031933984
12 0.002798103 74 0.017380178 136 0.032174297
13 0.003031631 75 0.017617102 137 0.032414667
14 0.003265214 76 0.017854082 138 0.032655092
15 0.003498851 77 0.018091116 139 0.032895573
16 0.003732542 78 0.018328206 140 0.033136111
17 0.003966288 79 0.018565351 141 0.033376704
18 0.004200089 80 0.018802551 142 0.033617354
19 0.004433943 81 0.019039806 143 0.033858059
20 0.004667853 82 0.019277117 144 0.034098820
21 0.004901816 83 0.019514483 145 0.034339638
22 0.005135835 84 0.019751904 146 0.034580512
23 0.005369907 85 0.019989381 147 0.034821441
24 0.005604035 86 0.020226912 148 0.035062427
25 0.005838216 87 0.020464499 149 0.035303469
26 0.006072453 88 0.020702142 150 0.035544567
27 0.006306744 89 0.020939840 151 0.035785721
28 0.006541089 90 0.021177593 152 0.036026932
29 0.006775489 91 0.021415401 153 0.036268198
30 0.007009943 92 0.021653265 154 0.036509521
31 0.007244453 93 0.021891184 155 0.036750900
32 0.007479016 94 0.022129159 156 0.036992335
33 0.007713635 95 0.022367189 157 0.037233826
34 0.007948308 96 0.022605275 158 0.037475374
35 0.008183036 97 0.022843416 159 0.037716978
36 0.008417818 98 0.023081612 160 0.037958638
37 0.008652655 99 0.023319864 161 0.038200354
38 0.008887547 100 0.023558171 162 0.038442127
39 0.009122493 101 0.023796534 163 0.038683956
40 0.009357494 102 0.024034952 164 0.038925841
41 0.009592550 103 0.024273426 165 0.039167783
42 0.009827661 104 0.024511956 166 0.039409781
43 0.010062826 105 0.024750541 167 0.039651835
44 0.010298046 106 0.024989181 168 0.039893946
45 0.010533321 107 0.025227877 169 0.040136113
46 0.010768651 108 0.025466629 170 0.040378337
47 0.011004035 109 0.025705436 171 0.040620616
48 0.011239474 110 0.025944299 172 0.040862953
49 0.011474969 111 0.026183218 173 0.041105345
50 0.011710517 112 0.026422192 174 0.041347795
51 0.011946121 113 0.026661222 175 0.041590300
52 0.012181780 114 0.026900307 176 0.041832862
53 0.012417494 115 0.027139448 177 0.042075481
54 0.012653262 116 0.027378645 178 0.042318156
55 0.012889085 117 0.027617898 179 0.042560888
56 0.013124964 118 0.027857206 180 0.042803676
57 0.013360897 119 0.028096570 181 0.043046521
58 0.013596885 120 0.028335990 182 0.043289422
59 0.013832928 121 0.028575465 183 0.043532380
60 0.014069026 122 0.028814997 184 0.043775394
61 0.014305179 123 0.029054584
62 0.014541387 124 0.029294227
TABLE 23--9.0% COMPOUND RATE--184 DAYS
Days Factor Days Factor Days Factor
1 0.000246575 63 0.015653585 125 0.031297913
2 0.000493211 64 0.015904020 126 0.031552205
3 0.000739908 65 0.016154517 127 0.031806561
4 0.000986666 66 0.016405076 128 0.032060979
5 0.001233485 67 0.016655696 129 0.032315460
6 0.001480364 68 0.016906379 130 0.032570003
7 0.001727305 69 0.017157123 131 0.032824609
8 0.001974306 70 0.017407929 132 0.033079279
9 0.002221368 71 0.017658796 133 0.033334010
10 0.002468491 72 0.017909726 134 0.033588805
11 0.002715675 73 0.018160717 135 0.033843663
12 0.002962920 74 0.018411771 136 0.034098583
13 0.003210226 75 0.018662886 137 0.034353566
14 0.003457593 76 0.018914063 138 0.034608612
15 0.003705021 77 0.019165302 139 0.034863721
16 0.003952510 78 0.019416603 140 0.035118893
17 0.004200060 79 0.019667966 141 0.035374128
18 0.004447671 80 0.019919391 142 0.035629426
19 0.004695343 81 0.020170878 143 0.035884786
20 0.004943076 82 0.020422427 144 0.036140210
21 0.005190870 83 0.020674038 145 0.036395697
22 0.005438725 84 0.020925711 146 0.036651246
23 0.005686642 85 0.021177446 147 0.036906859
24 0.005934619 86 0.021429243 148 0.037162535
25 0.006182658 87 0.021681103 149 0.037418273
26 0.006430758 88 0.021933024 150 0.037674075
27 0.006678919 89 0.022185008 151 0.037929940
28 0.006927141 90 0.022437053 152 0.038185868
29 0.007175424 91 0.022689161 153 0.038441859
30 0.007423769 92 0.022941331 154 0.038697913
31 0.007672175 93 0.023193563 155 0.038954030
32 0.007920642 94 0.023445857 156 0.039210211
33 0.008169170 95 0.023698214 157 0.039466454
34 0.008417760 96 0.023950632 158 0.039722761
35 0.008666411 97 0.024203113 159 0.039979131
36 0.008915123 98 0.024455657 160 0.040235564
37 0.009163897 99 0.024708262 161 0.040492061
38 0.009412732 100 0.024960930 162 0.040748620
39 0.009661628 101 0.025213660 163 0.041005243
40 0.009910586 102 0.025466452 164 0.041261930
41 0.010159605 103 0.025719307 165 0.041518679
42 0.010408685 104 0.025972224 166 0.041775492
43 0.010657827 105 0.026225204 167 0.042032368
44 0.010907030 106 0.026478246 168 0.042289308
45 0.011156295 107 0.026731350 169 0.042546310
46 0.011405621 108 0.026984516 170 0.042803377
47 0.011655009 109 0.027237746 171 0.043060506
48 0.011904458 110 0.027491037 172 0.043317699
49 0.012153969 111 0.027744391 173 0.043574956
50 0.012403541 112 0.027997807 174 0.043832276
51 0.012653175 113 0.028251286 175 0.044089659
52 0.012902870 114 0.028504828 176 0.044347106
53 0.013152627 115 0.028758432 177 0.044604616
54 0.013402445 116 0.029012098 178 0.044862190
55 0.013652326 117 0.029265827 179 0.045119827
56 0.013902267 118 0.029519619 180 0.045377528
57 0.014152270 119 0.029773473 181 0.045635292
58 0.014402335 120 0.030027390 182 0.045893120
59 0.014652462 121 0.030281369 183 0.046151011
60 0.014902650 122 0.030535411 184 0.046408966
61 0.015152900 123 0.030789516
62 0.015403212 124 0.031043683
TABLE 24--9.5% COMPOUND RATE--184 DAYS
Days Factor Days Factor Days Factor
1 0.000260274 63 0.016530264 125 0.033064898
2 0.000520616 64 0.016794841 126 0.033333778
3 0.000781025 65 0.017059486 127 0.033602728
4 0.001041502 66 0.017324200 128 0.033871748
5 0.001302047 67 0.017588983 129 0.034140838
6 0.001562660 68 0.017853835 130 0.034409998
7 0.001823341 69 0.018118756 131 0.034679228
8 0.002084090 70 0.018383746 132 0.034948528
9 0.002344906 71 0.018648804 133 0.035217898
10 0.002605790 72 0.018913932 134 0.035487339
11 0.002866742 73 0.019179129 135 0.035756849
12 0.003127763 74 0.019444395 136 0.036026429
13 0.003388851 75 0.019709730 137 0.036296080
14 0.003650007 76 0.019975134 138 0.036565801
15 0.003911231 77 0.020240607 139 0.036835592
16 0.004172523 78 0.020506149 140 0.037105453
17 0.004433883 79 0.020771760 141 0.037375385
18 0.004695311 80 0.021037440 142 0.037645387
19 0.004956807 81 0.021303190 143 0.037915459
20 0.005218371 82 0.021569008 144 0.038185601
21 0.005480003 83 0.021834896 145 0.038455814
22 0.005741703 84 0.022100853 146 0.038726097
23 0.006003471 85 0.022366879 147 0.038996450
24 0.006265308 86 0.022632975 148 0.039266874
25 0.006527213 87 0.022899140 149 0.039537368
26 0.006789186 88 0.023165374 150 0.039807933
27 0.007051227 89 0.023431677 151 0.040078568
28 0.007313336 90 0.023698050 152 0.040349273
29 0.007575513 91 0.023964492 153 0.040620049
30 0.007837759 92 0.024231003 154 0.040890895
31 0.008100073 93 0.024497583 155 0.041161812
32 0.008362455 94 0.024764234 156 0.041432799
33 0.008624906 95 0.025030953 157 0.041703857
34 0.008887424 96 0.025297742 158 0.041974986
35 0.009150011 97 0.025564600 159 0.042246185
36 0.009412667 98 0.025831528 160 0.042517454
37 0.009675391 99 0.026098525 161 0.042788794
38 0.009938183 100 0.026365592 162 0.043060205
39 0.010201044 101 0.026632728 163 0.043331687
40 0.010463973 102 0.026899934 164 0.043603239
41 0.010726970 103 0.027167209 165 0.043874861
42 0.010990036 104 0.027434554 166 0.044146555
43 0.011253170 105 0.027701969 167 0.044418319
44 0.011516373 106 0.027969453 168 0.044690154
45 0.011779645 107 0.028237006 169 0.044962060
46 0.012042985 108 0.028504630 170 0.045234036
47 0.012306393 109 0.028772323 171 0.045506083
48 0.012569870 110 0.029040085 172 0.045778201
49 0.012833416 111 0.029307918 173 0.046050390
50 0.013097030 112 0.029575820 174 0.046322650
51 0.013360713 113 0.029843792 175 0.046594980
52 0.013624464 114 0.030111833 176 0.046867382
53 0.013888284 115 0.030379944 177 0.047139854
54 0.014152173 116 0.030648126 178 0.047412397
55 0.014416130 117 0.030916376 179 0.047685012
56 0.014680156 118 0.031184697 180 0.047957697
57 0.014944251 119 0.031453088 181 0.048230453
58 0.015208415 120 0.031721548 182 0.048503280
59 0.015472647 121 0.031990078 183 0.048776178
60 0.015736948 122 0.032258678 184 0.049049147
61 0.016001318 123 0.032527349
62 0.016265757 124 0.032796089
TABLE 25--10.0% COMPOUND RATE--184 DAYS
Days Factor Days Factor Days Factor
1 0.000273973 63 0.017407688 125 0.034834887
2 0.000548020 64 0.017686430 126 0.035118404
3 0.000822143 65 0.017965248 127 0.035401998
4 0.001096341 66 0.018244143 128 0.035685670
5 0.001370614 67 0.018523114 129 0.035969419
6 0.001644962 68 0.018802161 130 0.036253246
7 0.001919385 69 0.019081285 131 0.036537151
8 0.002193884 70 0.019360485 132 0.036821134
9 0.002468457 71 0.019639762 133 0.037105195
10 0.002743106 72 0.019919116 134 0.037389333
11 0.003017830 73 0.020198545 135 0.037673549
12 0.003292630 74 0.020478052 136 0.037957844
13 0.003567504 75 0.020757635 137 0.038242216
14 0.003842454 76 0.021037295 138 0.038526665
15 0.004117480 77 0.021317031 139 0.038811193
16 0.004392580 78 0.021596844 140 0.039095799
17 0.004667757 79 0.021876733 141 0.039380483
18 0.004943008 80 0.022156699 142 0.039665245
19 0.005218335 81 0.022436742 143 0.039950084
20 0.005493737 82 0.022716862 144 0.040235002
21 0.005769215 83 0.022997058 145 0.040519998
22 0.006044768 84 0.023277332 146 0.040805072
23 0.006320397 85 0.023557682 147 0.041090224
24 0.006596101 86 0.023838108 148 0.041375454
25 0.006871881 87 0.024118612 149 0.041660763
26 0.007147736 88 0.024399192 150 0.041946149
27 0.007423667 89 0.024679850 151 0.042231614
28 0.007699673 90 0.024960584 152 0.042517157
29 0.007975756 91 0.025241395 153 0.042802778
30 0.008251913 92 0.025522283 154 0.043088477
31 0.008528147 93 0.025803248 155 0.043374255
32 0.008804456 94 0.026084290 156 0.043660111
33 0.009080841 95 0.026365409 157 0.043946045
34 0.009357301 96 0.026646605 158 0.044232058
35 0.009633837 97 0.026927878 159 0.044518149
36 0.009910449 98 0.027209228 160 0.044804318
37 0.010187137 99 0.027490655 161 0.045090566
38 0.010463901 100 0.027772160 162 0.045376892
39 0.010740740 101 0.028053741 163 0.045663297
40 0.011017655 102 0.028335400 164 0.045949780
41 0.011294647 103 0.028617135 165 0.046236342
42 0.011571714 104 0.028898948 166 0.046522982
43 0.011848856 105 0.029180838 167 0.046809700
44 0.012126075 106 0.029462806 168 0.047096497
45 0.012403370 107 0.029744850 169 0.047383373
46 0.012680741 108 0.030026972 170 0.047670328
47 0.012958188 109 0.030309171 171 0.047957361
48 0.013235711 110 0.030591448 172 0.048244472
49 0.013513309 111 0.030873802 173 0.048531662
50 0.013790984 112 0.031156233 174 0.048818931
51 0.014068735 113 0.031438741 175 0.049106279
52 0.014346562 114 0.031721327 176 0.049393705
53 0.014624465 115 0.032003991 177 0.049681210
54 0.014902445 116 0.032286732 178 0.049968794
55 0.015180500 117 0.032569550 179 0.050256457
56 0.015458632 118 0.032852446 180 0.050544199
57 0.015736840 119 0.033135419 181 0.050832019
58 0.016015124 120 0.033418470 182 0.051119918
59 0.016293484 121 0.033701598 183 0.051407896
60 0.016571921 122 0.033984804 184 0.051695953
61 0.016850433 123 0.034268088
62 0.017129023 124 0.034551449
TABLE 26--10.5% COMPOUND RATE--184 DAYS
Days Factor Days Factor Days Factor
1 0.000287671 63 0.018285857 125 0.036607885
2 0.000575425 64 0.018578789 126 0.036906087
3 0.000863262 65 0.018871804 127 0.037204375
4 0.001151182 66 0.019164905 128 0.037502749
5 0.001439184 67 0.019458089 129 0.037801208
6 0.001727269 68 0.019751358 130 0.038099754
7 0.002015437 69 0.020044711 131 0.038398385
8 0.002303688 70 0.020338148 132 0.038697103
9 0.002592022 71 0.020631670 133 0.038995906
10 0.002880439 72 0.020925277 134 0.039294795
11 0.003168939 73 0.021218968 135 0.039593771
12 0.003457522 74 0.021512743 136 0.039892832
13 0.003746188 75 0.021806603 137 0.040191979
14 0.004034937 76 0.022100547 138 0.040491212
15 0.004323769 77 0.022394576 139 0.040790532
16 0.004612684 78 0.022688690 140 0.041089937
17 0.004901682 79 0.022982888 141 0.041389429
18 0.005190763 80 0.023277170 142 0.041689007
19 0.005479928 81 0.023571538 143 0.041988671
20 0.005769175 82 0.023865990 144 0.042288421
21 0.006058506 83 0.024160527 145 0.042588257
22 0.006347920 84 0.024455148 146 0.042888180
23 0.006637418 85 0.024749854 147 0.043188189
24 0.006926998 86 0.025044646 148 0.043488284
25 0.007216662 87 0.025339521 149 0.043788465
26 0.007506409 88 0.025634482 150 0.044088733
27 0.007796240 89 0.025929528 151 0.044389088
28 0.008086154 90 0.026224658 152 0.044689528
29 0.008376151 91 0.026519873 153 0.044990056
30 0.008666232 92 0.026815174 154 0.045290669
31 0.008956396 93 0.027110559 155 0.045591369
32 0.009246644 94 0.027406029 156 0.045892156
33 0.009536975 95 0.027701584 157 0.046193029
34 0.009827390 96 0.027997224 158 0.046493988
35 0.010117888 97 0.028292949 159 0.046795035
36 0.010408470 98 0.028588760 160 0.047096167
37 0.010699136 99 0.028884655 161 0.047397387
38 0.010989885 100 0.029180636 162 0.047698693
39 0.011280717 101 0.029476701 163 0.048000086
40 0.011571634 102 0.029772852 164 0.048301565
41 0.011862634 103 0.030069088 165 0.048603131
42 0.012153718 104 0.030365409 166 0.048904784
43 0.012444885 105 0.030661816 167 0.049206524
44 0.012736136 106 0.030958308 168 0.049508351
45 0.013027472 107 0.031254885 169 0.049810264
46 0.013318890 108 0.031551547 170 0.050112264
47 0.013610393 109 0.031848295 171 0.050414351
48 0.013901980 110 0.032145128 172 0.050716525
49 0.014193650 111 0.032442046 173 0.051018786
50 0.014485404 112 0.032739050 174 0.051321134
51 0.014777243 113 0.033036140 175 0.051623569
52 0.015069165 114 0.033333314 176 0.051926091
53 0.015361171 115 0.033630575 177 0.052228700
54 0.015653261 116 0.033927920 178 0.052531396
55 0.015945435 117 0.034225352 179 0.052834179
56 0.016237694 118 0.034522869 180 0.053137049
57 0.016530036 119 0.034820471 181 0.053440006
58 0.016822463 120 0.035118159 182 0.053743050
59 0.017114973 121 0.035415933 183 0.054046182
60 0.017407568 122 0.035713792 184 0.054349401
61 0.017700247 123 0.036011737
62 0.017993010 124 0.036309768
TABLE 27--11.0% COMPOUND RATE--184 DAYS
Days Factor Days Factor Days Factor
1 0.000301370 63 0.019164772 125 0.038383895
2 0.000602831 64 0.019471918 126 0.038696833
3 0.000904382 65 0.019779156 127 0.039009865
4 0.001206025 66 0.020086486 128 0.039322991
5 0.001507758 67 0.020393910 129 0.039636212
6 0.001809582 68 0.020701426 130 0.039949527
7 0.002111497 69 0.021009034 131 0.040262936
8 0.002413504 70 0.021316736 132 0.040576440
9 0.002715601 71 0.021624530 133 0.040890038
10 0.003017789 72 0.021932417 134 0.041203731
11 0.003320068 73 0.022240396 135 0.041517519
12 0.003622439 74 0.022548469 136 0.041831401
13 0.003924900 75 0.022856634 137 0.042145377
14 0.004227453 76 0.023164892 138 0.042459448
15 0.004530097 77 0.023473243 139 0.042773614
16 0.004832832 78 0.023781687 140 0.043087875
17 0.005135658 79 0.024090224 141 0.043402230
18 0.005438576 80 0.024398854 142 0.043716680
19 0.005741585 81 0.024707577 143 0.044031225
20 0.006044685 82 0.025016393 144 0.044345864
21 0.006347877 83 0.025325302 145 0.044660599
22 0.006651159 84 0.025634304 146 0.044975428
23 0.006954534 85 0.025943400 147 0.045290352
24 0.007258000 86 0.026252588 148 0.045605371
25 0.007561557 87 0.026561870 149 0.045920485
26 0.007865205 88 0.026871244 150 0.046235694
27 0.008168946 89 0.027180712 151 0.046550998
28 0.008472777 90 0.027490274 152 0.046866397
29 0.008776701 91 0.027799928 153 0.047181891
30 0.009080716 92 0.028109676 154 0.047497480
31 0.009384822 93 0.028419518 155 0.047813164
32 0.009689020 94 0.028729452 156 0.048128943
33 0.009993310 95 0.029039480 157 0.048444818
34 0.010297692 96 0.029349602 158 0.048760787
35 0.010602165 97 0.029659817 159 0.049076852
36 0.010906730 98 0.029970125 160 0.049393012
37 0.011211387 99 0.030280527 161 0.049709268
38 0.011516135 100 0.030591023 162 0.050025619
39 0.011820976 101 0.030901612 163 0.050342065
40 0.012125908 102 0.031212294 164 0.050658606
41 0.012430933 103 0.031523071 165 0.050975243
42 0.012736049 104 0.031833941 166 0.051291975
43 0.013041257 105 0.032144904 167 0.051608803
44 0.013346557 106 0.032455962 168 0.051925726
45 0.013651949 107 0.032767113 169 0.052242745
46 0.013957433 108 0.033078358 170 0.052559859
47 0.014263009 109 0.033389696 171 0.052877069
48 0.014568678 110 0.033701129 172 0.053194374
49 0.014874438 111 0.034012655 173 0.053511775
50 0.015180291 112 0.034324275 174 0.053829272
51 0.015486235 113 0.034635990 175 0.054146864
52 0.015792272 114 0.034947798 176 0.054464553
53 0.016098402 115 0.035259700 177 0.054782336
54 0.016404623 116 0.035571696 178 0.055100216
55 0.016710937 117 0.035883786 179 0.055418191
56 0.017017343 118 0.036195970 180 0.055736263
57 0.017323841 119 0.036508248 181 0.056054430
58 0.017630432 120 0.036820621 182 0.056372693
59 0.017937115 121 0.037133087 183 0.056691052
60 0.018243891 122 0.037445648 184 0.057009506
61 0.018550759 123 0.037758303
62 0.018857719 124 0.038071052
TABLE 28--11.5% COMPOUND RATE--184 DAYS
Days Factor Days Factor Days Factor
1 0.000315068 63 0.020044434 125 0.040162924
2 0.000630236 64 0.020365818 126 0.040490647
3 0.000945503 65 0.020687303 127 0.040818473
4 0.001260870 66 0.021008889 128 0.041146402
5 0.001576335 67 0.021330577 129 0.041474434
6 0.001891901 68 0.021652366 130 0.041802570
7 0.002207565 69 0.021974256 131 0.042130809
8 0.002523329 70 0.022296248 132 0.042459152
9 0.002839193 71 0.022618342 133 0.042787598
10 0.003155156 72 0.022940536 134 0.043116147
11 0.003471218 73 0.023262833 135 0.043444800
12 0.003787381 74 0.023585231 136 0.043773557
13 0.004103642 75 0.023907730 137 0.044102417
14 0.004420004 76 0.024230331 138 0.044431381
15 0.004736465 77 0.024553034 139 0.044760448
16 0.005053026 78 0.024875838 140 0.045089619
17 0.005369686 79 0.025198744 141 0.045418894
18 0.005686446 80 0.025521752 142 0.045748273
19 0.006003307 81 0.025844862 143 0.046077755
20 0.006320267 82 0.026168073 144 0.046407341
21 0.006637326 83 0.026491386 145 0.046737031
22 0.006954486 84 0.026814801 146 0.047066825
23 0.007271746 85 0.027138318 147 0.047396723
24 0.007589105 86 0.027461937 148 0.047726724
25 0.007906565 87 0.027785658 149 0.048056830
26 0.008224124 88 0.028109481 150 0.048387040
27 0.008541784 89 0.028433406 151 0.048717353
28 0.008859544 90 0.028757433 152 0.049047771
29 0.009177404 91 0.029081562 153 0.049378293
30 0.009495364 92 0.029405793 154 0.049708919
31 0.009813424 93 0.029730127 155 0.050039649
32 0.010131584 94 0.030054562 156 0.050370484
33 0.010449845 95 0.030379100 157 0.050701422
34 0.010768206 96 0.030703740 158 0.051032465
35 0.011086667 97 0.031028482 159 0.051363613
36 0.011405229 98 0.031353327 160 0.051694864
37 0.011723891 99 0.031678274 161 0.052026220
38 0.012042653 100 0.032003323 162 0.052357680
39 0.012361516 101 0.032328475 163 0.052689245
40 0.012680479 102 0.032653729 164 0.053020914
41 0.012999543 103 0.032979085 165 0.053352688
42 0.013318707 104 0.033304545 166 0.053684566
43 0.013637972 105 0.033630106 167 0.054016549
44 0.013957337 106 0.033955771 168 0.054348636
45 0.014276803 107 0.034281538 169 0.054680829
46 0.014596370 108 0.034607407 170 0.055013125
47 0.014916037 109 0.034933379 171 0.055345527
48 0.015235805 110 0.035259454 172 0.055678033
49 0.015555674 111 0.035585632 173 0.056010644
50 0.015875643 112 0.035911912 174 0.056343359
51 0.016195714 113 0.036238295 175 0.056676180
52 0.016515885 114 0.036564781 176 0.057009105
53 0.016836157 115 0.036891370 177 0.057342135
54 0.017156530 116 0.037218062 178 0.057675271
55 0.017477004 117 0.037544857 179 0.058008511
56 0.017797579 118 0.037871755 180 0.058341856
57 0.018118255 119 0.038198755 181 0.058675306
58 0.018439032 120 0.038525859 182 0.059008861
59 0.018759910 121 0.038853066 183 0.059342522
60 0.019080889 122 0.039180376 184 0.059676287
61 0.019401970 123 0.039507789
62 0.019723151 124 0.039835305
TABLE 29--12.0% COMPOUND RATE--184 DAYS
Days Factor Days Factor Days Factor
1 0.000328767 63 0.020924842 125 0.041944977
2 0.000657642 64 0.021260489 126 0.042287534
3 0.000986626 65 0.021596246 127 0.042630204
4 0.001315717 66 0.021932113 128 0.042972986
5 0.001644917 67 0.022268091 129 0.043315882
6 0.001974225 68 0.022604179 130 0.043658889
7 0.002303641 69 0.022940378 131 0.044002010
8 0.002633165 70 0.023276687 132 0.044345244
9 0.002962798 71 0.023613106 133 0.044688590
10 0.003292539 72 0.023949637 134 0.045032049
11 0.003622389 73 0.024286278 135 0.045375622
12 0.003952347 74 0.024623029 136 0.045719307
13 0.004282414 75 0.024959892 137 0.046063105
14 0.004612589 76 0.025296865 138 0.046407016
15 0.004942872 77 0.025633949 139 0.046751040
16 0.005273264 78 0.025971144 140 0.047095178
17 0.005603765 79 0.026308449 141 0.047439428
18 0.005934375 80 0.026645866 142 0.047783792
19 0.006265093 81 0.026983393 143 0.048128269
20 0.006595920 82 0.027321031 144 0.048472859
21 0.006926855 83 0.027658781 145 0.048817562
22 0.007257900 84 0.027996641 146 0.049162379
23 0.007589053 85 0.028334613 147 0.049507309
24 0.007920315 86 0.028672695 148 0.049852352
25 0.008251686 87 0.029010889 149 0.050197509
26 0.008583166 88 0.029349194 150 0.050542780
27 0.008914755 89 0.029687610 151 0.050888164
28 0.009246453 90 0.030026138 152 0.051233661
29 0.009578260 91 0.030364776 153 0.051579272
30 0.009910176 92 0.030703526 154 0.051924997
31 0.010242202 93 0.031042388 155 0.052270835
32 0.010574336 94 0.031381361 156 0.052616787
33 0.010906580 95 0.031720445 157 0.052962853
34 0.011238933 96 0.032059641 158 0.053309033
35 0.011571395 97 0.032398948 159 0.053655326
36 0.011903966 98 0.032738367 160 0.054001733
37 0.012236647 99 0.033077897 161 0.054348254
38 0.012569437 100 0.033417539 162 0.054694889
39 0.012902337 101 0.033757293 163 0.055041638
40 0.013235346 102 0.034097158 164 0.055388501
41 0.013568464 103 0.034437136 165 0.055735478
42 0.013901692 104 0.034777224 166 0.056082570
43 0.014235030 105 0.035117425 167 0.056429775
44 0.014568477 106 0.035457738 168 0.056777094
45 0.014902033 107 0.035798162 169 0.057124528
46 0.015235700 108 0.036138699 170 0.057472076
47 0.015569476 109 0.036479347 171 0.057819738
48 0.015903362 110 0.036820107 172 0.058167514
49 0.016237358 111 0.037160980 173 0.058515405
50 0.016571463 112 0.037501964 174 0.058863410
51 0.016905678 113 0.037843061 175 0.059211529
52 0.017240003 114 0.038184269 176 0.059559763
53 0.017574438 115 0.038525590 177 0.059908112
54 0.017908983 116 0.038867023 178 0.060256574
55 0.018243638 117 0.039208569 179 0.060605152
56 0.018578404 118 0.039550226 180 0.060953844
57 0.018913279 119 0.039891996 181 0.061302651
58 0.019248264 120 0.040233878 182 0.061651572
59 0.019583359 121 0.040575873 183 0.062000608
60 0.019918565 122 0.040917980 184 0.062349759
61 0.020253880 123 0.041260200
62 0.020589306 124 0.041602532
TABLE 30--12.5% COMPOUND RATE--184 DAYS
Days Factor Days Factor Days Factor
1 0.000342466 63 0.021805999 125 0.043730058
2 0.000685049 64 0.022155933 126 0.044087500
3 0.001027749 65 0.022505986 127 0.044445064
4 0.001370567 66 0.022856159 128 0.044802750
5 0.001713502 67 0.023206452 129 0.045160560
6 0.002056555 68 0.023556866 130 0.045518491
7 0.002399725 69 0.023907399 131 0.045876546
8 0.002743012 70 0.024258052 132 0.046234722
9 0.003086417 71 0.024608825 133 0.046593022
10 0.003429940 72 0.024959719 134 0.046951444
11 0.003773580 73 0.025310732 135 0.047309989
12 0.004117339 74 0.025661866 136 0.047668657
13 0.004461214 75 0.026013120 137 0.048027448
14 0.004805208 76 0.026364495 138 0.048386361
15 0.005149319 77 0.026715989 139 0.048745398
16 0.005493549 78 0.027067604 140 0.049104557
17 0.005837896 79 0.027419340 141 0.049463839
18 0.006182361 80 0.027771196 142 0.049823245
19 0.006526944 81 0.028123172 143 0.050182773
20 0.006871645 82 0.028475269 144 0.050542425
21 0.007216464 83 0.028827487 145 0.050902200
22 0.007561401 84 0.029179825 146 0.051262098
23 0.007906456 85 0.029532284 147 0.051622119
24 0.008251630 86 0.029884863 148 0.051982264
25 0.008596921 87 0.030237564 149 0.052342532
26 0.008942331 88 0.030590385 150 0.052702923
27 0.009287859 89 0.030943327 151 0.053063438
28 0.009633506 90 0.031296389 152 0.053424076
29 0.009979271 91 0.031649573 153 0.053784837
30 0.010325154 92 0.032002878 154 0.054145723
31 0.010671156 93 0.032356303 155 0.054506731
32 0.011017276 94 0.032709850 156 0.054867864
33 0.011363515 95 0.033063518 157 0.055229120
34 0.011709872 96 0.033417307 158 0.055590500
35 0.012056348 97 0.033771217 159 0.055952003
36 0.012402943 98 0.034125248 160 0.056313631
37 0.012749656 99 0.034479400 161 0.056675382
38 0.013096488 100 0.034833674 162 0.057037257
39 0.013443439 101 0.035188069 163 0.057399256
40 0.013790509 102 0.035542586 164 0.057761379
41 0.014137697 103 0.035897224 165 0.058123626
42 0.014485005 104 0.036251983 166 0.058485997
43 0.014832431 105 0.036606864 167 0.058848493
44 0.015179976 106 0.036961866 168 0.059211112
45 0.015527641 107 0.037316990 169 0.059573856
46 0.015875424 108 0.037672236 170 0.059936723
47 0.016223327 109 0.038027603 171 0.060299715
48 0.016571349 110 0.038383092 172 0.060662832
49 0.016919489 111 0.038738702 173 0.061026072
50 0.017267750 112 0.039094435 174 0.061389437
51 0.017616129 113 0.039450289 175 0.061752927
52 0.017964628 114 0.039806265 176 0.062116541
53 0.018313246 115 0.040162363 177 0.062480280
54 0.018661983 116 0.040518583 178 0.062844143
55 0.019010840 117 0.040874925 179 0.063208130
56 0.019359816 118 0.041231389 180 0.063572243
57 0.019708912 119 0.041587975 181 0.063936480
58 0.020058127 120 0.041944683 182 0.064300842
59 0.020407462 121 0.042301514 183 0.064665328
60 0.020756917 122 0.042658466 184 0.065029940
61 0.021106491 123 0.043015541
62 0.021456185 124 0.043372738
TABLE 31--13.0% COMPOUND RATE--184 DAYS
Days Factor Days Factor Days Factor
1 0.000356164 63 0.022687904 125 0.045518173
2 0.000712456 64 0.023052149 126 0.045890549
3 0.001068874 65 0.023416524 127 0.046263058
4 0.001425419 66 0.023781028 128 0.046635700
5 0.001782091 67 0.024145663 129 0.047008474
6 0.002138890 68 0.024510427 130 0.047381381
7 0.002495816 69 0.024875321 131 0.047754421
8 0.002852869 70 0.025240345 132 0.048127594
9 0.003210050 71 0.025605499 133 0.048500900
10 0.003567358 72 0.025970783 134 0.048874338
11 0.003924793 73 0.026336198 135 0.049247910
12 0.004282355 74 0.026701742 136 0.049621615
13 0.004640044 75 0.027067417 137 0.049995452
14 0.004997861 76 0.027433221 138 0.050369423
15 0.005355806 77 0.027799156 139 0.050743528
16 0.005713878 78 0.028165222 140 0.051117765
17 0.006072077 79 0.028531418 141 0.051492136
18 0.006430404 80 0.028897744 142 0.051866640
19 0.006788859 81 0.029264201 143 0.052241277
20 0.007147441 82 0.029630788 144 0.052616048
21 0.007506151 83 0.029997506 145 0.052990952
22 0.007864989 84 0.030364354 146 0.053365990
23 0.008223955 85 0.030731333 147 0.053741162
24 0.008583048 86 0.031098443 148 0.054116467
25 0.008942270 87 0.031465684 149 0.054491906
26 0.009301619 88 0.031833055 150 0.054867478
27 0.009661096 89 0.032200557 151 0.055243184
28 0.010020702 90 0.032568190 152 0.055619024
29 0.010380435 91 0.032935954 153 0.055994998
30 0.010740296 92 0.033303849 154 0.056371106
31 0.011100286 93 0.033671875 155 0.056747348
32 0.011460404 94 0.034040032 156 0.057123724
33 0.011820650 95 0.034408321 157 0.057500233
34 0.012181025 96 0.034776740 158 0.057876877
35 0.012541528 97 0.035145291 159 0.058253655
36 0.012902159 98 0.035513973 160 0.058630568
37 0.013262918 99 0.035882786 161 0.059007614
38 0.013623807 100 0.036251730 162 0.059384795
39 0.013984823 101 0.036620806 163 0.059762110
40 0.014345969 102 0.036990014 164 0.060139560
41 0.014707243 103 0.037359353 165 0.060517144
42 0.015068645 104 0.037728823 166 0.060894862
43 0.015430176 105 0.038098425 167 0.061272715
44 0.015791836 106 0.038468159 168 0.061650702
45 0.016153625 107 0.038838024 169 0.062028825
46 0.016515543 108 0.039208021 170 0.062407081
47 0.016877590 109 0.039578150 171 0.062785473
48 0.017239765 110 0.039948411 172 0.063163999
49 0.017602070 111 0.040318803 173 0.063542661
50 0.017964503 112 0.040689328 174 0.063921457
51 0.018327066 113 0.041059984 175 0.064300387
52 0.018689758 114 0.041430773 176 0.064679453
53 0.019052579 115 0.041801693 177 0.065058654
54 0.019415529 116 0.042172746 178 0.065437990
55 0.019778609 117 0.042543931 179 0.065817461
56 0.020141818 118 0.042915248 180 0.066197067
57 0.020505156 119 0.043286697 181 0.066576809
58 0.020868623 120 0.043658279 182 0.066956686
59 0.021232220 121 0.044029993 183 0.067336698
60 0.021595947 122 0.044401839 184 0.067716845
61 0.021959803 123 0.044773818
62 0.022323789 124 0.045145929
TABLE 32--13.5% COMPOUND RATE--184 DAYS
Days Factor Days Factor Days Factor
1 0.000369863 63 0.023570558 125 0.047309326
2 0.000739863 64 0.023949139 126 0.047696687
3 0.001109999 65 0.024327860 127 0.048084192
4 0.001480273 66 0.024706721 128 0.048471839
5 0.001850684 67 0.025085722 129 0.048859630
6 0.002221231 68 0.025464863 130 0.049247565
7 0.002591916 69 0.025844145 131 0.049635642
8 0.002962737 70 0.026223567 132 0.050023864
9 0.003333696 71 0.026603129 133 0.050412229
10 0.003704792 72 0.026982831 134 0.050800737
11 0.004076025 73 0.027362674 135 0.051189390
12 0.004447396 74 0.027742658 136 0.051578186
13 0.004818904 75 0.028122782 137 0.051967126
14 0.005190549 76 0.028503046 138 0.052356209
15 0.005562332 77 0.028883452 139 0.052745437
16 0.005934252 78 0.029263997 140 0.053134809
17 0.006306310 79 0.029644684 141 0.053524324
18 0.006678506 80 0.030025512 142 0.053913984
19 0.007050839 81 0.030406480 143 0.054303788
20 0.007423310 82 0.030787589 144 0.054693736
21 0.007795918 83 0.031168839 145 0.055083828
22 0.008168665 84 0.031550231 146 0.055474064
23 0.008541549 85 0.031931763 147 0.055864445
24 0.008914571 86 0.032313436 148 0.056254970
25 0.009287732 87 0.032695251 149 0.056645640
26 0.009661030 88 0.033077207 150 0.057036454
27 0.010034466 89 0.033459304 151 0.057427413
28 0.010408040 90 0.033841542 152 0.057818516
29 0.010781753 91 0.034223922 153 0.058209764
30 0.011155604 92 0.034606443 154 0.058601157
31 0.011529593 93 0.034989106 155 0.058992694
32 0.011903720 94 0.035371910 156 0.059384376
33 0.012277986 95 0.035754856 157 0.059776204
34 0.012652390 96 0.036137943 158 0.060168176
35 0.013026933 97 0.036521172 159 0.060560293
36 0.013401614 98 0.036904543 160 0.060952555
37 0.013776434 99 0.037288056 161 0.061344962
38 0.014151392 100 0.037671710 162 0.061737514
39 0.014526489 101 0.038055506 163 0.062130211
40 0.014901725 102 0.038439445 164 0.062523054
41 0.015277100 103 0.038823525 165 0.062916042
42 0.015652613 104 0.039207748 166 0.063309175
43 0.016028265 105 0.039592112 167 0.063702454
44 0.016404057 106 0.039976619 168 0.064095878
45 0.016779987 107 0.040361268 169 0.064489448
46 0.017156056 108 0.040746059 170 0.064883163
47 0.017532265 109 0.041130992 171 0.065277024
48 0.017908612 110 0.041516068 172 0.065671031
49 0.018285099 111 0.041901286 173 0.066065183
50 0.018661725 112 0.042286647 174 0.066459481
51 0.019038490 113 0.042672150 175 0.066853925
52 0.019415395 114 0.043057796 176 0.067248515
53 0.019792439 115 0.043443585 177 0.067643251
54 0.020169623 116 0.043829516 178 0.068038132
55 0.020546946 117 0.044215590 179 0.068433160
56 0.020924408 118 0.044601807 180 0.068828334
57 0.021302010 119 0.044988166 181 0.069223654
58 0.021679752 120 0.045374669 182 0.069619120
59 0.022057634 121 0.045761314 183 0.070014733
60 0.022435655 122 0.046148103 184 0.070410492
61 0.022813816 123 0.046535034
62 0.023192117 124 0.046922109
TABLE 33--14.0% COMPOUND RATE--184 DAYS
Days Factor Days Factor Days Factor
1 0.000383562 63 0.024453962 125 0.049103524
2 0.000767270 64 0.024846903 126 0.049505920
3 0.001151126 65 0.025239995 127 0.049908470
4 0.001535130 66 0.025633238 128 0.050311175
5 0.001919280 67 0.026026631 129 0.050714034
6 0.002303578 68 0.026420176 130 0.051117047
7 0.002688023 69 0.026813871 131 0.051520216
8 0.003072616 70 0.027207718 132 0.051923538
9 0.003457356 71 0.027601715 133 0.052327016
10 0.003842244 72 0.027995864 134 0.052730648
11 0.004227279 73 0.028390164 135 0.053134435
12 0.004612462 74 0.028784615 136 0.053538377
13 0.004997793 75 0.029179217 137 0.053942474
14 0.005383271 76 0.029573971 138 0.054346726
15 0.005768898 77 0.029968876 139 0.054751133
16 0.006154672 78 0.030363932 140 0.055155695
17 0.006540595 79 0.030759140 141 0.055560412
18 0.006926665 80 0.031154500 142 0.055965285
19 0.007312883 81 0.031550011 143 0.056370313
20 0.007699250 82 0.031945674 144 0.056775496
21 0.008085765 83 0.032341489 145 0.057180834
22 0.008472428 84 0.032737456 146 0.057586328
23 0.008859239 85 0.033133574 147 0.057991978
24 0.009246199 86 0.033529845 148 0.058397783
25 0.009633307 87 0.033926267 149 0.058803744
26 0.010020564 88 0.034322841 150 0.059209860
27 0.010407969 89 0.034719568 151 0.059616133
28 0.010795523 90 0.035116447 152 0.060022561
29 0.011183225 91 0.035513478 153 0.060429145
30 0.011571076 92 0.035910661 154 0.060835885
31 0.011959076 93 0.036307996 155 0.061242781
32 0.012347225 94 0.036705484 156 0.061649833
33 0.012735522 95 0.037103125 157 0.062057041
34 0.013123969 96 0.037500918 158 0.062464405
35 0.013512564 97 0.037898863 159 0.062871926
36 0.013901309 98 0.038296962 160 0.063279603
37 0.014290202 99 0.038695213 161 0.063687436
38 0.014679245 100 0.039093616 162 0.064095426
39 0.015068437 101 0.039492173 163 0.064503572
40 0.015457778 102 0.039890882 164 0.064911875
41 0.015847269 103 0.040289744 165 0.065320334
42 0.016236909 104 0.040688759 166 0.065728950
43 0.016626699 105 0.041087928 167 0.066137723
44 0.017016638 106 0.041487249 168 0.066546652
45 0.017406726 107 0.041886724 169 0.066955739
46 0.017796964 108 0.042286352 170 0.067364982
47 0.018187352 109 0.042686133 171 0.067774382
48 0.018577890 110 0.043086067 172 0.068183939
49 0.018968577 111 0.043486155 173 0.068593654
50 0.019359415 112 0.043886396 174 0.069003525
51 0.019750402 113 0.044286791 175 0.069413554
52 0.020141539 114 0.044687339 176 0.069823740
53 0.020532826 115 0.045088041 177 0.070234084
54 0.020924263 116 0.045488897 178 0.070644584
55 0.021315851 117 0.045889906 179 0.071055242
56 0.021707588 118 0.046291070 180 0.071466058
57 0.022099476 119 0.046692387 181 0.071877031
58 0.022491514 120 0.047093858 182 0.072288162
59 0.022883703 121 0.047495483 183 0.072699451
60 0.023276042 122 0.047897262 184 0.073110897
61 0.023668531 123 0.048299195
62 0.024061171 124 0.048701282
TABLE 34--14.5% COMPOUND RATE--184 DAYS
Days Factor Days Factor Days Factor
1 0.000397260 63 0.025338116 125 0.050900771
2 0.000794678 64 0.025745442 126 0.051318252
3 0.001192254 65 0.026152930 127 0.051735899
4 0.001589988 66 0.026560580 128 0.052153712
5 0.001987880 67 0.026968391 129 0.052571691
6 0.002385930 68 0.027376365 130 0.052989836
7 0.002784138 69 0.027784501 131 0.053408147
8 0.003182505 70 0.028192799 132 0.053826624
9 0.003581029 71 0.028601259 133 0.054245267
10 0.003979712 72 0.029009882 134 0.054664077
11 0.004378553 73 0.029418666 135 0.055083053
12 0.004777553 74 0.029827613 136 0.055502196
13 0.005176711 75 0.030236723 137 0.055921505
14 0.005576028 76 0.030645995 138 0.056340981
15 0.005975503 77 0.031055430 139 0.056760623
16 0.006375137 78 0.031465027 140 0.057180432
17 0.006774930 79 0.031874787 141 0.057600408
18 0.007174882 80 0.032284710 142 0.058020550
19 0.007574993 81 0.032694796 143 0.058440860
20 0.007975262 82 0.033105044 144 0.058861336
21 0.008375691 83 0.033515456 145 0.059281980
22 0.008776278 84 0.033926031 146 0.059702791
23 0.009177025 85 0.034336768 147 0.060123768
24 0.009577931 86 0.034747669 148 0.060544913
25 0.009978996 87 0.035158734 149 0.060966226
26 0.010380221 88 0.035569961 150 0.061387705
27 0.010781605 89 0.035981352 151 0.061809353
28 0.011183148 90 0.036392906 152 0.062231167
29 0.011584851 91 0.036804624 153 0.062653150
30 0.011986713 92 0.037216505 154 0.063075299
31 0.012388735 93 0.037628550 155 0.063497617
32 0.012790917 94 0.038040759 156 0.063920102
33 0.013193259 95 0.038453131 157 0.064342756
34 0.013595760 96 0.038865667 158 0.064765577
35 0.013998422 97 0.039278367 159 0.065188566
36 0.014401243 98 0.039691231 160 0.065611723
37 0.014804224 99 0.040104259 161 0.066035048
38 0.015207366 100 0.040517451 162 0.066458541
39 0.015610667 101 0.040930808 163 0.066882203
40 0.016014129 102 0.041344328 164 0.067306033
41 0.016417751 103 0.041758013 165 0.067730031
42 0.016821533 104 0.042171862 166 0.068154198
43 0.017225476 105 0.042585875 167 0.068578533
44 0.017629579 106 0.043000053 168 0.069003037
45 0.018033843 107 0.043414396 169 0.069427709
46 0.018438268 108 0.043828903 170 0.069852551
47 0.018842853 109 0.044243575 171 0.070277561
48 0.019247599 110 0.044658411 172 0.070702739
49 0.019652505 111 0.045073412 173 0.071128087
50 0.020057573 112 0.045488578 174 0.071553604
51 0.020462801 113 0.045903910 175 0.071979289
52 0.020868190 114 0.046319406 176 0.072405144
53 0.021273741 115 0.046735067 177 0.072831168
54 0.021679452 116 0.047150893 178 0.073257361
55 0.022085325 117 0.047566884 179 0.073683724
56 0.022491359 118 0.047983041 180 0.074110256
57 0.022897554 119 0.048399363 181 0.074536957
58 0.023303910 120 0.048815851 182 0.074963828
59 0.023710428 121 0.049232503 183 0.075390868
60 0.024117108 122 0.049649322 184 0.075818078
61 0.024523949 123 0.050066306
62 0.024930952 124 0.050483455
TABLE 35--15.0% COMPOUND RATE--184 DAYS
Days Factor Days Factor Days Factor
1 0.000410959 63 0.026223021 125 0.052701072
2 0.000822087 64 0.026644756 126 0.053133689
3 0.001233383 65 0.027066665 127 0.053566483
4 0.001644849 66 0.027488747 128 0.053999456
5 0.002056484 67 0.027911003 129 0.054432606
6 0.002468288 68 0.028333432 130 0.054865935
7 0.002880261 69 0.028756035 131 0.055299441
8 0.003292404 70 0.029178811 132 0.055733126
9 0.003704716 71 0.029601762 133 0.056166989
10 0.004117197 72 0.030024886 134 0.056601030
11 0.004529848 73 0.030448184 135 0.057035250
12 0.004942669 74 0.030871655 136 0.057469648
13 0.005355659 75 0.031295301 137 0.057904224
14 0.005768819 76 0.031719121 138 0.058338980
15 0.006182148 77 0.032143115 139 0.058773913
16 0.006595648 78 0.032567284 140 0.059209026
17 0.007009317 79 0.032991627 141 0.059644317
18 0.007423157 80 0.033416144 142 0.060079788
19 0.007837166 81 0.033840835 143 0.060515437
20 0.008251346 82 0.034265701 144 0.060951265
21 0.008665696 83 0.034690742 145 0.061387273
22 0.009080216 84 0.035115957 146 0.061823459
23 0.009494906 85 0.035541348 147 0.062259825
24 0.009909767 86 0.035966913 148 0.062696370
25 0.010324799 87 0.036392652 149 0.063133095
26 0.010740001 88 0.036818567 150 0.063569999
27 0.011155373 89 0.037244657 151 0.064007082
28 0.011570917 90 0.037670922 152 0.064444345
29 0.011986631 91 0.038097362 153 0.064881788
30 0.012402516 92 0.038523977 154 0.065319411
31 0.012818571 93 0.038950768 155 0.065757213
32 0.013234798 94 0.039377734 156 0.066195196
33 0.013651196 95 0.039804876 157 0.066633358
34 0.014067765 96 0.040232193 158 0.067071701
35 0.014484505 97 0.040659685 159 0.067510223
36 0.014901417 98 0.041087354 160 0.067948926
37 0.015318500 99 0.041515198 161 0.068387809
38 0.015735754 100 0.041943218 162 0.068826873
39 0.016153179 101 0.042371414 163 0.069266117
40 0.016570777 102 0.042799785 164 0.069705541
41 0.016988545 103 0.043228333 165 0.070145146
42 0.017406486 104 0.043657057 166 0.070584932
43 0.017824598 105 0.044085957 167 0.071024898
44 0.018242882 106 0.044515034 168 0.071465045
45 0.018661338 107 0.044944287 169 0.071905373
46 0.019079966 108 0.045373716 170 0.072345883
47 0.019498766 109 0.045803321 171 0.072786573
48 0.019917738 110 0.046233104 172 0.073227444
49 0.020336882 111 0.046663062 173 0.073668496
50 0.020756199 112 0.047093198 174 0.074109730
51 0.021175688 113 0.047523510 175 0.074551145
52 0.021595349 114 0.047953999 176 0.074992741
53 0.022015183 115 0.048384665 177 0.075434519
54 0.022435189 116 0.048815508 178 0.075876478
55 0.022855368 117 0.049246528 179 0.076318619
56 0.023275719 118 0.049677726 180 0.076760942
57 0.023696244 119 0.050109100 181 0.077203447
58 0.024116941 120 0.050540652 182 0.077646133
59 0.024537811 121 0.050972381 183 0.078089001
60 0.024958854 122 0.051404287 184 0.078532051
61 0.025380070 123 0.051836371
62 0.025801459 124 0.052268633
TABLE 36--15.5% COMPOUND RATE--184 DAYS
Days Factor Days Factor Days Factor
1 0.000424658 63 0.027108678 125 0.054504432
2 0.000849495 64 0.027544847 126 0.054952235
3 0.001274514 65 0.027981202 127 0.055400229
4 0.001699712 66 0.028417742 128 0.055848413
5 0.002125092 67 0.028854467 129 0.056296787
6 0.002550652 68 0.029291378 130 0.056745351
7 0.002976392 69 0.029728474 131 0.057194106
8 0.003402314 70 0.030165756 132 0.057643051
9 0.003828416 71 0.030603224 133 0.058092187
10 0.004254700 72 0.031040877 134 0.058541514
11 0.004681164 73 0.031478716 135 0.058991032
12 0.005107809 74 0.031916742 136 0.059440740
13 0.005534636 75 0.032354953 137 0.059890640
14 0.005961644 76 0.032793350 138 0.060340730
15 0.006388833 77 0.033231934 139 0.060791012
16 0.006816204 78 0.033670703 140 0.061241485
17 0.007243756 79 0.034109659 141 0.061692149
18 0.007671489 80 0.034548802 142 0.062143005
19 0.008099405 81 0.034988131 143 0.062594052
20 0.008527502 82 0.035427646 144 0.063045290
21 0.008955780 83 0.035867348 145 0.063496720
22 0.009384241 84 0.036307237 146 0.063948342
23 0.009812884 85 0.036747313 147 0.064400156
24 0.010241708 86 0.037187576 148 0.064852162
25 0.010670715 87 0.037628025 149 0.065304359
26 0.011099904 88 0.038068662 150 0.065756749
27 0.011529275 89 0.038509485 151 0.066209330
28 0.011958829 90 0.038950496 152 0.066662104
29 0.012388565 91 0.039391694 153 0.067115070
30 0.012818483 92 0.039833080 154 0.067568229
31 0.013248584 93 0.040274653 155 0.068021580
32 0.013678868 94 0.040716413 156 0.068475123
33 0.014109334 95 0.041158361 157 0.068928859
34 0.014539983 96 0.041600497 158 0.069382788
35 0.014970815 97 0.042042821 159 0.069836909
36 0.015401830 98 0.042485332 160 0.070291223
37 0.015833028 99 0.042928031 161 0.070745731
38 0.016264410 100 0.043370918 162 0.071200431
39 0.016695974 101 0.043813994 163 0.071655324
40 0.017127722 102 0.044257257 164 0.072110411
41 0.017559652 103 0.044700709 165 0.072565690
42 0.017991767 104 0.045144349 166 0.073021164
43 0.018424065 105 0.045588177 167 0.073476830
44 0.018856546 106 0.046032194 168 0.073932690
45 0.019289211 107 0.046476400 169 0.074388744
46 0.019722060 108 0.046920794 170 0.074844991
47 0.020155093 109 0.047365377 171 0.075301432
48 0.020588309 110 0.047810148 172 0.075758067
49 0.021021710 111 0.048255109 173 0.076214896
50 0.021455294 112 0.048700258 174 0.076671918
51 0.021889063 113 0.049145597 175 0.077129135
52 0.022323016 114 0.049591124 176 0.077586546
53 0.022757153 115 0.050036841 177 0.078044152
54 0.023191475 116 0.050482747 178 0.078501951
55 0.023625981 117 0.050928842 179 0.078959945
56 0.024060671 118 0.051375127 180 0.079418134
57 0.024495546 119 0.051821602 181 0.079876517
58 0.024930606 120 0.052268266 182 0.080335094
59 0.025365850 121 0.052715119 183 0.080793867
60 0.025801280 122 0.053162163 184 0.081252834
61 0.026236894 123 0.053609396
62 0.026672693 124 0.054056819
TABLE 37--16.0% COMPOUND RATE--184 DAYS
Days Factor Days Factor Days Factor
1 0.000438356 63 0.027995086 125 0.056310857
2 0.000876904 64 0.028445714 126 0.056773898
3 0.001315645 65 0.028896540 127 0.057237141
4 0.001754578 66 0.029347563 128 0.057700587
5 0.002193703 67 0.029798784 129 0.058164237
6 0.002633021 68 0.030250202 130 0.058628090
7 0.003072531 69 0.030701819 131 0.059092146
8 0.003512234 70 0.031153634 132 0.059556405
9 0.003952130 71 0.031605646 133 0.060020869
10 0.004392219 72 0.032057857 134 0.060485535
11 0.004832500 73 0.032510266 135 0.060950406
12 0.005272975 74 0.032962873 136 0.061415480
13 0.005713642 75 0.033415679 137 0.061880758
14 0.006154503 76 0.033868683 138 0.062346240
15 0.006595557 77 0.034321885 139 0.062811926
16 0.007036805 78 0.034775287 140 0.063277816
17 0.007478245 79 0.035228887 141 0.063743910
18 0.007919880 80 0.035682686 142 0.064210209
19 0.008361708 81 0.036136684 143 0.064676712
20 0.008803729 82 0.036590881 144 0.065143420
21 0.009245944 83 0.037045277 145 0.065610332
22 0.009688354 84 0.037499872 146 0.066077449
23 0.010130957 85 0.037954666 147 0.066544770
24 0.010573754 86 0.038409660 148 0.067012297
25 0.011016745 87 0.038864853 149 0.067480028
26 0.011459931 88 0.039320246 150 0.067947965
27 0.011903310 89 0.039775839 151 0.068416106
28 0.012346884 90 0.040231631 152 0.068884453
29 0.012790653 91 0.040687623 153 0.069353005
30 0.013234616 92 0.041143815 154 0.069821763
31 0.013678773 93 0.041600206 155 0.070290726
32 0.014123126 94 0.042056798 156 0.070759894
33 0.014567673 95 0.042513590 157 0.071229268
34 0.015012415 96 0.042970583 158 0.071698848
35 0.015457352 97 0.043427775 159 0.072168634
36 0.015902484 98 0.043885168 160 0.072638626
37 0.016347811 99 0.044342762 161 0.073108824
38 0.016793333 100 0.044800556 162 0.073579227
39 0.017239051 101 0.045258550 163 0.074049838
40 0.017684964 102 0.045716746 164 0.074520654
41 0.018131072 103 0.046175142 165 0.074991677
42 0.018577376 104 0.046633740 166 0.075462906
43 0.019023876 105 0.047092538 167 0.075934342
44 0.019470572 106 0.047551538 168 0.076405984
45 0.019917463 107 0.048010738 169 0.076877833
46 0.020364550 108 0.048470140 170 0.077349889
47 0.020811833 109 0.048929744 171 0.077822152
48 0.021259312 110 0.049389548 172 0.078294622
49 0.021706987 111 0.049849555 173 0.078767299
50 0.022154859 112 0.050309763 174 0.079240184
51 0.022602927 113 0.050770173 175 0.079713275
52 0.023051191 114 0.051230784 176 0.080186574
53 0.023499652 115 0.051691598 177 0.080660081
54 0.023948309 116 0.052152613 178 0.081133795
55 0.024397163 117 0.052613831 179 0.081607716
56 0.024846214 118 0.053075250 180 0.082081846
57 0.025295462 119 0.053536872 181 0.082556183
58 0.025744906 120 0.053998697 182 0.083030728
59 0.026194548 121 0.054460724 183 0.083505481
60 0.026644387 122 0.054922953 184 0.083980443
61 0.027094423 123 0.055385385
62 0.027544656 124 0.055848020
TABLE 38--16.5% COMPOUND RATE--184 DAYS
Days Factor Days Factor Days Factor
1 0.000452055 63 0.028882248 125 0.058120352
2 0.000904314 64 0.029347359 126 0.058598680
3 0.001356778 65 0.029812681 127 0.059077225
4 0.001809446 66 0.030278212 128 0.059555986
5 0.002262318 67 0.030743955 129 0.060034963
6 0.002715396 68 0.031209907 130 0.060514157
7 0.003168678 69 0.031676071 131 0.060993568
8 0.003622165 70 0.032142445 132 0.061473195
9 0.004075858 71 0.032609030 133 0.061953039
10 0.004529755 72 0.033075826 134 0.062433100
11 0.004983857 73 0.033542832 135 0.062913378
12 0.005438165 74 0.034010050 136 0.063393873
13 0.005892678 75 0.034477480 137 0.063874585
14 0.006347397 76 0.034945120 138 0.064355515
15 0.006802321 77 0.035412972 139 0.064836662
16 0.007257451 78 0.035881035 140 0.065318026
17 0.007712787 79 0.036349310 141 0.065799608
18 0.008168328 80 0.036817797 142 0.066281408
19 0.008624075 81 0.037286496 143 0.066763426
20 0.009080029 82 0.037755406 144 0.067245661
21 0.009536188 83 0.038224528 145 0.067728115
22 0.009992554 84 0.038693863 146 0.068210786
23 0.010449126 85 0.039163409 147 0.068693676
24 0.010905904 86 0.039633168 148 0.069176784
25 0.011362889 87 0.040103139 149 0.069660111
26 0.011820080 88 0.040573323 150 0.070143656
27 0.012277478 89 0.041043719 151 0.070627419
28 0.012735083 90 0.041514328 152 0.071111402
29 0.013192895 91 0.041985149 153 0.071595603
30 0.013650914 92 0.042456184 154 0.072080023
31 0.014109140 93 0.042927431 155 0.072564662
32 0.014567572 94 0.043398891 156 0.073049520
33 0.015026213 95 0.043870565 157 0.073534597
34 0.015485060 96 0.044342451 158 0.074019893
35 0.015944115 97 0.044814551 159 0.074505409
36 0.016403377 98 0.045286865 160 0.074991144
37 0.016862847 99 0.045759392 161 0.075477099
38 0.017322525 100 0.046232132 162 0.075963274
39 0.017782411 101 0.046705087 163 0.076449668
40 0.018242504 102 0.047178255 164 0.076936282
41 0.018702805 103 0.047651637 165 0.077423117
42 0.019163315 104 0.048125233 166 0.077910171
43 0.019624033 105 0.048599043 167 0.078397445
44 0.020084959 106 0.049073067 168 0.078884940
45 0.020546093 107 0.049547305 169 0.079372655
46 0.021007436 108 0.050021758 170 0.079860591
47 0.021468987 109 0.050496426 171 0.080348747
48 0.021930747 110 0.050971308 172 0.080837124
49 0.022392716 111 0.051446404 173 0.081325721
50 0.022854893 112 0.051921716 174 0.081814540
51 0.023317280 113 0.052397242 175 0.082303579
52 0.023779875 114 0.052872983 176 0.082792840
53 0.024242680 115 0.053348939 177 0.083282322
54 0.024705693 116 0.053825111 178 0.083772025
55 0.025168917 117 0.054301497 179 0.084261949
56 0.025632349 118 0.054778099 180 0.084752095
57 0.026095991 119 0.055254917 181 0.085242462
58 0.026559843 120 0.055731950 182 0.085733051
59 0.027023904 121 0.056209199 183 0.086223862
60 0.027488175 122 0.056686663 184 0.086714895
61 0.027952656 123 0.057164343
62 0.028417347 124 0.057642240
TABLE 39--17.0% COMPOUND RATE--184 DAYS
Days Factor Days Factor Days Factor
1 0.000465753 63 0.029770163 125 0.059932921
2 0.000931724 64 0.030249782 126 0.060426589
3 0.001397911 65 0.030729624 127 0.060920486
4 0.001864316 66 0.031209690 128 0.061414613
5 0.002330937 67 0.031689980 129 0.061908971
6 0.002797776 68 0.032170493 130 0.062403559
7 0.003264833 69 0.032651230 131 0.062898377
8 0.003732107 70 0.033132191 132 0.063393425
9 0.004199599 71 0.033613376 133 0.063888704
10 0.004667308 72 0.034094784 134 0.064384214
11 0.005135235 73 0.034576418 135 0.064879955
12 0.005603380 74 0.035058275 136 0.065375926
13 0.006071744 75 0.035540357 137 0.065872129
14 0.006540325 76 0.036022664 138 0.066368562
15 0.007009125 77 0.036505195 139 0.066865227
16 0.007478143 78 0.036987951 140 0.067362123
17 0.007947379 79 0.037470931 141 0.067859251
18 0.008416834 80 0.037954137 142 0.068356610
19 0.008886508 81 0.038437568 143 0.068854201
20 0.009356400 82 0.038921223 144 0.069352023
21 0.009826511 83 0.039405105 145 0.069850078
22 0.010296841 84 0.039889211 146 0.070348364
23 0.010767390 85 0.040373543 147 0.070846882
24 0.011238159 86 0.040858101 148 0.071345633
25 0.011709146 87 0.041342884 149 0.071844616
26 0.012180353 88 0.041827893 150 0.072343831
27 0.012651780 89 0.042313128 151 0.072843279
28 0.013123426 90 0.042798589 152 0.073342959
29 0.013595292 91 0.043284276 153 0.073842873
30 0.014067377 92 0.043770189 154 0.074343019
31 0.014539683 93 0.044256328 155 0.074843398
32 0.015012208 94 0.044742694 156 0.075344010
33 0.015484953 95 0.045229287 157 0.075844855
34 0.015957919 96 0.045716106 158 0.076345933
35 0.016431105 97 0.046203152 159 0.076847245
36 0.016904511 98 0.046690424 160 0.077348790
37 0.017378138 99 0.047177924 161 0.077850569
38 0.017851985 100 0.047665651 162 0.078352582
39 0.018326053 101 0.048153605 163 0.078854828
40 0.018800342 102 0.048641786 164 0.079357308
41 0.019274852 103 0.049130194 165 0.079860023
42 0.019749582 104 0.049618830 166 0.080362971
43 0.020224534 105 0.050107694 167 0.080866154
44 0.020699707 106 0.050596785 168 0.081369571
45 0.021175102 107 0.051086104 169 0.081873223
46 0.021650718 108 0.051575651 170 0.082377109
47 0.022126555 109 0.052065426 171 0.082881230
48 0.022602614 110 0.052555429 172 0.083385585
49 0.023078895 111 0.053045660 173 0.083890176
50 0.023555397 112 0.053536120 174 0.084395001
51 0.024032121 113 0.054026808 175 0.084900062
52 0.024509068 114 0.054517725 176 0.085405358
53 0.024986237 115 0.055008870 177 0.085910889
54 0.025463627 116 0.055500244 178 0.086416656
55 0.025941241 117 0.055991847 179 0.086922658
56 0.026419076 118 0.056483679 180 0.087428896
57 0.026897134 119 0.056975740 181 0.087935370
58 0.027375415 120 0.057468030 182 0.088442080
59 0.027853919 121 0.057960549 183 0.088949025
60 0.028332645 122 0.058453298 184 0.089456207
61 0.028811595 123 0.058946276
62 0.029290767 124 0.059439484
TABLE 40--17.5% COMPOUND RATE--184 DAYS
Days Factor Days Factor Days Factor
1 0.000479452 63 0.030658832 125 0.061748571
2 0.000959134 64 0.031152984 126 0.062257629
3 0.001439046 65 0.031647372 127 0.062766930
4 0.001919188 66 0.032141998 128 0.063276476
5 0.002399560 67 0.032636860 129 0.063786266
6 0.002880163 68 0.033131960 130 0.064296301
7 0.003360996 69 0.033627297 131 0.064806580
8 0.003842059 70 0.034122872 132 0.065317103
9 0.004323353 71 0.034618684 133 0.065827872
10 0.004804878 72 0.035114734 134 0.066338885
11 0.005286634 73 0.035611022 135 0.066850143
12 0.005768621 74 0.036107548 136 0.067361647
13 0.006250838 75 0.036604312 137 0.067873396
14 0.006733287 76 0.037101314 138 0.068385390
15 0.007215968 77 0.037598554 139 0.068897629
16 0.007698880 78 0.038096033 140 0.069410115
17 0.008182023 79 0.038593751 141 0.069922845
18 0.008665398 80 0.039091706 142 0.070435822
19 0.009149005 81 0.039589901 143 0.070949045
20 0.009632843 82 0.040088335 144 0.071462513
21 0.010116914 83 0.040587007 145 0.071976228
22 0.010601216 84 0.041085919 146 0.072490190
23 0.011085751 85 0.041585069 147 0.073004397
24 0.011570518 86 0.042084460 148 0.073518851
25 0.012055518 87 0.042584089 149 0.074033552
26 0.012540750 88 0.043083958 150 0.074548500
27 0.013026215 89 0.043584067 151 0.075063694
28 0.013511912 90 0.044084415 152 0.075579136
29 0.013997843 91 0.044585004 153 0.076094824
30 0.014484006 92 0.045085832 154 0.076610760
31 0.014970402 93 0.045586901 155 0.077126944
32 0.015457032 94 0.046088210 156 0.077643374
33 0.015943895 95 0.046589759 157 0.078160053
34 0.016430991 96 0.047091548 158 0.078676979
35 0.016918321 97 0.047593579 159 0.079194153
36 0.017405885 98 0.048095849 160 0.079711574
37 0.017893682 99 0.048598361 161 0.080229244
38 0.018381713 100 0.049101114 162 0.080747162
39 0.018869979 101 0.049604107 163 0.081265329
40 0.019358478 102 0.050107342 164 0.081783744
41 0.019847211 103 0.050610818 165 0.082302407
42 0.020336179 104 0.051114536 166 0.082821319
43 0.020825382 105 0.051618495 167 0.083340480
44 0.021314818 106 0.052122696 168 0.083859890
45 0.021804490 107 0.052627138 169 0.084379549
46 0.022294396 108 0.053131822 170 0.084899457
47 0.022784537 109 0.053636749 171 0.085419614
48 0.023274913 110 0.054141917 172 0.085940021
49 0.023765525 111 0.054647327 173 0.086460677
50 0.024256371 112 0.055152980 174 0.086981583
51 0.024747453 113 0.055658875 175 0.087502738
52 0.025238770 114 0.056165013 176 0.088024144
53 0.025730323 115 0.056671394 177 0.088545799
54 0.026222112 116 0.057178017 178 0.089067705
55 0.026714136 117 0.057684883 179 0.089589860
56 0.027206396 118 0.058191992 180 0.090112267
57 0.027698892 119 0.058699345 181 0.090634923
58 0.028191625 120 0.059206940 182 0.091157830
59 0.028684593 121 0.059714779 183 0.091680988
60 0.029177798 122 0.060222862 184 0.092204397
61 0.029671240 123 0.060731188
62 0.030164918 124 0.061239757
TABLE 41--18.0% COMPOUND RATE--184 DAYS
Days Factor Days Factor Days Factor
1 0.000493151 63 0.031548256 125 0.063567306
2 0.000986545 64 0.032056965 126 0.064091805
3 0.001480182 65 0.032565924 127 0.064616562
4 0.001974062 66 0.033075135 128 0.065141579
5 0.002468187 67 0.033584597 129 0.065666854
6 0.002962554 68 0.034094310 130 0.066192388
7 0.003457166 69 0.034604274 131 0.066718182
8 0.003952022 70 0.035114490 132 0.067244235
9 0.004447121 71 0.035624957 133 0.067770547
10 0.004942465 72 0.036135676 134 0.068297119
11 0.005438053 73 0.036646647 135 0.068823950
12 0.005933886 74 0.037157870 136 0.069351041
13 0.006429963 75 0.037669346 137 0.069878393
14 0.006926284 76 0.038181073 138 0.070406004
15 0.007422851 77 0.038693053 139 0.070933875
16 0.007919662 78 0.039205285 140 0.071462007
17 0.008416718 79 0.039717770 141 0.071990399
18 0.008914020 80 0.040230507 142 0.072519052
19 0.009411566 81 0.040743498 143 0.073047966
20 0.009909358 82 0.041256741 144 0.073577140
21 0.010407396 83 0.041770237 145 0.074106575
22 0.010905679 84 0.042283987 146 0.074636272
23 0.011404208 85 0.042797990 147 0.075166229
24 0.011902982 86 0.043312247 148 0.075696448
25 0.012402003 87 0.043826757 149 0.076226929
26 0.012901270 88 0.044341521 150 0.076757671
27 0.013400783 89 0.044856538 151 0.077288675
28 0.013900542 90 0.045371810 152 0.077819940
29 0.014400548 91 0.045887336 153 0.078351468
30 0.014900800 92 0.046403116 154 0.078883258
31 0.015401299 93 0.046919150 155 0.079415310
32 0.015902045 94 0.047435439 156 0.079947624
33 0.016403038 95 0.047951983 157 0.080480201
34 0.016904278 96 0.048468781 158 0.081013040
35 0.017405765 97 0.048985834 159 0.081546143
36 0.017907499 98 0.049503142 160 0.082079508
37 0.018409481 99 0.050020705 161 0.082613136
38 0.018911710 100 0.050538524 162 0.083147028
39 0.019414187 101 0.051056598 163 0.083681182
40 0.019916912 102 0.051574927 164 0.084215600
41 0.020419885 103 0.052093512 165 0.084750282
42 0.020923105 104 0.052612353 166 0.085285227
43 0.021426574 105 0.053131449 167 0.085820437
44 0.021930292 106 0.053650802 168 0.086355910
45 0.022434257 107 0.054170410 169 0.086891647
46 0.022938471 108 0.054690275 170 0.087427648
47 0.023442934 109 0.055210396 171 0.087963914
48 0.023947646 110 0.055730774 172 0.088500444
49 0.024452606 111 0.056251408 173 0.089037239
50 0.024957816 112 0.056772299 174 0.089574298
51 0.025463274 113 0.057293447 175 0.090111623
52 0.025968982 114 0.057814852 176 0.090649212
53 0.026474940 115 0.058336515 177 0.091187066
54 0.026981146 116 0.058858434 178 0.091725186
55 0.027487603 117 0.059380611 179 0.092263571
56 0.027994309 118 0.059903045 180 0.092802222
57 0.028501265 119 0.060425737 181 0.093341138
58 0.029008471 120 0.060948687 182 0.093880320
59 0.029515927 121 0.061471894 183 0.094419767
60 0.030023634 122 0.061995360 184 0.094959481
61 0.030531591 123 0.062519083
62 0.031039798 124 0.063043065
TABLE 42--18.5% COMPOUND RATE--184 DAYS
Days Factor Days Factor Days Factor
1 0.000506849 63 0.032438435 125 0.065389131
2 0.001013956 64 0.032961726 126 0.065929123
3 0.001521319 65 0.033485282 127 0.066469388
4 0.002028939 66 0.034009103 128 0.067009928
5 0.002536817 67 0.034533190 129 0.067550741
6 0.003044952 68 0.035057543 130 0.068091828
7 0.003553345 69 0.035582161 131 0.068633190
8 0.004061995 70 0.036107045 132 0.069174826
9 0.004570903 71 0.036632195 133 0.069716736
10 0.005080069 72 0.037157611 134 0.070258922
11 0.005589493 73 0.037683294 135 0.070801382
12 0.006099176 74 0.038209243 136 0.071344117
13 0.006609116 75 0.038735459 137 0.071887127
14 0.007119315 76 0.039261941 138 0.072430412
15 0.007629773 77 0.039788690 139 0.072973972
16 0.008140490 78 0.040315706 140 0.073517809
17 0.008651465 79 0.040842990 141 0.074061920
18 0.009162699 80 0.041370540 142 0.074606308
19 0.009674193 81 0.041898358 143 0.075150971
20 0.010185945 82 0.042426444 144 0.075695911
21 0.010697957 83 0.042954797 145 0.076241127
22 0.011210229 84 0.043483418 146 0.076786619
23 0.011722760 85 0.044012307 147 0.077332387
24 0.012235551 86 0.044541464 148 0.077878432
25 0.012748602 87 0.045070889 149 0.078424754
26 0.013261913 88 0.045600582 150 0.078971353
27 0.013775484 89 0.046130544 151 0.079518229
28 0.014289316 90 0.046660775 152 0.080065382
29 0.014803407 91 0.047191274 153 0.080612813
30 0.015317760 92 0.047722042 154 0.081160520
31 0.015832373 93 0.048253079 155 0.081708506
32 0.016347247 94 0.048784386 156 0.082256769
33 0.016862382 95 0.049315961 157 0.082805310
34 0.017377778 96 0.049847806 158 0.083354129
35 0.017893435 97 0.050379921 159 0.083903227
36 0.018409354 98 0.050912305 160 0.084452602
37 0.018925534 99 0.051444960 161 0.085002256
38 0.019441975 100 0.051977884 162 0.085552189
39 0.019958679 101 0.052511078 163 0.086102400
40 0.020475644 102 0.053044543 164 0.086652891
41 0.020992872 103 0.053578277 165 0.087203660
42 0.021510361 104 0.054112283 166 0.087754708
43 0.022028113 105 0.054646559 167 0.088306036
44 0.022546127 106 0.055181106 168 0.088857643
45 0.023064404 107 0.055715924 169 0.089409530
46 0.023582943 108 0.056251013 170 0.089961696
47 0.024101746 109 0.056786373 171 0.090514143
48 0.024620811 110 0.057322004 172 0.091066869
49 0.025140139 111 0.057857907 173 0.091619876
50 0.025659731 112 0.058394082 174 0.092173162
51 0.026179586 113 0.058930528 175 0.092726730
52 0.026699704 114 0.059467246 176 0.093280577
53 0.027220086 115 0.060004236 177 0.093834706
54 0.027740732 116 0.060541499 178 0.094389115
55 0.028261642 117 0.061079034 179 0.094943806
56 0.028782816 118 0.061616841 180 0.095498777
57 0.029304253 119 0.062154920 181 0.096054030
58 0.029825956 120 0.062693273 182 0.096609564
59 0.030347922 121 0.063231898 183 0.097165380
60 0.030870153 122 0.063770797 184 0.097721478
61 0.031392649 123 0.064309968
62 0.031915410 124 0.064849413
TABLE 43--19.0% COMPOUND RATE--184 DAYS
Days Factor Days Factor Days Factor
1 0.000520548 63 0.033329371 125 0.067214052
2 0.001041367 64 0.033867268 126 0.067769588
3 0.001562457 65 0.034405446 127 0.068325413
4 0.002083818 66 0.034943903 128 0.068881528
5 0.002605451 67 0.035482641 129 0.069437932
6 0.003127355 68 0.036021660 130 0.069994626
7 0.003649531 69 0.036560958 131 0.070551609
8 0.004171979 70 0.037100538 132 0.071108883
9 0.004694698 71 0.037640399 133 0.071666446
10 0.005217690 72 0.038180540 134 0.072224300
11 0.005740954 73 0.038720963 135 0.072782444
12 0.006264490 74 0.039261667 136 0.073340879
13 0.006788299 75 0.039802653 137 0.073899604
14 0.007312381 76 0.040343920 138 0.074458621
15 0.007836735 77 0.040885469 139 0.075017928
16 0.008361363 78 0.041427299 140 0.075577526
17 0.008886263 79 0.041969412 141 0.076137416
18 0.009411437 80 0.042511807 142 0.076697597
19 0.009936884 81 0.043054485 143 0.077258070
20 0.010462604 82 0.043597445 144 0.077818834
21 0.010988599 83 0.044140687 145 0.078379891
22 0.011514867 84 0.044684212 146 0.078941239
23 0.012041409 85 0.045228021 147 0.079502880
24 0.012568225 86 0.045772112 148 0.080064813
25 0.013095315 87 0.046316486 149 0.080627038
26 0.013622680 88 0.046861144 150 0.081189556
27 0.014150319 89 0.047406086 151 0.081752367
28 0.014678233 90 0.047951311 152 0.082315471
29 0.015206421 91 0.048496820 153 0.082878868
30 0.015734885 92 0.049042613 154 0.083442559
31 0.016263624 93 0.049588690 155 0.084006543
32 0.016792638 94 0.050135051 156 0.084570820
33 0.017321927 95 0.050681696 157 0.085135391
34 0.017851492 96 0.051228627 158 0.085700256
35 0.018381332 97 0.051775842 159 0.086265415
36 0.018911449 98 0.052323341 160 0.086830868
37 0.019441841 99 0.052871126 161 0.087396616
38 0.019972509 100 0.053419196 162 0.087962658
39 0.020503454 101 0.053967551 163 0.088528995
40 0.021034675 102 0.054516192 164 0.089095626
41 0.021566172 103 0.055065118 165 0.089662553
42 0.022097947 104 0.055614330 166 0.090229774
43 0.022629998 105 0.056163828 167 0.090797291
44 0.023162325 106 0.056713612 168 0.091365104
45 0.023694931 107 0.057263682 169 0.091933211
46 0.024227813 108 0.057814038 170 0.092501615
47 0.024760973 109 0.058364681 171 0.093070314
48 0.025294410 110 0.058915611 172 0.093639310
49 0.025828125 111 0.059466827 173 0.094208602
50 0.026362117 112 0.060018330 174 0.094778190
51 0.026896388 113 0.060570121 175 0.095348074
52 0.027430937 114 0.061122198 176 0.095918255
53 0.027965764 115 0.061674563 177 0.096488733
54 0.028500869 116 0.062227216 178 0.097059508
55 0.029036253 117 0.062780156 179 0.097630580
56 0.029571916 118 0.063333384 180 0.098201950
57 0.030107858 119 0.063886900 181 0.098773617
58 0.030644078 120 0.064440704 182 0.099345581
59 0.031180578 121 0.064994797 183 0.099917843
60 0.031717357 122 0.065549177 184 0.100490403
61 0.032254415 123 0.066103847
62 0.032791753 124 0.066658805
TABLE 44--19.5% COMPOUND RATE--184 DAYS
Days Factor Days Factor Days Factor
1 0.000534247 63 0.034221062 125 0.069042074
2 0.001068779 64 0.034773592 126 0.069613206
3 0.001603596 65 0.035326416 127 0.070184643
4 0.002138699 66 0.035879535 128 0.070756386
5 0.002674089 67 0.036432950 129 0.071328434
6 0.003209764 68 0.036986661 130 0.071900787
7 0.003745725 69 0.037540668 131 0.072473447
8 0.004281973 70 0.038094970 132 0.073046412
9 0.004818507 71 0.038649569 133 0.073619683
10 0.005355328 72 0.039204464 134 0.074193261
11 0.005892436 73 0.039759655 135 0.074767145
12 0.006429830 74 0.040315143 136 0.075341336
13 0.006967512 75 0.040870928 137 0.075915833
14 0.007505481 76 0.041427010 138 0.076490637
15 0.008043737 77 0.041983389 139 0.077065749
16 0.008582281 78 0.042540065 140 0.077641167
17 0.009121113 79 0.043097038 141 0.078216894
18 0.009660232 80 0.043654309 142 0.078792927
19 0.010199640 81 0.044211878 143 0.079369269
20 0.010739335 82 0.044769745 144 0.079945918
21 0.011279319 83 0.045327909 145 0.080522875
22 0.011819592 84 0.045886372 146 0.081100141
23 0.012360153 85 0.046445133 147 0.081677715
24 0.012901003 86 0.047004193 148 0.082255598
25 0.013442142 87 0.047563552 149 0.082833789
26 0.013983570 88 0.048123209 150 0.083412289
27 0.014525287 89 0.048683165 151 0.083991099
28 0.015067294 90 0.049243420 152 0.084570217
29 0.015609590 91 0.049803975 153 0.085149645
30 0.016152176 92 0.050364829 154 0.085729383
31 0.016695052 93 0.050925983 155 0.086309430
32 0.017238218 94 0.051487437 156 0.086889787
33 0.017781674 95 0.052049190 157 0.087470454
34 0.018325420 96 0.052611244 158 0.088051431
35 0.018869457 97 0.053173598 159 0.088632719
36 0.019413784 98 0.053736252 160 0.089214317
37 0.019958403 99 0.054299207 161 0.089796226
38 0.020503312 100 0.054862463 162 0.090378446
39 0.021048512 101 0.055426020 163 0.090960977
40 0.021594004 102 0.055989877 164 0.091543819
41 0.022139787 103 0.056554036 165 0.092126973
42 0.022685862 104 0.057118497 166 0.092710438
43 0.023232228 105 0.057683259 167 0.093294215
44 0.023778887 106 0.058248322 168 0.093878304
45 0.024325837 107 0.058813688 169 0.094462704
46 0.024873080 108 0.059379356 170 0.095047417
47 0.025420615 109 0.059945325 171 0.095632443
48 0.025968442 110 0.060511597 172 0.096217781
49 0.026516562 111 0.061078172 173 0.096803431
50 0.027064975 112 0.061645050 174 0.097389395
51 0.027613681 113 0.062212230 175 0.097975671
52 0.028162680 114 0.062779713 176 0.098562261
53 0.028711973 115 0.063347499 177 0.099149164
54 0.029261558 116 0.063915589 178 0.099736381
55 0.029811438 117 0.064483982 179 0.100323911
56 0.030361611 118 0.065052679 180 0.100911755
57 0.030912078 119 0.065621680 181 0.101499914
58 0.031462839 120 0.066190985 182 0.102088386
59 0.032013895 121 0.066760594 183 0.102677173
60 0.032565245 122 0.067330507 184 0.103266275
61 0.033116889 123 0.067900725
62 0.033668828 124 0.068471247
TABLE 45--20.0% COMPOUND RATE--184 DAYS
Days Factor Days Factor Days Factor
1 0.000547945 63 0.035113512 125 0.070873202
2 0.001096191 64 0.035680697 126 0.071459982
3 0.001644737 65 0.036248193 127 0.072047083
4 0.002193583 66 0.036816001 128 0.072634506
5 0.002742730 67 0.037384119 129 0.073222251
6 0.003292178 68 0.037952549 130 0.073810318
7 0.003841927 69 0.038521290 131 0.074398707
8 0.004391978 70 0.039090342 132 0.074987419
9 0.004942329 71 0.039659707 133 0.075576453
10 0.005492983 72 0.040229384 134 0.076165810
11 0.006043938 73 0.040799372 135 0.076755490
12 0.006595195 74 0.041369673 136 0.077345493
13 0.007146754 75 0.041940287 137 0.077935819
14 0.007698615 76 0.042511213 138 0.078526469
15 0.008250779 77 0.043082452 139 0.079117443
16 0.008803245 78 0.043654004 140 0.079708740
17 0.009356014 79 0.044225869 141 0.080300361
18 0.009909086 80 0.044798048 142 0.080892306
19 0.010462460 81 0.045370540 143 0.081484576
20 0.011016138 82 0.045943346 144 0.082077170
21 0.011570120 83 0.046516465 145 0.082670089
22 0.012124405 84 0.047089899 146 0.083263333
23 0.012678994 85 0.047663647 147 0.083856902
24 0.013233886 86 0.048237709 148 0.084450796
25 0.013789083 87 0.048812086 149 0.085045016
26 0.014344584 88 0.049386778 150 0.085639561
27 0.014900389 89 0.049961784 151 0.086234432
28 0.015456499 90 0.050537106 152 0.086829629
29 0.016012913 91 0.051112742 153 0.087425152
30 0.016569633 92 0.051688694 154 0.088021002
31 0.017126657 93 0.052264962 155 0.088617178
32 0.017683987 94 0.052841546 156 0.089213680
33 0.018241622 95 0.053418445 157 0.089810510
34 0.018799563 96 0.053995661 158 0.090407666
35 0.019357809 97 0.054573193 159 0.091005150
36 0.019916361 98 0.055151041 160 0.091602961
37 0.020475219 99 0.055729206 161 0.092201099
38 0.021034384 100 0.056307688 162 0.092799566
39 0.021593855 101 0.056886486 163 0.093398360
40 0.022153632 102 0.057465602 164 0.093997482
41 0.022713716 103 0.058045036 165 0.094596933
42 0.023274107 104 0.058624786 166 0.095196712
43 0.023834806 105 0.059204855 167 0.095796820
44 0.024395811 106 0.059785241 168 0.096397257
45 0.024957124 107 0.060365945 169 0.096998022
46 0.025518744 108 0.060946968 170 0.097599117
47 0.026080672 109 0.061528308 171 0.098200541
48 0.026642908 110 0.062109968 172 0.098802295
49 0.027205452 111 0.062691946 173 0.099404378
50 0.027768305 112 0.063274243 174 0.100006792
51 0.028331465 113 0.063856859 175 0.100609535
52 0.028894935 114 0.064439794 176 0.101212609
53 0.029458713 115 0.065023049 177 0.101816013
54 0.030022800 116 0.065606623 178 0.102419748
55 0.030587196 117 0.066190517 179 0.103023813
56 0.031151901 118 0.066774731 180 0.103628210
57 0.031716916 119 0.067359265 181 0.104232938
58 0.032282240 120 0.067944119 182 0.104837997
59 0.032847874 121 0.068529294 183 0.105443388
60 0.033413818 122 0.069114790 184 0.106049110
61 0.033980072 123 0.069700606
62 0.034546637 124 0.070286744
TABLE 46--20.5% COMPOUND RATE--184 DAYS
Days Factor Days Factor Days Factor
1 0.000561644 63 0.036006719 125 0.072707441
2 0.001123603 64 0.036588585 126 0.073309921
3 0.001685878 65 0.037170779 127 0.073912739
4 0.002248469 66 0.037753299 128 0.074515895
5 0.002811375 67 0.038336147 129 0.075119390
6 0.003374598 68 0.038919322 130 0.075723225
7 0.003938137 69 0.039502825 131 0.076327398
8 0.004501993 70 0.040086655 132 0.076931911
9 0.005066165 71 0.040670814 133 0.077536763
10 0.005630655 72 0.041255300 134 0.078141955
11 0.006195461 73 0.041840115 135 0.078747486
12 0.006760584 74 0.042425258 136 0.079353358
13 0.007326025 75 0.043010729 137 0.079959570
14 0.007891784 76 0.043596530 138 0.080566123
15 0.008457860 77 0.044182659 139 0.081173016
16 0.009024254 78 0.044769118 140 0.081780251
17 0.009590966 79 0.045355906 141 0.082387826
18 0.010157997 80 0.045943024 142 0.082995742
19 0.010725346 81 0.046530471 143 0.083604000
20 0.011293013 82 0.047118249 144 0.084212600
21 0.011861000 83 0.047706356 145 0.084821541
22 0.012429305 84 0.048294794 146 0.085430824
23 0.012997930 85 0.048883563 147 0.086040450
24 0.013566874 86 0.049472661 148 0.086650418
25 0.014136138 87 0.050062091 149 0.087260728
26 0.014705721 88 0.050651852 150 0.087871381
27 0.015275624 89 0.051241944 151 0.088482378
28 0.015845848 90 0.051832368 152 0.089093717
29 0.016416391 91 0.052423123 153 0.089705400
30 0.016987255 92 0.053014210 154 0.090317426
31 0.017558440 93 0.053605629 155 0.090929796
32 0.018129945 94 0.054197380 156 0.091542510
33 0.018701772 95 0.054789464 157 0.092155568
34 0.019273919 96 0.055381880 158 0.092768971
35 0.019846388 97 0.055974628 159 0.093382718
36 0.020419179 98 0.056567710 160 0.093996810
37 0.020992291 99 0.057161125 161 0.094611246
38 0.021565725 100 0.057754873 162 0.095226028
39 0.022139481 101 0.058348954 163 0.095841155
40 0.022713559 102 0.058943369 164 0.096456627
41 0.023287960 103 0.059538118 165 0.097072445
42 0.023862683 104 0.060133201 166 0.097688609
43 0.024437729 105 0.060728619 167 0.098305119
44 0.025013099 106 0.061324370 168 0.098921976
45 0.025588791 107 0.061920457 169 0.099539178
46 0.026164806 108 0.062516878 170 0.100156728
47 0.026741146 109 0.063113634 171 0.100774624
48 0.027317808 110 0.063710725 172 0.101392867
49 0.027894795 111 0.064308152 173 0.102011458
50 0.028472106 112 0.064905914 174 0.102630396
51 0.029049741 113 0.065504012 175 0.103249681
52 0.029627700 114 0.066102445 176 0.103869315
53 0.030205984 115 0.066701215 177 0.104489296
54 0.030784593 116 0.067300321 178 0.105109626
55 0.031363527 117 0.067899764 179 0.105730304
56 0.031942786 118 0.068499543 180 0.106351330
57 0.032522370 119 0.069099660 181 0.106972706
58 0.033102280 120 0.069700113 182 0.107594430
59 0.033682516 121 0.070300903 183 0.108216504
60 0.034263077 122 0.070902031 184 0.108838927
61 0.034843965 123 0.071503497
62 0.035425178 124 0.072105300
TABLE 47--21.0% COMPOUND RATE--184 DAYS
Days Factor Days Factor Days Factor
1 0.000575342 63 0.036900684 125 0.074544797
2 0.001151016 64 0.037497257 126 0.075163028
3 0.001727021 65 0.038094173 127 0.075781615
4 0.002303357 66 0.038691433 128 0.076400558
5 0.002880024 67 0.039289036 129 0.077019857
6 0.003457024 68 0.039886983 130 0.077639512
7 0.004034355 69 0.040485274 131 0.078259524
8 0.004612019 70 0.041083910 132 0.078879893
9 0.005190015 71 0.041682890 133 0.079500618
10 0.005768343 72 0.042282214 134 0.080121701
11 0.006347005 73 0.042881883 135 0.080743141
12 0.006925999 74 0.043481897 136 0.081364938
13 0.007505326 75 0.044082257 137 0.081987093
14 0.008084987 76 0.044682962 138 0.082609606
15 0.008664981 77 0.045284012 139 0.083232478
16 0.009245309 78 0.045885409 140 0.083855707
17 0.009825970 79 0.046487151 141 0.084479295
18 0.010406966 80 0.047089239 142 0.085103242
19 0.010988296 81 0.047691674 143 0.085727548
20 0.011569961 82 0.048294456 144 0.086352214
21 0.012151960 83 0.048897584 145 0.086977238
22 0.012734294 84 0.049501059 146 0.087602622
23 0.013316963 85 0.050104882 147 0.088228366
24 0.013899967 86 0.050709052 148 0.088854470
25 0.014483307 87 0.051313569 149 0.089480935
26 0.015066982 88 0.051918435 150 0.090107759
27 0.015650993 89 0.052523648 151 0.090734944
28 0.016235340 90 0.053129210 152 0.091362491
29 0.016820024 91 0.053735120 153 0.091990398
30 0.017405043 92 0.054341378 154 0.092618666
31 0.017990400 93 0.054947985 155 0.093247296
32 0.018576093 94 0.055554942 156 0.093876288
33 0.019162123 95 0.056162247 157 0.094505641
34 0.019748490 96 0.056769902 158 0.095135357
35 0.020335195 97 0.057377907 159 0.095765435
36 0.020922237 98 0.057986261 160 0.096395875
37 0.021509617 99 0.058594966 161 0.097026678
38 0.022097335 100 0.059204020 162 0.097657844
39 0.022685391 101 0.059813426 163 0.098289373
40 0.023273785 102 0.060423181 164 0.098921266
41 0.023862518 103 0.061033288 165 0.099553522
42 0.024451590 104 0.061643745 166 0.100186142
43 0.025041000 105 0.062254554 167 0.100819126
44 0.025630750 106 0.062865714 168 0.101452474
45 0.026220839 107 0.063477226 169 0.102086186
46 0.026811267 108 0.064089089 170 0.102720263
47 0.027402035 109 0.064701305 171 0.103354705
48 0.027993143 110 0.065313873 172 0.103989512
49 0.028584591 111 0.065926793 173 0.104624684
50 0.029176380 112 0.066540066 174 0.105260221
51 0.029768509 113 0.067153692 175 0.105896124
52 0.030360978 114 0.067767671 176 0.106532393
53 0.030953789 115 0.068382003 177 0.107169028
54 0.031546940 116 0.068996689 178 0.107806030
55 0.032140433 117 0.069611728 179 0.108443398
56 0.032734267 118 0.070227121 180 0.109081132
57 0.033328443 119 0.070842868 181 0.109719234
58 0.033922961 120 0.071458969 182 0.110357702
59 0.034517820 121 0.072075425 183 0.110996538
60 0.035113022 122 0.072692236 184 0.111635742
61 0.035708567 123 0.073309401
62 0.036304454 124 0.073926921
TABLE 48--21.5% COMPOUND RATE--184 DAYS
Days Factor Days Factor Days Factor
1 0.000589041 63 0.037795409 125 0.076385275
2 0.001178429 64 0.038406713 126 0.077019310
3 0.001768164 65 0.039018377 127 0.077653719
4 0.002358247 66 0.039630402 128 0.078288501
5 0.002948677 67 0.040242787 129 0.078923657
6 0.003539455 68 0.040855532 130 0.079559188
7 0.004130581 69 0.041468639 131 0.080195092
8 0.004722055 70 0.042082107 132 0.080831372
9 0.005313878 71 0.042695936 133 0.081468026
10 0.005906049 72 0.043310127 134 0.082105055
11 0.006498569 73 0.043924679 135 0.082742459
12 0.007091438 74 0.044539594 136 0.083380239
13 0.007684656 75 0.045154871 137 0.084018395
14 0.008278224 76 0.045770510 138 0.084656926
15 0.008872141 77 0.046386512 139 0.085295833
16 0.009466409 78 0.047002876 140 0.085935117
17 0.010061026 79 0.047619604 141 0.086574778
18 0.010655993 80 0.048236695 142 0.087214815
19 0.011251311 81 0.048854149 143 0.087855229
20 0.011846980 82 0.049471968 144 0.088496021
21 0.012442999 83 0.050090150 145 0.089137189
22 0.013039370 84 0.050708696 146 0.089778736
23 0.013636091 85 0.051327607 147 0.090420660
24 0.014233165 86 0.051946882 148 0.091062963
25 0.014830590 87 0.052566522 149 0.091705644
26 0.015428367 88 0.053186527 150 0.092348703
27 0.016026496 89 0.053806897 151 0.092992142
28 0.016624977 90 0.054427632 152 0.093635959
29 0.017223811 91 0.055048734 153 0.094280156
30 0.017822998 92 0.055670201 154 0.094924732
31 0.018422537 93 0.056292034 155 0.095569687
32 0.019022430 94 0.056914233 156 0.096215023
33 0.019622676 95 0.057536799 157 0.096860738
34 0.020223276 96 0.058159732 158 0.097506835
35 0.020824229 97 0.058783031 159 0.098153311
36 0.021425537 98 0.059406698 160 0.098800169
37 0.022027198 99 0.060030732 161 0.099447407
38 0.022629214 100 0.060655134 162 0.100095027
39 0.023231585 101 0.061279903 163 0.100743028
40 0.023834310 102 0.061905041 164 0.101391411
41 0.024437391 103 0.062530546 165 0.102040176
42 0.025040827 104 0.063156421 166 0.102689323
43 0.025644618 105 0.063782663 167 0.103338852
44 0.026248765 106 0.064409275 168 0.103988764
45 0.026853267 107 0.065036256 169 0.104639059
46 0.027458126 108 0.065663606 170 0.105289736
47 0.028063341 109 0.066291326 171 0.105940797
48 0.028668913 110 0.066919415 172 0.106592242
49 0.029274841 111 0.067547874 173 0.107244070
50 0.029881126 112 0.068176704 174 0.107896283
51 0.030487768 113 0.068805904 175 0.108548879
52 0.031094768 114 0.069435475 176 0.109201860
53 0.031702125 115 0.070065416 177 0.109855225
54 0.032309840 116 0.070695729 178 0.110508976
55 0.032917913 117 0.071326412 179 0.111163111
56 0.033526344 118 0.071957468 180 0.111817632
57 0.034135134 119 0.072588895 181 0.112472538
58 0.034744282 120 0.073220694 182 0.113127830
59 0.035353789 121 0.073852865 183 0.113783508
60 0.035963655 122 0.074485408 184 0.114439572
61 0.036573880 123 0.075118324
62 0.037184464 124 0.075751613
TABLE 49--22.0% COMPOUND RATE--184 DAYS
Days Factor Days Factor Days Factor
1 0.000602740 63 0.038690893 125 0.078228880
2 0.001205843 64 0.039316953 126 0.078878771
3 0.001809309 65 0.039943391 127 0.079529054
4 0.002413140 66 0.040570206 128 0.080179729
5 0.003017334 67 0.041197399 129 0.080830797
6 0.003621892 68 0.041824970 130 0.081482256
7 0.004226815 69 0.042452919 131 0.082134109
8 0.004832102 70 0.043081247 132 0.082786354
9 0.005437755 71 0.043709954 133 0.083438992
10 0.006043772 72 0.044339039 134 0.084092024
11 0.006650154 73 0.044968504 135 0.084745449
12 0.007256902 74 0.045598348 136 0.085399268
13 0.007864016 75 0.046228571 137 0.086053482
14 0.008471496 76 0.046859175 138 0.086708089
15 0.009079342 77 0.047490159 139 0.087363091
16 0.009687554 78 0.048121523 140 0.088018488
17 0.010296133 79 0.048753267 141 0.088674280
18 0.010905078 80 0.049385392 142 0.089330467
19 0.011514391 81 0.050017899 143 0.089987050
20 0.012124071 82 0.050650786 144 0.090644029
21 0.012734118 83 0.051284055 145 0.091301403
22 0.013344533 84 0.051917706 146 0.091959174
23 0.013955316 85 0.052551738 147 0.092617341
24 0.014566467 86 0.053186153 148 0.093275905
25 0.015177987 87 0.053820950 149 0.093934866
26 0.015789875 88 0.054456130 150 0.094594224
27 0.016402132 89 0.055091693 151 0.095253979
28 0.017014758 90 0.055727638 152 0.095914132
29 0.017627753 91 0.056363967 153 0.096574683
30 0.018241118 92 0.057000680 154 0.097235632
31 0.018854852 93 0.057637776 155 0.097896980
32 0.019468957 94 0.058275256 156 0.098558726
33 0.020083431 95 0.058913121 157 0.099220871
34 0.020698276 96 0.059551370 158 0.099883415
35 0.021313491 97 0.060190004 159 0.100546359
36 0.021929077 98 0.060829022 160 0.101209702
37 0.022545035 99 0.061468426 161 0.101873444
38 0.023161363 100 0.062108215 162 0.102537587
39 0.023778063 101 0.062748390 163 0.103202130
40 0.024395135 102 0.063388951 164 0.103867074
41 0.025012578 103 0.064029897 165 0.104532419
42 0.025630394 104 0.064671230 166 0.105198164
43 0.026248582 105 0.065312950 167 0.105864311
44 0.026867143 106 0.065955057 168 0.106530860
45 0.027486077 107 0.066597550 169 0.107197810
46 0.028105384 108 0.067240431 170 0.107865162
47 0.028725064 109 0.067883699 171 0.108532916
48 0.029345117 110 0.068527355 172 0.109201073
49 0.029965544 111 0.069171399 173 0.109869632
50 0.030586345 112 0.069815831 174 0.110538595
51 0.031207521 113 0.070460651 175 0.111207961
52 0.031829070 114 0.071105861 176 0.111877730
53 0.032450995 115 0.071751459 177 0.112547903
54 0.033073294 116 0.072397446 178 0.113218480
55 0.033695968 117 0.073043822 179 0.113889461
56 0.034319018 118 0.073690588 180 0.114560846
57 0.034942443 119 0.074337744 181 0.115232636
58 0.035566244 120 0.074985290 182 0.115904831
59 0.036190421 121 0.075633227 183 0.116577431
60 0.036814974 122 0.076281554 184 0.117250437
61 0.037439904 123 0.076930271
62 0.038065210 124 0.077579380
TABLE 50--22.5% COMPOUND RATE--184 DAYS
Days Factor Days Factor Days Factor
1 0.000616438 63 0.039587138 125 0.080075617
2 0.001233257 64 0.040227979 126 0.080741417
3 0.001850455 65 0.040869216 127 0.081407628
4 0.002468034 66 0.041510847 128 0.082074249
5 0.003085994 67 0.042152875 129 0.082741281
6 0.003704335 68 0.042795298 130 0.083408724
7 0.004323057 69 0.043438117 131 0.084076579
8 0.004942160 70 0.044081332 132 0.084744845
9 0.005561645 71 0.044724944 133 0.085413523
10 0.006181512 72 0.045368952 134 0.086082614
11 0.006801760 73 0.046013358 135 0.086752117
12 0.007422392 74 0.046658160 136 0.087422033
13 0.008043405 75 0.047303361 137 0.088092361
14 0.008664802 76 0.047948959 138 0.088763103
15 0.009286582 77 0.048594955 139 0.089434259
16 0.009908745 78 0.049241349 140 0.090105828
17 0.010531291 79 0.049888141 141 0.090777811
18 0.011154221 80 0.050535333 142 0.091450208
19 0.011777536 81 0.051182923 143 0.092123020
20 0.012401234 82 0.051830912 144 0.092796246
21 0.013025317 83 0.052479301 145 0.093469888
22 0.013649785 84 0.053128090 146 0.094143944
23 0.014274637 85 0.053777278 147 0.094818417
24 0.014899875 86 0.054426867 148 0.095493305
25 0.015525498 87 0.055076856 149 0.096168609
26 0.016151507 88 0.055727246 150 0.096844329
27 0.016777902 89 0.056378037 151 0.097520466
28 0.017404683 90 0.057029229 152 0.098197020
29 0.018031850 91 0.057680822 153 0.098873991
30 0.018659404 92 0.058332817 154 0.099551379
31 0.019287345 93 0.058985214 155 0.100229184
32 0.019915673 94 0.059638013 156 0.100907408
33 0.020544388 95 0.060291215 157 0.101586049
34 0.021173490 96 0.060944819 158 0.102265109
35 0.021802981 97 0.061598826 159 0.102944588
36 0.022432860 98 0.062253236 160 0.103624485
37 0.023063126 99 0.062908050 161 0.104304802
38 0.023693782 100 0.063563267 162 0.104985537
39 0.024324826 101 0.064218889 163 0.105666693
40 0.024956259 102 0.064874914 164 0.106348268
41 0.025588081 103 0.065531344 165 0.107030264
42 0.026220293 104 0.066188178 166 0.107712680
43 0.026852895 105 0.066845417 167 0.108395516
44 0.027485886 106 0.067503062 168 0.109078774
45 0.028119268 107 0.068161112 169 0.109762453
46 0.028753040 108 0.068819567 170 0.110446553
47 0.029387203 109 0.069478428 171 0.111131075
48 0.030021757 110 0.070137696 172 0.111816018
49 0.030656702 111 0.070797370 173 0.112501384
50 0.031292038 112 0.071457450 174 0.113187173
51 0.031927766 113 0.072117938 175 0.113873384
52 0.032563886 114 0.072778833 176 0.114560018
53 0.033200398 115 0.073440135 177 0.115247076
54 0.033837302 116 0.074101844 178 0.115934557
55 0.034474599 117 0.074763962 179 0.116622462
56 0.035112289 118 0.075426487 180 0.117310791
57 0.035750372 119 0.076089422 181 0.117999544
58 0.036388848 120 0.076752764 182 0.118688722
59 0.037027718 121 0.077416516 183 0.119378325
60 0.037666981 122 0.078080677 184 0.120068352
61 0.038306639 123 0.078745247
62 0.038946691 124 0.079410227
TABLE 51--23.0% COMPOUND RATE--184 DAYS
Days Factor Days Factor Days Factor
1 0.000630137 63 0.040484144 125 0.081925492
2 0.001260671 64 0.041139791 126 0.082607253
3 0.001891602 65 0.041795852 127 0.083289444
4 0.002522931 66 0.042452326 128 0.083972065
5 0.003154658 67 0.043109214 129 0.084655116
6 0.003786783 68 0.043766515 130 0.085338597
7 0.004419306 69 0.044424231 131 0.086022509
8 0.005052228 70 0.045082362 132 0.086706852
9 0.005685549 71 0.045740907 133 0.087391626
10 0.006319268 72 0.046399867 134 0.088076832
11 0.006953387 73 0.047059242 135 0.088762469
12 0.007587906 74 0.047719033 136 0.089448539
13 0.008222824 75 0.048379239 137 0.090135041
14 0.008858143 76 0.049039862 138 0.090821975
15 0.009493861 77 0.049700901 139 0.091509342
16 0.010129981 78 0.050362356 140 0.092197143
17 0.010766501 79 0.051024228 141 0.092885377
18 0.011403423 80 0.051686517 142 0.093574044
19 0.012040745 81 0.052349224 143 0.094263146
20 0.012678470 82 0.053012348 144 0.094952681
21 0.013316596 83 0.053675890 145 0.095642651
22 0.013955124 84 0.054339850 146 0.096333056
23 0.014594055 85 0.055004229 147 0.097023896
24 0.015233388 86 0.055669026 148 0.097715172
25 0.015873124 87 0.056334242 149 0.098406883
26 0.016513263 88 0.056999877 150 0.099099029
27 0.017153806 89 0.057665932 151 0.099791612
28 0.017794752 90 0.058332407 152 0.100484632
29 0.018436102 91 0.058999301 153 0.101178088
30 0.019077856 92 0.059666616 154 0.101871981
31 0.019720015 93 0.060334351 155 0.102566311
32 0.020362578 94 0.061002507 156 0.103261079
33 0.021005547 95 0.061671084 157 0.103956285
34 0.021648920 96 0.062340082 158 0.104651928
35 0.022292699 97 0.063009502 159 0.105348010
36 0.022936883 98 0.063679343 160 0.106044531
37 0.023581473 99 0.064349607 161 0.106741490
38 0.024226470 100 0.065020293 162 0.107438889
39 0.024871873 101 0.065691402 163 0.108136727
40 0.025517683 102 0.066362933 164 0.108835005
41 0.026163899 103 0.067034888 165 0.109533723
42 0.026810523 104 0.067707266 166 0.110232882
43 0.027457554 105 0.068380068 167 0.110932480
44 0.028104993 106 0.069053294 168 0.111632520
45 0.028752840 107 0.069726944 169 0.112333001
46 0.029401096 108 0.070401018 170 0.113033923
47 0.030049759 109 0.071075517 171 0.113735287
48 0.030698832 110 0.071750442 172 0.114437093
49 0.031348313 111 0.072425791 173 0.115139341
50 0.031998204 112 0.073101566 174 0.115842031
51 0.032648504 113 0.073777767 175 0.116545164
52 0.033299214 114 0.074454395 176 0.117248741
53 0.033950334 115 0.075131448 177 0.117952761
54 0.034601865 116 0.075808928 178 0.118657224
55 0.035253805 117 0.076486835 179 0.119362131
56 0.035906157 118 0.077165169 180 0.120067483
57 0.036558920 119 0.077843931 181 0.120773279
58 0.037212094 120 0.078523120 182 0.121479519
59 0.037865680 121 0.079202738 183 0.122186205
60 0.038519677 122 0.079882783 184 0.122893336
61 0.039174087 123 0.080563257
62 0.039828909 124 0.081244160
TABLE 52--23.5% COMPOUND RATE--184 DAYS
Days Factor Days Factor Days Factor
1 0.000643836 63 0.041381911 125 0.083778510
2 0.001288086 64 0.042052390 126 0.084476285
3 0.001932751 65 0.042723300 127 0.085174509
4 0.002577831 66 0.043394643 128 0.085873183
5 0.003223326 67 0.044066417 129 0.086572307
6 0.003869237 68 0.044738625 130 0.087271881
7 0.004515564 69 0.045411265 131 0.087971906
8 0.005162307 70 0.046084338 132 0.088672381
9 0.005809466 71 0.046757844 133 0.089373307
10 0.006457042 72 0.047431784 134 0.090074684
11 0.007105035 73 0.048106158 135 0.090776513
12 0.007753445 74 0.048780966 136 0.091478794
13 0.008402272 75 0.049456208 137 0.092181527
14 0.009051518 76 0.050131886 138 0.092884712
15 0.009701181 77 0.050807998 139 0.093588350
16 0.010351263 78 0.051484546 140 0.094292441
17 0.011001763 79 0.052161529 141 0.094996986
18 0.011652682 80 0.052838948 142 0.095701984
19 0.012304020 81 0.053516803 143 0.096407436
20 0.012955777 82 0.054195095 144 0.097113342
21 0.013607954 83 0.054873823 145 0.097819703
22 0.014260551 84 0.055552988 146 0.098526518
23 0.014913568 85 0.056232591 147 0.099233788
24 0.015567006 86 0.056912631 148 0.099941514
25 0.016220864 87 0.057593109 149 0.100649696
26 0.016875143 88 0.058274025 150 0.101358333
27 0.017529843 89 0.058955380 151 0.102067427
28 0.018184965 90 0.059637173 152 0.102776977
29 0.018840509 91 0.060319405 153 0.103486984
30 0.019496475 92 0.061002077 154 0.104197449
31 0.020152863 93 0.061685187 155 0.104908370
32 0.020809674 94 0.062368738 156 0.105619750
33 0.021466907 95 0.063052729 157 0.106331587
34 0.022124564 96 0.063737160 158 0.107043883
35 0.022782644 97 0.064422032 159 0.107756637
36 0.023441148 98 0.065107345 160 0.108469850
37 0.024100076 99 0.065793099 161 0.109183523
38 0.024759428 100 0.066479295 162 0.109897654
39 0.025419205 101 0.067165932 163 0.110612246
40 0.026079406 102 0.067853011 164 0.111327298
41 0.026740033 103 0.068540533 165 0.112042810
42 0.027401084 104 0.069228498 166 0.112758783
43 0.028062562 105 0.069916905 167 0.113475216
44 0.028724465 106 0.070605756 168 0.114192111
45 0.029386795 107 0.071295050 169 0.114909468
46 0.030049551 108 0.071984788 170 0.115627286
47 0.030712733 109 0.072674970 171 0.116345567
48 0.031376343 110 0.073365596 172 0.117064310
49 0.032040380 111 0.074056667 173 0.117783516
50 0.032704844 112 0.074748183 174 0.118503185
51 0.033369736 113 0.075440144 175 0.119223317
52 0.034035056 114 0.076132551 176 0.119943913
53 0.034700805 115 0.076825403 177 0.120664972
54 0.035366982 116 0.077518702 178 0.121386496
55 0.036033588 117 0.078212447 179 0.122108485
56 0.036700624 118 0.078906638 180 0.122830938
57 0.037368088 119 0.079601277 181 0.123553857
58 0.038035983 120 0.080296362 182 0.124277241
59 0.038704307 121 0.080991896 183 0.125001091
60 0.039373062 122 0.081687877 184 0.125725406
61 0.040042248 123 0.082384306
62 0.040711864 124 0.083081184
TABLE 53--24.0% COMPOUND RATE--184 DAYS
Days Factor Days Factor Days Factor
1 0.000657534 63 0.042280441 125 0.085634676
2 0.001315501 64 0.042965776 126 0.086348518
3 0.001973900 65 0.043651562 127 0.087062829
4 0.002632732 66 0.044337799 128 0.087777610
5 0.003291998 67 0.045024486 129 0.088492861
6 0.003951696 68 0.045711626 130 0.089208583
7 0.004611829 69 0.046399217 131 0.089924775
8 0.005272396 70 0.047087260 132 0.090641437
9 0.005933397 71 0.047775756 133 0.091358572
10 0.006594832 72 0.048464704 134 0.092076177
11 0.007256703 73 0.049154106 135 0.092794255
12 0.007919009 74 0.049843961 136 0.093512804
13 0.008581750 75 0.050534269 137 0.094231826
14 0.009244927 76 0.051225031 138 0.094951321
15 0.009908540 77 0.051916248 139 0.095671289
16 0.010572590 78 0.052607919 140 0.096391731
17 0.011237076 79 0.053300044 141 0.097112646
18 0.011901999 80 0.053992625 142 0.097834035
19 0.012567359 81 0.054685662 143 0.098555898
20 0.013233157 82 0.055379154 144 0.099278237
21 0.013899392 83 0.056073101 145 0.100001050
22 0.014566066 84 0.056767506 146 0.100724338
23 0.015233178 85 0.057462367 147 0.101448102
24 0.015900728 86 0.058157684 148 0.102172342
25 0.016568718 87 0.058853459 149 0.102897058
26 0.017237147 88 0.059549692 150 0.103622250
27 0.017906015 89 0.060246382 151 0.104347920
28 0.018575323 90 0.060943530 152 0.105074066
29 0.019245071 91 0.061641137 153 0.105800690
30 0.019915260 92 0.062339202 154 0.106527792
31 0.020585889 93 0.063037727 155 0.107255372
32 0.021256959 94 0.063736710 156 0.107983431
33 0.021928470 95 0.064436154 157 0.108711968
34 0.022600423 96 0.065136057 158 0.109440984
35 0.023272818 97 0.065836420 159 0.110170479
36 0.023945655 98 0.066537244 160 0.110900454
37 0.024618934 99 0.067238529 161 0.111630909
38 0.025292656 100 0.067940275 162 0.112361845
39 0.025966821 101 0.068642482 163 0.113093261
40 0.026641430 102 0.069345151 164 0.113825158
41 0.027316482 103 0.070048282 165 0.114557536
42 0.027991977 104 0.070751876 166 0.115290396
43 0.028667917 105 0.071455932 167 0.116023737
44 0.029344302 106 0.072160451 168 0.116757561
45 0.030021131 107 0.072865433 169 0.117491867
46 0.030698405 108 0.073570879 170 0.118226657
47 0.031376125 109 0.074276788 171 0.118961929
48 0.032054290 110 0.074983162 172 0.119697685
49 0.032732901 111 0.075690000 173 0.120433924
50 0.033411958 112 0.076397303 174 0.121170648
51 0.034091462 113 0.077105071 175 0.121907856
52 0.034771412 114 0.077813305 176 0.122645549
53 0.035451810 115 0.078522004 177 0.123383727
54 0.036132655 116 0.079231169 178 0.124122390
55 0.036813948 117 0.079940801 179 0.124861539
56 0.037495688 118 0.080650899 180 0.125601174
57 0.038177877 119 0.081361464 181 0.126341295
58 0.038860515 120 0.082072496 182 0.127081903
59 0.039543601 121 0.082783996 183 0.127822998
60 0.040227137 122 0.083495963 184 0.128564580
61 0.040911122 123 0.084208399
62 0.041595556 124 0.084921303
TABLE 54--24.5% COMPOUND RATE--184 DAYS
Days Factor Days Factor Days Factor
1 0.000671233 63 0.043179734 125 0.087493995
2 0.001342916 64 0.043879950 126 0.088223957
3 0.002015051 65 0.044580637 127 0.088954409
4 0.002687636 66 0.045281794 128 0.089685351
5 0.003360673 67 0.045983421 129 0.090416784
6 0.004034162 68 0.046685520 130 0.091148707
7 0.004708102 69 0.047388090 131 0.091881122
8 0.005382495 70 0.048091131 132 0.092614029
9 0.006057341 71 0.048794644 133 0.093347427
10 0.006732640 72 0.049498630 134 0.094081318
11 0.007408392 73 0.050203088 135 0.094815701
12 0.008084598 74 0.050908018 136 0.095550577
13 0.008761257 75 0.051613422 137 0.096285947
14 0.009438371 76 0.052319300 138 0.097021810
15 0.010115939 77 0.053025651 139 0.097758167
16 0.010793962 78 0.053732477 140 0.098495019
17 0.011472440 79 0.054439777 141 0.099232365
18 0.012151374 80 0.055147551 142 0.099970205
19 0.012830763 81 0.055855801 143 0.100708542
20 0.013510608 82 0.056564526 144 0.101447373
21 0.014190910 83 0.057273727 145 0.102186701
22 0.014871668 84 0.057983404 146 0.102926525
23 0.015552884 85 0.058693557 147 0.103666846
24 0.016234556 86 0.059404187 148 0.104407663
25 0.016916686 87 0.060115294 149 0.105148978
26 0.017599274 88 0.060826878 150 0.105890790
27 0.018282320 89 0.061538940 151 0.106633100
28 0.018965825 90 0.062251480 152 0.107375909
29 0.019649788 91 0.062964498 153 0.108119216
30 0.020334211 92 0.063677995 154 0.108863022
31 0.021019092 93 0.064391970 155 0.109607327
32 0.021704434 94 0.065106425 156 0.110352132
33 0.022390236 95 0.065821360 157 0.111097437
34 0.023076498 96 0.066536774 158 0.111843242
35 0.023763220 97 0.067252668 159 0.112589548
36 0.024450404 98 0.067969044 160 0.113336355
37 0.025138048 99 0.068685899 161 0.114083663
38 0.025826155 100 0.069403237 162 0.114831472
39 0.026514723 101 0.070121055 163 0.115579784
40 0.027203753 102 0.070839356 164 0.116328598
41 0.027893246 103 0.071558138 165 0.117077914
42 0.028583202 104 0.072277403 166 0.117827733
43 0.029273621 105 0.072997151 167 0.118578056
44 0.029964503 106 0.073717382 168 0.119328883
45 0.030655849 107 0.074438096 169 0.120080213
46 0.031347659 108 0.075159295 170 0.120832048
47 0.032039934 109 0.075880977 171 0.121584387
48 0.032732673 110 0.076603144 172 0.122337231
49 0.033425877 111 0.077325795 173 0.123090581
50 0.034119547 112 0.078048932 174 0.123844436
51 0.034813682 113 0.078772553 175 0.124598798
52 0.035508283 114 0.079496661 176 0.125353665
53 0.036203350 115 0.080221255 177 0.126109040
54 0.036898884 116 0.080946335 178 0.126864921
55 0.037594884 117 0.081671901 179 0.127621310
56 0.038291352 118 0.082397955 180 0.128378206
57 0.038988287 119 0.083124496 181 0.129135611
58 0.039685690 120 0.083851525 182 0.129893524
59 0.040383562 121 0.084579042 183 0.130651945
60 0.041081901 122 0.085307047 184 0.131410876
61 0.041780710 123 0.086035541
62 0.042479987 124 0.086764523
TABLE 55--1.0% COMPOUND RATE--184 DAYS
Days Factor Days Factor Days Factor
1 0.000027322 63 0.001722770 125 0.003421093
2 0.000054646 64 0.001750140 126 0.003448508
3 0.000081969 65 0.001777510 127 0.003475925
4 0.000109294 66 0.001804881 128 0.003503342
5 0.000136619 67 0.001832253 129 0.003530761
6 0.000163946 68 0.001859625 130 0.003558179
7 0.000191273 69 0.001886998 131 0.003585599
8 0.000218600 70 0.001914372 132 0.003613019
9 0.000245929 71 0.001941747 133 0.003640441
10 0.000273258 72 0.001969122 134 0.003667862
11 0.000300588 73 0.001996499 135 0.003695285
12 0.000327918 74 0.002023876 136 0.003722708
13 0.000355249 75 0.002051253 137 0.003750132
14 0.000382582 76 0.002078632 138 0.003777557
15 0.000409914 77 0.002106011 139 0.003804983
16 0.000437248 78 0.002133391 140 0.003832409
17 0.000464582 79 0.002160772 141 0.003859836
18 0.000491918 80 0.002188153 142 0.003887264
19 0.000519253 81 0.002215535 143 0.003914693
20 0.000546590 82 0.002242918 144 0.003942122
21 0.000573927 83 0.002270302 145 0.003969552
22 0.000601265 84 0.002297686 146 0.003996983
23 0.000628604 85 0.002325071 147 0.004024415
24 0.000655944 86 0.002352457 148 0.004051847
25 0.000683284 87 0.002379844 149 0.004079280
26 0.000710625 88 0.002407231 150 0.004106714
27 0.000737967 89 0.002434620 151 0.004134149
28 0.000765310 90 0.002462009 152 0.004161584
29 0.000792653 91 0.002489398 153 0.004189020
30 0.000819997 92 0.002516789 154 0.004216457
31 0.000847342 93 0.002544180 155 0.004243895
32 0.000874687 94 0.002571572 156 0.004271333
33 0.000902034 95 0.002598964 157 0.004298772
34 0.000929381 96 0.002626358 158 0.004326212
35 0.000956728 97 0.002653752 159 0.004353653
36 0.000984077 98 0.002681147 160 0.004381094
37 0.001011426 99 0.002708543 161 0.004408536
38 0.001038776 100 0.002735939 162 0.004435979
39 0.001066127 101 0.002763336 163 0.004463423
40 0.001093479 102 0.002790734 164 0.004490867
41 0.001120831 103 0.002818133 165 0.004518312
42 0.001148184 104 0.002845532 166 0.004545758
43 0.001175538 105 0.002872932 167 0.004573205
44 0.001202892 106 0.002900333 168 0.004600652
45 0.001230248 107 0.002927735 169 0.004628100
46 0.001257604 108 0.002955137 170 0.004655549
47 0.001284960 109 0.002982540 171 0.004682998
48 0.001312318 110 0.003009944 172 0.004710449
49 0.001339676 111 0.003037349 173 0.004737900
50 0.001367035 112 0.003064754 174 0.004765352
51 0.001394395 113 0.003092160 175 0.004792804
52 0.001421755 114 0.003119567 176 0.004820258
53 0.001449117 115 0.003146975 177 0.004847712
54 0.001476479 116 0.003174383 178 0.004875167
55 0.001503841 117 0.003201792 179 0.004902622
56 0.001531205 118 0.003229202 180 0.004930079
57 0.001558569 119 0.003256613 181 0.004957536
58 0.001585934 120 0.003284024 182 0.004984994
59 0.001613300 121 0.003311436 183 0.005012452
60 0.001640666 122 0.003338849 184 0.005039912
61 0.001668034 123 0.003366263
62 0.001695402 124 0.003393677
TABLE 56--1.5% COMPOUND RATE--184 DAYS
Days Factor Days Factor Days Factor
1 0.000040984 63 0.002585250 125 0.005135990
2 0.000081969 64 0.002626340 126 0.005177184
3 0.000122956 65 0.002667431 127 0.005218380
4 0.000163945 66 0.002708524 128 0.005259577
5 0.000204935 67 0.002749619 129 0.005300777
6 0.000245927 68 0.002790715 130 0.005341977
7 0.000286921 69 0.002831813 131 0.005383180
8 0.000327916 70 0.002872913 132 0.005424384
9 0.000368913 71 0.002914014 133 0.005465590
10 0.000409912 72 0.002955117 134 0.005506798
11 0.000450912 73 0.002996222 135 0.005548007
12 0.000491914 74 0.003037328 136 0.005589218
13 0.000532918 75 0.003078436 137 0.005630431
14 0.000573923 76 0.003119546 138 0.005671645
15 0.000614930 77 0.003160657 139 0.005712861
16 0.000655939 78 0.003201771 140 0.005754079
17 0.000696950 79 0.003242885 141 0.005795298
18 0.000737962 80 0.003284002 142 0.005836519
19 0.000778976 81 0.003325120 143 0.005877742
20 0.000819991 82 0.003366240 144 0.005918967
21 0.000861009 83 0.003407362 145 0.005960193
22 0.000902027 84 0.003448485 146 0.006001421
23 0.000943048 85 0.003489610 147 0.006042650
24 0.000984070 86 0.003530736 148 0.006083882
25 0.001025094 87 0.003571865 149 0.006125115
26 0.001066120 88 0.003612995 150 0.006166349
27 0.001107147 89 0.003654126 151 0.006207585
28 0.001148176 90 0.003695260 152 0.006248823
29 0.001189207 91 0.003736395 153 0.006290063
30 0.001230239 92 0.003777531 154 0.006331305
31 0.001271273 93 0.003818670 155 0.006372548
32 0.001312309 94 0.003859810 156 0.006413792
33 0.001353346 95 0.003900952 157 0.006455039
34 0.001394385 96 0.003942095 158 0.006496287
35 0.001435426 97 0.003983240 159 0.006537537
36 0.001476469 98 0.004024387 160 0.006578788
37 0.001517513 99 0.004065536 161 0.006620042
38 0.001558558 100 0.004106686 162 0.006661297
39 0.001599606 101 0.004147838 163 0.006702553
40 0.001640655 102 0.004188992 164 0.006743812
41 0.001681706 103 0.004230147 165 0.006785072
42 0.001722758 104 0.004271304 166 0.006826333
43 0.001763813 105 0.004312463 167 0.006867597
44 0.001804869 106 0.004353623 168 0.006908862
45 0.001845926 107 0.004394785 169 0.006950128
46 0.001886985 108 0.004435949 170 0.006991397
47 0.001928046 109 0.004477114 171 0.007032667
48 0.001969109 110 0.004518281 172 0.007073939
49 0.002010173 111 0.004559450 173 0.007115212
50 0.002051239 112 0.004600620 174 0.007156488
51 0.002092307 113 0.004641793 175 0.007197764
52 0.002133376 114 0.004682966 176 0.007239043
53 0.002174447 115 0.004724142 177 0.007280323
54 0.002215520 116 0.004765319 178 0.007321605
55 0.002256594 117 0.004806498 179 0.007362889
56 0.002297671 118 0.004847679 180 0.007404174
57 0.002338748 119 0.004888861 181 0.007445461
58 0.002379828 120 0.004930045 182 0.007486750
59 0.002420909 121 0.004971231 183 0.007528041
60 0.002461992 122 0.005012418 184 0.007569333
61 0.002503076 123 0.005053607
62 0.002544162 124 0.005094798
TABLE 57--2.0% COMPOUND RATE--184 DAYS
Days Factor Days Factor Days Factor
1 0.000054645 63 0.003448461 125 0.006853795
2 0.000109293 64 0.003503294 126 0.006908814
3 0.000163943 65 0.003558131 127 0.006963837
4 0.000218597 66 0.003612970 128 0.007018862
5 0.000273254 67 0.003667812 129 0.007073890
6 0.000327914 68 0.003722657 130 0.007128922
7 0.000382576 69 0.003777506 131 0.007183956
8 0.000437242 70 0.003832357 132 0.007238993
9 0.000491911 71 0.003887211 133 0.007294034
10 0.000546582 72 0.003942068 134 0.007349077
11 0.000601257 73 0.003996929 135 0.007404124
12 0.000655935 74 0.004051792 136 0.007459173
13 0.000710615 75 0.004106658 137 0.007514225
14 0.000765299 76 0.004161527 138 0.007569281
15 0.000819986 77 0.004216399 139 0.007624339
16 0.000874675 78 0.004271275 140 0.007679401
17 0.000929368 79 0.004326153 141 0.007734465
18 0.000984064 80 0.004381034 142 0.007789533
19 0.001038762 81 0.004435918 143 0.007844603
20 0.001093464 82 0.004490805 144 0.007899677
21 0.001148168 83 0.004545696 145 0.007954753
22 0.001202876 84 0.004600589 146 0.008009833
23 0.001257586 85 0.004655485 147 0.008064915
24 0.001312300 86 0.004710384 148 0.008120001
25 0.001367016 87 0.004765287 149 0.008175089
26 0.001421736 88 0.004820192 150 0.008230181
27 0.001476458 89 0.004875100 151 0.008285275
28 0.001531184 90 0.004930011 152 0.008340373
29 0.001585912 91 0.004984925 153 0.008395473
30 0.001640644 92 0.005039843 154 0.008450577
31 0.001695378 93 0.005094763 155 0.008505683
32 0.001750116 94 0.005149686 156 0.008560793
33 0.001804856 95 0.005204612 157 0.008615906
34 0.001859600 96 0.005259541 158 0.008671021
35 0.001914346 97 0.005314474 159 0.008726140
36 0.001969095 98 0.005369409 160 0.008781262
37 0.002023848 99 0.005424347 161 0.008836386
38 0.002078603 100 0.005479288 162 0.008891514
39 0.002133362 101 0.005534232 163 0.008946645
40 0.002188123 102 0.005589180 164 0.009001778
41 0.002242887 103 0.005644130 165 0.009056915
42 0.002297655 104 0.005699083 166 0.009112055
43 0.002352425 105 0.005754039 167 0.009167197
44 0.002407199 106 0.005808999 168 0.009222343
45 0.002461975 107 0.005863961 169 0.009277492
46 0.002516754 108 0.005918926 170 0.009332644
47 0.002571537 109 0.005973894 171 0.009387799
48 0.002626322 110 0.006028866 172 0.009442956
49 0.002681110 111 0.006083840 173 0.009498117
50 0.002735902 112 0.006138817 174 0.009553281
51 0.002790696 113 0.006193797 175 0.009608448
52 0.002845493 114 0.006248781 176 0.009663618
53 0.002900293 115 0.006303767 177 0.009718791
54 0.002955097 116 0.006358756 178 0.009773966
55 0.003009903 117 0.006413749 179 0.009829145
56 0.003064712 118 0.006468744 180 0.009884327
57 0.003119525 119 0.006523742 181 0.009939512
58 0.003174340 120 0.006578743 182 0.009994700
59 0.003229158 121 0.006633748 183 0.010049891
60 0.003283979 122 0.006688755 184 0.010105085
61 0.003338804 123 0.006743765
62 0.003393631 124 0.006798779
TABLE 58--2.5% COMPOUND RATE--184 DAYS
Days Factor Days Factor Days Factor
1 0.000068306 63 0.004312403 125 0.008574512
2 0.000136617 64 0.004381004 126 0.008643404
3 0.000204932 65 0.004449609 127 0.008712300
4 0.000273252 66 0.004518219 128 0.008781201
5 0.000341577 67 0.004586834 129 0.008850107
6 0.000409906 68 0.004655453 130 0.008919018
7 0.000478240 69 0.004724077 131 0.008987933
8 0.000546579 70 0.004792706 132 0.009056853
9 0.000614922 71 0.004861339 133 0.009125777
10 0.000683270 72 0.004929977 134 0.009194707
11 0.000751623 73 0.004998620 135 0.009263641
12 0.000819980 74 0.005067268 136 0.009332580
13 0.000888342 75 0.005135920 137 0.009401523
14 0.000956709 76 0.005204577 138 0.009470471
15 0.001025080 77 0.005273238 139 0.009539424
16 0.001093456 78 0.005341904 140 0.009608382
17 0.001161837 79 0.005410575 141 0.009677344
18 0.001230222 80 0.005479251 142 0.009746311
19 0.001298612 81 0.005547931 143 0.009815283
20 0.001367007 82 0.005616616 144 0.009884259
21 0.001435406 83 0.005685306 145 0.009953241
22 0.001503811 84 0.005754000 146 0.010022226
23 0.001572219 85 0.005822699 147 0.010091217
24 0.001640633 86 0.005891403 148 0.010160212
25 0.001709051 87 0.005960111 149 0.010229212
26 0.001777473 88 0.006028824 150 0.010298217
27 0.001845901 89 0.006097542 151 0.010367227
28 0.001914333 90 0.006166265 152 0.010436241
29 0.001982770 91 0.006234992 153 0.010505260
30 0.002051211 92 0.006303724 154 0.010574283
31 0.002119657 93 0.006372460 155 0.010643311
32 0.002188108 94 0.006441202 156 0.010712344
33 0.002256564 95 0.006509948 157 0.010781382
34 0.002325024 96 0.006578698 158 0.010850425
35 0.002393489 97 0.006647454 159 0.010919472
36 0.002461958 98 0.006716214 160 0.010988524
37 0.002530432 99 0.006784979 161 0.011057580
38 0.002598911 100 0.006853748 162 0.011126642
39 0.002667395 101 0.006922522 163 0.011195708
40 0.002735883 102 0.006991301 164 0.011264778
41 0.002804376 103 0.007060085 165 0.011333854
42 0.002872873 104 0.007128873 166 0.011402934
43 0.002941376 105 0.007197666 167 0.011472019
44 0.003009882 106 0.007266463 168 0.011541109
45 0.003078394 107 0.007335266 169 0.011610203
46 0.003146910 108 0.007404073 170 0.011679302
47 0.003215431 109 0.007472885 171 0.011748406
48 0.003283957 110 0.007541701 172 0.011817514
49 0.003352487 111 0.007610522 173 0.011886627
50 0.003421022 112 0.007679348 174 0.011955745
51 0.003489562 113 0.007748179 175 0.012024868
52 0.003558106 114 0.007817014 176 0.012093995
53 0.003626655 115 0.007885854 177 0.012163127
54 0.003695209 116 0.007954698 178 0.012232264
55 0.003763768 117 0.008023548 179 0.012301406
56 0.003832331 118 0.008092402 180 0.012370552
57 0.003900898 119 0.008161261 181 0.012439703
58 0.003969471 120 0.008230124 182 0.012508859
59 0.004038048 121 0.008298992 183 0.012578019
60 0.004106630 122 0.008367865 184 0.012647184
61 0.004175216 123 0.008436743
62 0.004243808 124 0.008505625
TABLE 59--3.0% COMPOUND RATE--184 DAYS
Days Factor Days Factor Days Factor
1 0.000081967 63 0.005177078 125 0.010298146
2 0.000163941 64 0.005259469 126 0.010380958
3 0.000245922 65 0.005341868 127 0.010463776
4 0.000327909 66 0.005424273 128 0.010546601
5 0.000409903 67 0.005506685 129 0.010629432
6 0.000491904 68 0.005589103 130 0.010712271
7 0.000573912 69 0.005671528 131 0.010795116
8 0.000655926 70 0.005753961 132 0.010877968
9 0.000737947 71 0.005836399 133 0.010960827
10 0.000819975 72 0.005918845 134 0.011043693
11 0.000902009 73 0.006001297 135 0.011126565
12 0.000984050 74 0.006083757 136 0.011209444
13 0.001066098 75 0.006166222 137 0.011292330
14 0.001148153 76 0.006248695 138 0.011375223
15 0.001230214 77 0.006331174 139 0.011458123
16 0.001312282 78 0.006413661 140 0.011541029
17 0.001394357 79 0.006496154 141 0.011623942
18 0.001476438 80 0.006578653 142 0.011706862
19 0.001558526 81 0.006661160 143 0.011789789
20 0.001640621 82 0.006743673 144 0.011872723
21 0.001722723 83 0.006826193 145 0.011955663
22 0.001804832 84 0.006908720 146 0.012038610
23 0.001886947 85 0.006991253 147 0.012121564
24 0.001969069 86 0.007073793 148 0.012204525
25 0.002051197 87 0.007156340 149 0.012287493
26 0.002133333 88 0.007238894 150 0.012370467
27 0.002215475 89 0.007321455 151 0.012453448
28 0.002297623 90 0.007404022 152 0.012536436
29 0.002379779 91 0.007486596 153 0.012619431
30 0.002461941 92 0.007569177 154 0.012702433
31 0.002544110 93 0.007651765 155 0.012785441
32 0.002626286 94 0.007734359 156 0.012868456
33 0.002708468 95 0.007816960 157 0.012951478
34 0.002790658 96 0.007899568 158 0.013034507
35 0.002872854 97 0.007982183 159 0.013117543
36 0.002955056 98 0.008064804 160 0.013200585
37 0.003037266 99 0.008147433 161 0.013283634
38 0.003119482 100 0.008230068 162 0.013366690
39 0.003201705 101 0.008312710 163 0.013449753
40 0.003283934 102 0.008395358 164 0.013532823
41 0.003366171 103 0.008478013 165 0.013615899
42 0.003448414 104 0.008560676 166 0.013698983
43 0.003530664 105 0.008643345 167 0.013782073
44 0.003612920 106 0.008726020 168 0.013865170
45 0.003695184 107 0.008808703 169 0.013948273
46 0.003777454 108 0.008891392 170 0.014031384
47 0.003859731 109 0.008974088 171 0.014114501
48 0.003942014 110 0.009056791 172 0.014197625
49 0.004024305 111 0.009139500 173 0.014280756
50 0.004106602 112 0.009222217 174 0.014363894
51 0.004188906 113 0.009304940 175 0.014447039
52 0.004271216 114 0.009387670 176 0.014530190
53 0.004353533 115 0.009470406 177 0.014613348
54 0.004435858 116 0.009553150 178 0.014696513
55 0.004518188 117 0.009635900 179 0.014779685
56 0.004600526 118 0.009718657 180 0.014862864
57 0.004682870 119 0.009801421 181 0.014946049
58 0.004765221 120 0.009884192 182 0.015029241
59 0.004847579 121 0.009966969 183 0.015112441
60 0.004929944 122 0.010049753 184 0.015195647
61 0.005012315 123 0.010132544
62 0.005094693 124 0.010215342
TABLE 60--3.5% COMPOUND RATE--184 DAYS
Days Factor Days Factor Days Factor
1 0.000095628 63 0.006042485 125 0.012024703
2 0.000191266 64 0.006138691 126 0.012121481
3 0.000286913 65 0.006234906 127 0.012218269
4 0.000382569 66 0.006331131 128 0.012315065
5 0.000478234 67 0.006427365 129 0.012411872
6 0.000573908 68 0.006523608 130 0.012508687
7 0.000669591 69 0.006619860 131 0.012605512
8 0.000765283 70 0.006716122 132 0.012702345
9 0.000860985 71 0.006812392 133 0.012799188
10 0.000956696 72 0.006908672 134 0.012896041
11 0.001052416 73 0.007004961 135 0.012992903
12 0.001148145 74 0.007101260 136 0.013089773
13 0.001243883 75 0.007197567 137 0.013186654
14 0.001339630 76 0.007293884 138 0.013283543
15 0.001435387 77 0.007390210 139 0.013380442
16 0.001531153 78 0.007486545 140 0.013477350
17 0.001626927 79 0.007582889 141 0.013574267
18 0.001722711 80 0.007679243 142 0.013671193
19 0.001818504 81 0.007775606 143 0.013768129
20 0.001914307 82 0.007871978 144 0.013865074
21 0.002010118 83 0.007968359 145 0.013962029
22 0.002105939 84 0.008064749 146 0.014058992
23 0.002201769 85 0.008161149 147 0.014155965
24 0.002297608 86 0.008257558 148 0.014252947
25 0.002393456 87 0.008353976 149 0.014349939
26 0.002489313 88 0.008450403 150 0.014446939
27 0.002585180 89 0.008546839 151 0.014543949
28 0.002681055 90 0.008643285 152 0.014640968
29 0.002776940 91 0.008739740 153 0.014737997
30 0.002872834 92 0.008836204 154 0.014835035
31 0.002968737 93 0.008932678 155 0.014932082
32 0.003064649 94 0.009029160 156 0.015029138
33 0.003160571 95 0.009125652 157 0.015126204
34 0.003256502 96 0.009222153 158 0.015223279
35 0.003352441 97 0.009318664 159 0.015320363
36 0.003448390 98 0.009415183 160 0.015417456
37 0.003544349 99 0.009511712 161 0.015514559
38 0.003640316 100 0.009608250 162 0.015611671
39 0.003736292 101 0.009704797 163 0.015708792
40 0.003832278 102 0.009801354 164 0.015805923
41 0.003928273 103 0.009897919 165 0.015903063
42 0.004024277 104 0.009994494 166 0.016000212
43 0.004120290 105 0.010091079 167 0.016097371
44 0.004216313 106 0.010187672 168 0.016194538
45 0.004312344 107 0.010284275 169 0.016291716
46 0.004408385 108 0.010380886 170 0.016388902
47 0.004504435 109 0.010477508 171 0.016486098
48 0.004600494 110 0.010574138 172 0.016583302
49 0.004696563 111 0.010670778 173 0.016680517
50 0.004792640 112 0.010767426 174 0.016777740
51 0.004888727 113 0.010864084 175 0.016874973
52 0.004984823 114 0.010960752 176 0.016972215
53 0.005080928 115 0.011057428 177 0.017069467
54 0.005177042 116 0.011154114 178 0.017166727
55 0.005273166 117 0.011250809 179 0.017263997
56 0.005369299 118 0.011347514 180 0.017361277
57 0.005465440 119 0.011444227 181 0.017458565
58 0.005561591 120 0.011540950 182 0.017555863
59 0.005657752 121 0.011637682 183 0.017653171
60 0.005753921 122 0.011734423 184 0.017750487
61 0.005850100 123 0.011831174
62 0.005946288 124 0.011927934
TABLE 61--4.0% COMPOUND RATE--184 DAYS
Days Factor Days Factor Days Factor
1 0.000109290 63 0.006908625 125 0.013754186
2 0.000218591 64 0.007018670 126 0.013864979
3 0.000327905 65 0.007128726 127 0.013975784
4 0.000437230 66 0.007238795 128 0.014086601
5 0.000546568 67 0.007348876 129 0.014197430
6 0.000655917 68 0.007458968 130 0.014308271
7 0.000765278 69 0.007569073 131 0.014419125
8 0.000874651 70 0.007679190 132 0.014529990
9 0.000984037 71 0.007789319 133 0.014640868
10 0.001093434 72 0.007899460 134 0.014751757
11 0.001202843 73 0.008009613 135 0.014862659
12 0.001312264 74 0.008119778 136 0.014973573
13 0.001421697 75 0.008229955 137 0.015084499
14 0.001531142 76 0.008340144 138 0.015195437
15 0.001640599 77 0.008450345 139 0.015306388
16 0.001750068 78 0.008560558 140 0.015417350
17 0.001859549 79 0.008670783 141 0.015528325
18 0.001969042 80 0.008781021 142 0.015639311
19 0.002078546 81 0.008891270 143 0.015750310
20 0.002188063 82 0.009001531 144 0.015861321
21 0.002297592 83 0.009111805 145 0.015972344
22 0.002407133 84 0.009222090 146 0.016083380
23 0.002516685 85 0.009332388 147 0.016194427
24 0.002626250 86 0.009442697 148 0.016305486
25 0.002735827 87 0.009553019 149 0.016416558
26 0.002845415 88 0.009663352 150 0.016527642
27 0.002955016 89 0.009773698 151 0.016638738
28 0.003064628 90 0.009884056 152 0.016749846
29 0.003174253 91 0.009994426 153 0.016860966
30 0.003283890 92 0.010104808 154 0.016972098
31 0.003393538 93 0.010215202 155 0.017083243
32 0.003503199 94 0.010325608 156 0.017194399
33 0.003612871 95 0.010436026 157 0.017305568
34 0.003722556 96 0.010546456 158 0.017416749
35 0.003832252 97 0.010656898 159 0.017527942
36 0.003941960 98 0.010767352 160 0.017639148
37 0.004051681 99 0.010877819 161 0.017750365
38 0.004161413 100 0.010988297 162 0.017861594
39 0.004271158 101 0.011098788 163 0.017972836
40 0.004380914 102 0.011209290 164 0.018084090
41 0.004490683 103 0.011319805 165 0.018195356
42 0.004600463 104 0.011430332 166 0.018306634
43 0.004710255 105 0.011540871 167 0.018417925
44 0.004820060 106 0.011651422 168 0.018529227
45 0.004929876 107 0.011761985 169 0.018640542
46 0.005039705 108 0.011872560 170 0.018751869
47 0.005149545 109 0.011983147 171 0.018863208
48 0.005259397 110 0.012093746 172 0.018974559
49 0.005369262 111 0.012204357 173 0.019085922
50 0.005479138 112 0.012314981 174 0.019197298
51 0.005589027 113 0.012425616 175 0.019308685
52 0.005698927 114 0.012536264 176 0.019420085
53 0.005808839 115 0.012646924 177 0.019531497
54 0.005918764 116 0.012757595 178 0.019642921
55 0.006028700 117 0.012868279 179 0.019754358
56 0.006138649 118 0.012978975 180 0.019865806
57 0.006248609 119 0.013089683 181 0.019977267
58 0.006358582 120 0.013200404 182 0.020088740
59 0.006468566 121 0.013311136 183 0.020200225
60 0.006578563 122 0.013421880 184 0.020311722
61 0.006688572 123 0.013532637
62 0.006798592 124 0.013643405
TABLE 62--4.5% COMPOUND RATE--184 DAYS
Days Factor Days Factor Days Factor
1 0.000122951 63 0.007775499 125 0.015486601
2 0.000245917 64 0.007899406 126 0.015611456
3 0.000368898 65 0.008023328 127 0.015736326
4 0.000491894 66 0.008147265 128 0.015861212
5 0.000614905 67 0.008271218 129 0.015986113
6 0.000737932 68 0.008395185 130 0.016111029
7 0.000860973 69 0.008519168 131 0.016235961
8 0.000984030 70 0.008643167 132 0.016360908
9 0.001107102 71 0.008767180 133 0.016485870
10 0.001230189 72 0.008891209 134 0.016610848
11 0.001353291 73 0.009015253 135 0.016735841
12 0.001476408 74 0.009139312 136 0.016860850
13 0.001599540 75 0.009263387 137 0.016985874
14 0.001722688 76 0.009387476 138 0.017110913
15 0.001845850 77 0.009511581 139 0.017235968
16 0.001969028 78 0.009635702 140 0.017361038
17 0.002092221 79 0.009759837 141 0.017486123
18 0.002215429 80 0.009883988 142 0.017611224
19 0.002338652 81 0.010008154 143 0.017736340
20 0.002461891 82 0.010132335 144 0.017861471
21 0.002585144 83 0.010256532 145 0.017986618
22 0.002708413 84 0.010380744 146 0.018111781
23 0.002831697 85 0.010504971 147 0.018236958
24 0.002954996 86 0.010629213 148 0.018362151
25 0.003078310 87 0.010753471 149 0.018487360
26 0.003201639 88 0.010877744 150 0.018612584
27 0.003324984 89 0.011002032 151 0.018737823
28 0.003448343 90 0.011126336 152 0.018863078
29 0.003571718 91 0.011250655 153 0.018988348
30 0.003695108 92 0.011374989 154 0.019113633
31 0.003818513 93 0.011499338 155 0.019238934
32 0.003941933 94 0.011623703 156 0.019364250
33 0.004065369 95 0.011748083 157 0.019489582
34 0.004188820 96 0.011872478 158 0.019614929
35 0.004312285 97 0.011996889 159 0.019740291
36 0.004435766 98 0.012121314 160 0.019865669
37 0.004559263 99 0.012245756 161 0.019991063
38 0.004682774 100 0.012370212 162 0.020116471
39 0.004806301 101 0.012494684 163 0.020241896
40 0.004929842 102 0.012619171 164 0.020367335
41 0.005053399 103 0.012743673 165 0.020492790
42 0.005176971 104 0.012868191 166 0.020618261
43 0.005300559 105 0.012992724 167 0.020743746
44 0.005424161 106 0.013117272 168 0.020869248
45 0.005547779 107 0.013241836 169 0.020994764
46 0.005671412 108 0.013366415 170 0.021120297
47 0.005795060 109 0.013491009 171 0.021245844
48 0.005918723 110 0.013615618 172 0.021371407
49 0.006042402 111 0.013740243 173 0.021496986
50 0.006166096 112 0.013864884 174 0.021622579
51 0.006289805 113 0.013989539 175 0.021748189
52 0.006413529 114 0.014114210 176 0.021873814
53 0.006537268 115 0.014238896 177 0.021999454
54 0.006661023 116 0.014363598 178 0.022125109
55 0.006784793 117 0.014488314 179 0.022250781
56 0.006908578 118 0.014613047 180 0.022376467
57 0.007032378 119 0.014737794 181 0.022502169
58 0.007156193 120 0.014862557 182 0.022627887
59 0.007280024 121 0.014987335 183 0.022753620
60 0.007403870 122 0.015112129 184 0.022879368
61 0.007527731 123 0.015236937
62 0.007651607 124 0.015361762
TABLE 63--5.0% COMPOUND RATE--184 DAYS
Days Factor Days Factor Days Factor
1 0.000136612 63 0.008643107 125 0.017221953
2 0.000273243 64 0.008780900 126 0.017360918
3 0.000409892 65 0.008918712 127 0.017499902
4 0.000546560 66 0.009056542 128 0.017638904
5 0.000683247 67 0.009194391 129 0.017777926
6 0.000819952 68 0.009332260 130 0.017916967
7 0.000956676 69 0.009470146 131 0.018056027
8 0.001093419 70 0.009608052 132 0.018195105
9 0.001230180 71 0.009745977 133 0.018334203
10 0.001366960 72 0.009883920 134 0.018473320
11 0.001503759 73 0.010021883 135 0.018612455
12 0.001640577 74 0.010159864 136 0.018751610
13 0.001777413 75 0.010297864 137 0.018890784
14 0.001914268 76 0.010435882 138 0.019029977
15 0.002051141 77 0.010573920 139 0.019169188
16 0.002188033 78 0.010711977 140 0.019308419
17 0.002324944 79 0.010850052 141 0.019447669
18 0.002461874 80 0.010988146 142 0.019586938
19 0.002598822 81 0.011126259 143 0.019726225
20 0.002735789 82 0.011264391 144 0.019865532
21 0.002872775 83 0.011402542 145 0.020004858
22 0.003009780 84 0.011540712 146 0.020144203
23 0.003146803 85 0.011678901 147 0.020283567
24 0.003283845 86 0.011817108 148 0.020422950
25 0.003420905 87 0.011955335 149 0.020562352
26 0.003557985 88 0.012093580 150 0.020701773
27 0.003695083 89 0.012231844 151 0.020841213
28 0.003832200 90 0.012370127 152 0.020980673
29 0.003969335 91 0.012508429 153 0.021120151
30 0.004106489 92 0.012646750 154 0.021259648
31 0.004243662 93 0.012785090 155 0.021399164
32 0.004380854 94 0.012923448 156 0.021538700
33 0.004518065 95 0.013061826 157 0.021678254
34 0.004655294 96 0.013200222 158 0.021817828
35 0.004792542 97 0.013338637 159 0.021957420
36 0.004929809 98 0.013477072 160 0.022097032
37 0.005067094 99 0.013615525 161 0.022236663
38 0.005204398 100 0.013753997 162 0.022376313
39 0.005341721 101 0.013892488 163 0.022515982
40 0.005479063 102 0.014030998 164 0.022655670
41 0.005616424 103 0.014169527 165 0.022795377
42 0.005753803 104 0.014308074 166 0.022935103
43 0.005891201 105 0.014446641 167 0.023074848
44 0.006028618 106 0.014585227 168 0.023214612
45 0.006166053 107 0.014723831 169 0.023354396
46 0.006303508 108 0.014862455 170 0.023494198
47 0.006440981 109 0.015001097 171 0.023634020
48 0.006578473 110 0.015139758 172 0.023773861
49 0.006715984 111 0.015278439 173 0.023913720
50 0.006853513 112 0.015417138 174 0.024053599
51 0.006991061 113 0.015555856 175 0.024193497
52 0.007128629 114 0.015694593 176 0.024333414
53 0.007266214 115 0.015833349 177 0.024473351
54 0.007403819 116 0.015972124 178 0.024613306
55 0.007541443 117 0.016110918 179 0.024753281
56 0.007679085 118 0.016249731 180 0.024893274
57 0.007816746 119 0.016388563 181 0.025033287
58 0.007954426 120 0.016527414 182 0.025173319
59 0.008092124 121 0.016666284 183 0.025313370
60 0.008229842 122 0.016805173 184 0.025453440
61 0.008367578 123 0.016944081
62 0.008505333 124 0.017083008
TABLE 64--5.5% COMPOUND RATE--184 DAYS
Days Factor Days Factor Days Factor
1 0.000150273 63 0.009511451 125 0.018960247
2 0.000300569 64 0.009663153 126 0.019113370
3 0.000450887 65 0.009814879 127 0.019266515
4 0.000601228 66 0.009966627 128 0.019419683
5 0.000751592 67 0.010118398 129 0.019572875
6 0.000901978 68 0.010270192 130 0.019726089
7 0.001052387 69 0.010422008 131 0.019879327
8 0.001202818 70 0.010573848 132 0.020032587
9 0.001353272 71 0.010725710 133 0.020185871
10 0.001503749 72 0.010877595 134 0.020339178
11 0.001654248 73 0.011029503 135 0.020492507
12 0.001804770 74 0.011181433 136 0.020645860
13 0.001955314 75 0.011333387 137 0.020799236
14 0.002105881 76 0.011485363 138 0.020952635
15 0.002256471 77 0.011637362 139 0.021106056
16 0.002407083 78 0.011789384 140 0.021259501
17 0.002557718 79 0.011941429 141 0.021412969
18 0.002708376 80 0.012093497 142 0.021566460
19 0.002859056 81 0.012245587 143 0.021719974
20 0.003009759 82 0.012397701 144 0.021873512
21 0.003160484 83 0.012549837 145 0.022027072
22 0.003311233 84 0.012701996 146 0.022180655
23 0.003462003 85 0.012854178 147 0.022334261
24 0.003612797 86 0.013006383 148 0.022487891
25 0.003763613 87 0.013158611 149 0.022641543
26 0.003914452 88 0.013310861 150 0.022795219
27 0.004065313 89 0.013463135 151 0.022948918
28 0.004216197 90 0.013615431 152 0.023102640
29 0.004367104 91 0.013767750 153 0.023256385
30 0.004518034 92 0.013920093 154 0.023410153
31 0.004668986 93 0.014072458 155 0.023563944
32 0.004819961 94 0.014224846 156 0.023717758
33 0.004970958 95 0.014377256 157 0.023871595
34 0.005121978 96 0.014529690 158 0.024025456
35 0.005273021 97 0.014682147 159 0.024179340
36 0.005424087 98 0.014834626 160 0.024333246
37 0.005575175 99 0.014987129 161 0.024487176
38 0.005726286 100 0.015139654 162 0.024641129
39 0.005877420 101 0.015292203 163 0.024795105
40 0.006028577 102 0.015444774 164 0.024949104
41 0.006179756 103 0.015597368 165 0.025103127
42 0.006330958 104 0.015749985 166 0.025257172
43 0.006482182 105 0.015902625 167 0.025411241
44 0.006633429 106 0.016055288 168 0.025565333
45 0.006784700 107 0.016207974 169 0.025719448
46 0.006935992 108 0.016360683 170 0.025873586
47 0.007087308 109 0.016513415 171 0.026027748
48 0.007238646 110 0.016666169 172 0.026181932
49 0.007390007 111 0.016818947 173 0.026336140
50 0.007541391 112 0.016971748 174 0.026490371
51 0.007692797 113 0.017124571 175 0.026644625
52 0.007844227 114 0.017277418 176 0.026798902
53 0.007995679 115 0.017430287 177 0.026953202
54 0.008147153 116 0.017583180 178 0.027107526
55 0.008298651 117 0.017736095 179 0.027261872
56 0.008450171 118 0.017889034 180 0.027416242
57 0.008601714 119 0.018041995 181 0.027570636
58 0.008753280 120 0.018194980 182 0.027725052
59 0.008904869 121 0.018347987 183 0.027879491
60 0.009056480 122 0.018501018 184 0.028033954
61 0.009208114 123 0.018654071
62 0.009359771 124 0.018807148
TABLE 65--6.0% COMPOUND RATE--184 DAYS
Days Factor Days Factor Days Factor
1 0.000163934 63 0.010380530 125 0.020701488
2 0.000327896 64 0.010546166 126 0.020868816
3 0.000491884 65 0.010711830 127 0.021036171
4 0.000655899 66 0.010877520 128 0.021203554
5 0.000819941 67 0.011043238 129 0.021370965
6 0.000984010 68 0.011208982 130 0.021538402
7 0.001148106 69 0.011374754 131 0.021705868
8 0.001312228 70 0.011540554 132 0.021873361
9 0.001476378 71 0.011706380 133 0.022040881
10 0.001640554 72 0.011872233 134 0.022208428
11 0.001804758 73 0.012038114 135 0.022376004
12 0.001968988 74 0.012204022 136 0.022543606
13 0.002133245 75 0.012369957 137 0.022711236
14 0.002297529 76 0.012535919 138 0.022878894
15 0.002461840 77 0.012701909 139 0.023046579
16 0.002626178 78 0.012867926 140 0.023214292
17 0.002790543 79 0.013033969 141 0.023382032
18 0.002954935 80 0.013200041 142 0.023549799
19 0.003119354 81 0.013366139 143 0.023717594
20 0.003283800 82 0.013532265 144 0.023885417
21 0.003448272 83 0.013698417 145 0.024053267
22 0.003612772 84 0.013864597 146 0.024221144
23 0.003777299 85 0.014030805 147 0.024389049
24 0.003941853 86 0.014197039 148 0.024556982
25 0.004106433 87 0.014363301 149 0.024724942
26 0.004271041 88 0.014529590 150 0.024892930
27 0.004435675 89 0.014695907 151 0.025060945
28 0.004600337 90 0.014862250 152 0.025228988
29 0.004765026 91 0.015028621 153 0.025397058
30 0.004929741 92 0.015195019 154 0.025565156
31 0.005094484 93 0.015361445 155 0.025733282
32 0.005259253 94 0.015527897 156 0.025901435
33 0.005424050 95 0.015694377 157 0.026069615
34 0.005588873 96 0.015860885 158 0.026237823
35 0.005753724 97 0.016027419 159 0.026406059
36 0.005918602 98 0.016193981 160 0.026574322
37 0.006083506 99 0.016360570 161 0.026742613
38 0.006248438 100 0.016527187 162 0.026910932
39 0.006413397 101 0.016693830 163 0.027079278
40 0.006578383 102 0.016860502 164 0.027247651
41 0.006743396 103 0.017027200 165 0.027416053
42 0.006908436 104 0.017193926 166 0.027584481
43 0.007073502 105 0.017360679 167 0.027752938
44 0.007238596 106 0.017527459 168 0.027921422
45 0.007403718 107 0.017694267 169 0.028089934
46 0.007568866 108 0.017861102 170 0.028258473
47 0.007734041 109 0.018027965 171 0.028427040
48 0.007899243 110 0.018194855 172 0.028595635
49 0.008064473 111 0.018361772 173 0.028764257
50 0.008229729 112 0.018528716 174 0.028932907
51 0.008395013 113 0.018695688 175 0.029101584
52 0.008560323 114 0.018862687 176 0.029270289
53 0.008725661 115 0.019029714 177 0.029439022
54 0.008891026 116 0.019196768 178 0.029607783
55 0.009056418 117 0.019363850 179 0.029776571
56 0.009221837 118 0.019530958 180 0.029945387
57 0.009387283 119 0.019698095 181 0.030114230
58 0.009552757 120 0.019865258 182 0.030283101
59 0.009718257 121 0.020032449 183 0.030452000
60 0.009883785 122 0.020199668 184 0.030620927
61 0.010049339 123 0.020366914
62 0.010214921 124 0.020534187
TABLE 66--6.5% COMPOUND RATE--184 DAYS
Days Factor Days Factor Days Factor
1 0.000177596 63 0.011250346 125 0.022445680
2 0.000355223 64 0.011429939 126 0.022627262
3 0.000532882 65 0.011609565 127 0.022808876
4 0.000710572 66 0.011789222 128 0.022990522
5 0.000888294 67 0.011968912 129 0.023172201
6 0.001066047 68 0.012148633 130 0.023353912
7 0.001243832 69 0.012328386 131 0.023535655
8 0.001421648 70 0.012508171 132 0.023717430
9 0.001599497 71 0.012687988 133 0.023899238
10 0.001777376 72 0.012867837 134 0.024081078
11 0.001955288 73 0.013047718 135 0.024262950
12 0.002133230 74 0.013227631 136 0.024444855
13 0.002311205 75 0.013407576 137 0.024626792
14 0.002489211 76 0.013587552 138 0.024808761
15 0.002667249 77 0.013767561 139 0.024990763
16 0.002845318 78 0.013947602 140 0.025172797
17 0.003023419 79 0.014127674 141 0.025354863
18 0.003201552 80 0.014307779 142 0.025536961
19 0.003379716 81 0.014487916 143 0.025719092
20 0.003557912 82 0.014668084 144 0.025901255
21 0.003736139 83 0.014848285 145 0.026083451
22 0.003914398 84 0.015028518 146 0.026265679
23 0.004092689 85 0.015208782 147 0.026447939
24 0.004271012 86 0.015389079 148 0.026630232
25 0.004449366 87 0.015569408 149 0.026812557
26 0.004627751 88 0.015749768 150 0.026994914
27 0.004806169 89 0.015930161 151 0.027177304
28 0.004984618 90 0.016110586 152 0.027359726
29 0.005163099 91 0.016291042 153 0.027542181
30 0.005341612 92 0.016471531 154 0.027724668
31 0.005520156 93 0.016652052 155 0.027907187
32 0.005698732 94 0.016832605 156 0.028089739
33 0.005877340 95 0.017013190 157 0.028272323
34 0.006055979 96 0.017193807 158 0.028454940
35 0.006234650 97 0.017374456 159 0.028637589
36 0.006413353 98 0.017555138 160 0.028820271
37 0.006592088 99 0.017735851 161 0.029002985
38 0.006770854 100 0.017916597 162 0.029185731
39 0.006949652 101 0.018097374 163 0.029368510
40 0.007128482 102 0.018278184 164 0.029551321
41 0.007307344 103 0.018459025 165 0.029734165
42 0.007486237 104 0.018639899 166 0.029917042
43 0.007665162 105 0.018820805 167 0.030099950
44 0.007844119 106 0.019001743 168 0.030282892
45 0.008023108 107 0.019182714 169 0.030465865
46 0.008202128 108 0.019363716 170 0.030648872
47 0.008381181 109 0.019544751 171 0.030831910
48 0.008560265 110 0.019725817 172 0.031014981
49 0.008739380 111 0.019906916 173 0.031198085
50 0.008918528 112 0.020088047 174 0.031381222
51 0.009097708 113 0.020269210 175 0.031564390
52 0.009276919 114 0.020450406 176 0.031747592
53 0.009456162 115 0.020631633 177 0.031930825
54 0.009635437 116 0.020812893 178 0.032114092
55 0.009814744 117 0.020994185 179 0.032297391
56 0.009994083 118 0.021175509 180 0.032480722
57 0.010173453 119 0.021356865 181 0.032664086
58 0.010352856 120 0.021538254 182 0.032847483
59 0.010532290 121 0.021719675 183 0.033030912
60 0.010711756 122 0.021901127 184 0.033214374
61 0.010891254 123 0.022082613
62 0.011070784 124 0.022264130
TABLE 67--7.0% COMPOUND RATE--184 DAYS
Days Factor Days Factor Days Factor
1 0.000191257 63 0.012120898 125 0.024192828
2 0.000382550 64 0.012314473 126 0.024388712
3 0.000573880 65 0.012508085 127 0.024584634
4 0.000765247 66 0.012701734 128 0.024780592
5 0.000956650 67 0.012895420 129 0.024976589
6 0.001148090 68 0.013089144 130 0.025172623
7 0.001339566 69 0.013282904 131 0.025368694
8 0.001531079 70 0.013476701 132 0.025564803
9 0.001722629 71 0.013670535 133 0.025760949
10 0.001914215 72 0.013864407 134 0.025957133
11 0.002105838 73 0.014058315 135 0.026153354
12 0.002297498 74 0.014252261 136 0.026349613
13 0.002489194 75 0.014446244 137 0.026545909
14 0.002680927 76 0.014640263 138 0.026742243
15 0.002872696 77 0.014834320 139 0.026938615
16 0.003064503 78 0.015028414 140 0.027135024
17 0.003256346 79 0.015222545 141 0.027331470
18 0.003448225 80 0.015416714 142 0.027527954
19 0.003640142 81 0.015610919 143 0.027724476
20 0.003832095 82 0.015805161 144 0.027921035
21 0.004024084 83 0.015999441 145 0.028117632
22 0.004216111 84 0.016193758 146 0.028314267
23 0.004408174 85 0.016388112 147 0.028510939
24 0.004600274 86 0.016582503 148 0.028707649
25 0.004792411 87 0.016776931 149 0.028904396
26 0.004984584 88 0.016971397 150 0.029101181
27 0.005176794 89 0.017165900 151 0.029298004
28 0.005369041 90 0.017360440 152 0.029494864
29 0.005561325 91 0.017555017 153 0.029691762
30 0.005753645 92 0.017749631 154 0.029888697
31 0.005946003 93 0.017944283 155 0.030085671
32 0.006138397 94 0.018138972 156 0.030282682
33 0.006330827 95 0.018333698 157 0.030479730
34 0.006523295 96 0.018528461 158 0.030676817
35 0.006715800 97 0.018723261 159 0.030873940
36 0.006908341 98 0.018918099 160 0.031071102
37 0.007100919 99 0.019112974 161 0.031268302
38 0.007293534 100 0.019307886 162 0.031465539
39 0.007486186 101 0.019502836 163 0.031662813
40 0.007678874 102 0.019697823 164 0.031860126
41 0.007871600 103 0.019892847 165 0.032057476
42 0.008064362 104 0.020087909 166 0.032254864
43 0.008257161 105 0.020283007 167 0.032452290
44 0.008449997 106 0.020478143 168 0.032649754
45 0.008642870 107 0.020673317 169 0.032847255
46 0.008835780 108 0.020868528 170 0.033044794
47 0.009028727 109 0.021063776 171 0.033242371
48 0.009221710 110 0.021259061 172 0.033439986
49 0.009414731 111 0.021454384 173 0.033637638
50 0.009607788 112 0.021649744 174 0.033835328
51 0.009800883 113 0.021845142 175 0.034033056
52 0.009994014 114 0.022040576 176 0.034230822
53 0.010187182 115 0.022236049 177 0.034428626
54 0.010380388 116 0.022431558 178 0.034626468
55 0.010573630 117 0.022627105 179 0.034824347
56 0.010766909 118 0.022822690 180 0.035022264
57 0.010960225 119 0.023018312 181 0.035220219
58 0.011153578 120 0.023213971 182 0.035418212
59 0.011346968 121 0.023409667 183 0.035616243
60 0.011540395 122 0.023605402 184 0.035814312
61 0.011733859 123 0.023801173
62 0.011927360 124 0.023996982
TABLE 68--7.5% COMPOUND RATE--184 DAYS
Days Factor Days Factor Days Factor
1 0.000204918 63 0.012992188 125 0.025942939
2 0.000409878 64 0.013199768 126 0.026153173
3 0.000614880 65 0.013407391 127 0.026363450
4 0.000819924 66 0.013615057 128 0.026573771
5 0.001025010 67 0.013822765 129 0.026784134
6 0.001230138 68 0.014030515 130 0.026994541
7 0.001435308 69 0.014238308 131 0.027204990
8 0.001640521 70 0.014446144 132 0.027415483
9 0.001845775 71 0.014654022 133 0.027626019
10 0.002051071 72 0.014861943 134 0.027836598
11 0.002256409 73 0.015069907 135 0.028047221
12 0.002461790 74 0.015277913 136 0.028257886
13 0.002667212 75 0.015485962 137 0.028468595
14 0.002872677 76 0.015694053 138 0.028679346
15 0.003078184 77 0.015902187 139 0.028890141
16 0.003283732 78 0.016110364 140 0.029100979
17 0.003489323 79 0.016318583 141 0.029311861
18 0.003694956 80 0.016526845 142 0.029522785
19 0.003900631 81 0.016735150 143 0.029733753
20 0.004106349 82 0.016943497 144 0.029944764
21 0.004312108 83 0.017151887 145 0.030155818
22 0.004517910 84 0.017360320 146 0.030366916
23 0.004723754 85 0.017568796 147 0.030578057
24 0.004929640 86 0.017777314 148 0.030789241
25 0.005135568 87 0.017985875 149 0.031000468
26 0.005341538 88 0.018194478 150 0.031211739
27 0.005547551 89 0.018403125 151 0.031423052
28 0.005753606 90 0.018611814 152 0.031634410
29 0.005959703 91 0.018820546 153 0.031845810
30 0.006165842 92 0.019029321 154 0.032057254
31 0.006372024 93 0.019238138 155 0.032268741
32 0.006578248 94 0.019446998 156 0.032480272
33 0.006784514 95 0.019655901 157 0.032691845
34 0.006990822 96 0.019864847 158 0.032903463
35 0.007197172 97 0.020073836 159 0.033115123
36 0.007403565 98 0.020282867 160 0.033326827
37 0.007610000 99 0.020491942 161 0.033538574
38 0.007816478 100 0.020701059 162 0.033750365
39 0.008022998 101 0.020910219 163 0.033962199
40 0.008229560 102 0.021119422 164 0.034174077
41 0.008436164 103 0.021328668 165 0.034385998
42 0.008642811 104 0.021537956 166 0.034597962
43 0.008849500 105 0.021747288 167 0.034809970
44 0.009056232 106 0.021956662 168 0.035022021
45 0.009263005 107 0.022166080 169 0.035234116
46 0.009469822 108 0.022375540 170 0.035446254
47 0.009676680 109 0.022585043 171 0.035658435
48 0.009883581 110 0.022794589 172 0.035870660
49 0.010090524 111 0.023004178 173 0.036082929
50 0.010297510 112 0.023213810 174 0.036295241
51 0.010504538 113 0.023423485 175 0.036507597
52 0.010711609 114 0.023633203 176 0.036719996
53 0.010918722 115 0.023842964 177 0.036932438
54 0.011125877 116 0.024052768 178 0.037144925
55 0.011333075 117 0.024262615 179 0.037357454
56 0.011540316 118 0.024472505 180 0.037570027
57 0.011747599 119 0.024682438 181 0.037782644
58 0.011954924 120 0.024892414 182 0.037995305
59 0.012162292 121 0.025102433 183 0.038208009
60 0.012369702 122 0.025312495 184 0.038420756
61 0.012577155 123 0.025522600
62 0.012784650 124 0.025732748
TABLE 69--8.0% COMPOUND RATE--184 DAYS
Days Factor Days Factor Days Factor
1 0.000218579 63 0.013864216 125 0.027696016
2 0.000437206 64 0.014085826 126 0.027920649
3 0.000655881 65 0.014307484 127 0.028145331
4 0.000874604 66 0.014529190 128 0.028370062
5 0.001093374 67 0.014750945 129 0.028594842
6 0.001312192 68 0.014972749 130 0.028819672
7 0.001531058 69 0.015194601 131 0.029044550
8 0.001749972 70 0.015416501 132 0.029269478
9 0.001968934 71 0.015638450 133 0.029494455
10 0.002187944 72 0.015860448 134 0.029719481
11 0.002407001 73 0.016082494 135 0.029944557
12 0.002626106 74 0.016304588 136 0.030169681
13 0.002845260 75 0.016526731 137 0.030394855
14 0.003064461 76 0.016748923 138 0.030620078
15 0.003283710 77 0.016971163 139 0.030845350
16 0.003503007 78 0.017193452 140 0.031070671
17 0.003722352 79 0.017415789 141 0.031296042
18 0.003941745 80 0.017638175 142 0.031521462
19 0.004161185 81 0.017860610 143 0.031746931
20 0.004380674 82 0.018083093 144 0.031972449
21 0.004600211 83 0.018305625 145 0.032198017
22 0.004819796 84 0.018528205 146 0.032423634
23 0.005039428 85 0.018750835 147 0.032649301
24 0.005259109 86 0.018973512 148 0.032875016
25 0.005478838 87 0.019196239 149 0.033100781
26 0.005698615 88 0.019419014 150 0.033326596
27 0.005918440 89 0.019641838 151 0.033552459
28 0.006138312 90 0.019864710 152 0.033778373
29 0.006358233 91 0.020087632 153 0.034004335
30 0.006578202 92 0.020310601 154 0.034230347
31 0.006798220 93 0.020533620 155 0.034456408
32 0.007018285 94 0.020756688 156 0.034682519
33 0.007238398 95 0.020979804 157 0.034908679
34 0.007458559 96 0.021202969 158 0.035134889
35 0.007678769 97 0.021426183 159 0.035361148
36 0.007899027 98 0.021649445 160 0.035587456
37 0.008119332 99 0.021872757 161 0.035813814
38 0.008339686 100 0.022096117 162 0.036040221
39 0.008560088 101 0.022319526 163 0.036266678
40 0.008780539 102 0.022542983 164 0.036493185
41 0.009001037 103 0.022766490 165 0.036719740
42 0.009221584 104 0.022990046 166 0.036946346
43 0.009442179 105 0.023213650 167 0.037173001
44 0.009662822 106 0.023437303 168 0.037399705
45 0.009883513 107 0.023661005 169 0.037626459
46 0.010104253 108 0.023884756 170 0.037853263
47 0.010325041 109 0.024108556 171 0.038080116
48 0.010545877 110 0.024332405 172 0.038307019
49 0.010766761 111 0.024556303 173 0.038533971
50 0.010987694 112 0.024780250 174 0.038760973
51 0.011208675 113 0.025004246 175 0.038988025
52 0.011429704 114 0.025228290 176 0.039215126
53 0.011650781 115 0.025452384 177 0.039442277
54 0.011871907 116 0.025676526 178 0.039669477
55 0.012093081 117 0.025900718 179 0.039896727
56 0.012314304 118 0.026124959 180 0.040124027
57 0.012535575 119 0.026349248 181 0.040351377
58 0.012756894 120 0.026573587 182 0.040578776
59 0.012978262 121 0.026797974 183 0.040806225
60 0.013199678 122 0.027022411 184 0.041033724
61 0.013421142 123 0.027246897
62 0.013642655 124 0.027471432
TABLE 70--8.5% COMPOUND RATE--184 DAYS
Days Factor Days Factor Days Factor
1 0.000232240 63 0.014736983 125 0.029452064
2 0.000464535 64 0.014972646 126 0.029691145
3 0.000696883 65 0.015208364 127 0.029930281
4 0.000929285 66 0.015444136 128 0.030169472
5 0.001161742 67 0.015679963 129 0.030408719
6 0.001394252 68 0.015915845 130 0.030648022
7 0.001626816 69 0.016151782 131 0.030887380
8 0.001859434 70 0.016387773 132 0.031126793
9 0.002092107 71 0.016623820 133 0.031366263
10 0.002324833 72 0.016859921 134 0.031605788
11 0.002557613 73 0.017096077 135 0.031845368
12 0.002790448 74 0.017332288 136 0.032085005
13 0.003023336 75 0.017568554 137 0.032324696
14 0.003256279 76 0.017804874 138 0.032564444
15 0.003489276 77 0.018041250 139 0.032804247
16 0.003722326 78 0.018277680 140 0.033044106
17 0.003955431 79 0.018514165 141 0.033284021
18 0.004188590 80 0.018750705 142 0.033523991
19 0.004421803 81 0.018987300 143 0.033764017
20 0.004655071 82 0.019223950 144 0.034004099
21 0.004888392 83 0.019460655 145 0.034244236
22 0.005121768 84 0.019697415 146 0.034484430
23 0.005355198 85 0.019934230 147 0.034724679
24 0.005588682 86 0.020171100 148 0.034964984
25 0.005822220 87 0.020408025 149 0.035205345
26 0.006055813 88 0.020645005 150 0.035445761
27 0.006289460 89 0.020882040 151 0.035686233
28 0.006523161 90 0.021119131 152 0.035926762
29 0.006756916 91 0.021356276 153 0.036167346
30 0.006990726 92 0.021593476 154 0.036407986
31 0.007224590 93 0.021830731 155 0.036648682
32 0.007458508 94 0.022068042 156 0.036889433
33 0.007692481 95 0.022305407 157 0.037130241
34 0.007926508 96 0.022542828 158 0.037371105
35 0.008160589 97 0.022780304 159 0.037612024
36 0.008394725 98 0.023017835 160 0.037853000
37 0.008628915 99 0.023255421 161 0.038094031
38 0.008863159 100 0.023493062 162 0.038335118
39 0.009097458 101 0.023730758 163 0.038576262
40 0.009331811 102 0.023968510 164 0.038817461
41 0.009566219 103 0.024206317 165 0.039058717
42 0.009800681 104 0.024444179 166 0.039300028
43 0.010035198 105 0.024682096 167 0.039541396
44 0.010269769 106 0.024920069 168 0.039782819
45 0.010504394 107 0.025158097 169 0.040024299
46 0.010739074 108 0.025396180 170 0.040265834
47 0.010973809 109 0.025634319 171 0.040507426
48 0.011208598 110 0.025872512 172 0.040749074
49 0.011443441 111 0.026110761 173 0.040990778
50 0.011678339 112 0.026349066 174 0.041232538
51 0.011913292 113 0.026587426 175 0.041474355
52 0.012148299 114 0.026825841 176 0.041716227
53 0.012383361 115 0.027064311 177 0.041958156
54 0.012618477 116 0.027302837 178 0.042200140
55 0.012853648 117 0.027541418 179 0.042442181
56 0.013088874 118 0.027780055 180 0.042684279
57 0.013324154 119 0.028018747 181 0.042926432
58 0.013559489 120 0.028257495 182 0.043168642
59 0.013794878 121 0.028496298 183 0.043410908
60 0.014030322 122 0.028735156 184 0.043653230
61 0.014265821 123 0.028974070
62 0.014501375 124 0.029213039
TABLE 71--9.0% COMPOUND RATE--184 DAYS
Days Factor Days Factor Days Factor
1 0.000245902 63 0.015610489 125 0.031211089
2 0.000491864 64 0.015860229 126 0.031464666
3 0.000737886 65 0.016110031 127 0.031718305
4 0.000983969 66 0.016359894 128 0.031972006
5 0.001230113 67 0.016609819 129 0.032225769
6 0.001476317 68 0.016859805 130 0.032479595
7 0.001722582 69 0.017109852 131 0.032733484
8 0.001968907 70 0.017359961 132 0.032987435
9 0.002215293 71 0.017610132 133 0.033241448
10 0.002461739 72 0.017860364 134 0.033495524
11 0.002708246 73 0.018110657 135 0.033749662
12 0.002954814 74 0.018361012 136 0.034003863
13 0.003201442 75 0.018611429 137 0.034258126
14 0.003448131 76 0.018861907 138 0.034512452
15 0.003694880 77 0.019112447 139 0.034766840
16 0.003941691 78 0.019363049 140 0.035021291
17 0.004188562 79 0.019613712 141 0.035275804
18 0.004435493 80 0.019864436 142 0.035530380
19 0.004682486 81 0.020115223 143 0.035785019
20 0.004929539 82 0.020366071 144 0.036039720
21 0.005176652 83 0.020616980 145 0.036294484
22 0.005423827 84 0.020867952 146 0.036549311
23 0.005671062 85 0.021118985 147 0.036804200
24 0.005918359 86 0.021370080 148 0.037059152
25 0.006165716 87 0.021621236 149 0.037314166
26 0.006413133 88 0.021872455 150 0.037569243
27 0.006660612 89 0.022123735 151 0.037824383
28 0.006908151 90 0.022375077 152 0.038079586
29 0.007155752 91 0.022626480 153 0.038334852
30 0.007403413 92 0.022877946 154 0.038590180
31 0.007651135 93 0.023129473 155 0.038845571
32 0.007898918 94 0.023381062 156 0.039101025
33 0.008146762 95 0.023632713 157 0.039356541
34 0.008394667 96 0.023884426 158 0.039612121
35 0.008642633 97 0.024136201 159 0.039867763
36 0.008890660 98 0.024388038 160 0.040123468
37 0.009138748 99 0.024639937 161 0.040379236
38 0.009386897 100 0.024891897 162 0.040635067
39 0.009635107 101 0.025143920 163 0.040890961
40 0.009883378 102 0.025396005 164 0.041146918
41 0.010131710 103 0.025648151 165 0.041402938
42 0.010380103 104 0.025900360 166 0.041659020
43 0.010628557 105 0.026152630 167 0.041915166
44 0.010877072 106 0.026404963 168 0.042171375
45 0.011125648 107 0.026657358 169 0.042427646
46 0.011374286 108 0.026909814 170 0.042683981
47 0.011622984 109 0.027162333 171 0.042940379
48 0.011871744 110 0.027414914 172 0.043196840
49 0.012120565 111 0.027667557 173 0.043453363
50 0.012369447 112 0.027920262 174 0.043709950
51 0.012618390 113 0.028173029 175 0.043966600
52 0.012867395 114 0.028425859 176 0.044223313
53 0.013116461 115 0.028678750 177 0.044480090
54 0.013365588 116 0.028931704 178 0.044736929
55 0.013614776 117 0.029184720 179 0.044993831
56 0.013864025 118 0.029437798 180 0.045250797
57 0.014113336 119 0.029690939 181 0.045507826
58 0.014362708 120 0.029944142 182 0.045764918
59 0.014612142 121 0.030197406 183 0.046022073
60 0.014861637 122 0.030450734 184 0.046279292
61 0.015111193 123 0.030704123
62 0.015360810 124 0.030957575
TABLE 72--9.5% COMPOUND RATE--184 DAYS
Days Factor Days Factor Days Factor
1 0.000259563 63 0.016484735 125 0.032973096
2 0.000519193 64 0.016748577 126 0.033241217
3 0.000778891 65 0.017012487 127 0.033509408
4 0.001038656 66 0.017276466 128 0.033777669
5 0.001298488 67 0.017540513 129 0.034045999
6 0.001558388 68 0.017804629 130 0.034314399
7 0.001818355 69 0.018068813 131 0.034582869
8 0.002078390 70 0.018333066 132 0.034851408
9 0.002338492 71 0.018597387 133 0.035120017
10 0.002598662 72 0.018861777 134 0.035388696
11 0.002858900 73 0.019126236 135 0.035657444
12 0.003119205 74 0.019390763 136 0.035926262
13 0.003379577 75 0.019655359 137 0.036195150
14 0.003640017 76 0.019920024 138 0.036464108
15 0.003900525 77 0.020184757 139 0.036733136
16 0.004161100 78 0.020449559 140 0.037002233
17 0.004421743 79 0.020714430 141 0.037271400
18 0.004682453 80 0.020979370 142 0.037540637
19 0.004943232 81 0.021244378 143 0.037809944
20 0.005204078 82 0.021509455 144 0.038079321
21 0.005464991 83 0.021774601 145 0.038348768
22 0.005725973 84 0.022039816 146 0.038618285
23 0.005987022 85 0.022305099 147 0.038887871
24 0.006248139 86 0.022570452 148 0.039157528
25 0.006509323 87 0.022835873 149 0.039427255
26 0.006770576 88 0.023101363 150 0.039697052
27 0.007031896 89 0.023366922 151 0.039966918
28 0.007293284 90 0.023632550 152 0.040236855
29 0.007554740 91 0.023898247 153 0.040506862
30 0.007816264 92 0.024164013 154 0.040776939
31 0.008077855 93 0.024429848 155 0.041047086
32 0.008339515 94 0.024695752 156 0.041317303
33 0.008601242 95 0.024961725 157 0.041587590
34 0.008863038 96 0.025227767 158 0.041857948
35 0.009124901 97 0.025493878 159 0.042128375
36 0.009386832 98 0.025760058 160 0.042398873
37 0.009648832 99 0.026026307 161 0.042669441
38 0.009910899 100 0.026292625 162 0.042940079
39 0.010173034 101 0.026559013 163 0.043210788
40 0.010435238 102 0.026825469 164 0.043481567
41 0.010697509 103 0.027091995 165 0.043752416
42 0.010959849 104 0.027358590 166 0.044023335
43 0.011222256 105 0.027625254 167 0.044294325
44 0.011484732 106 0.027891988 168 0.044565385
45 0.011747276 107 0.028158790 169 0.044836515
46 0.012009888 108 0.028425662 170 0.045107716
47 0.012272568 109 0.028692603 171 0.045378987
48 0.012535316 110 0.028959613 172 0.045650328
49 0.012798133 111 0.029226693 173 0.045921740
50 0.013061018 112 0.029493842 174 0.046193223
51 0.013323971 113 0.029761060 175 0.046464776
52 0.013586992 114 0.030028348 176 0.046736399
53 0.013850081 115 0.030295705 177 0.047008093
54 0.014113239 116 0.030563132 178 0.047279857
55 0.014376465 117 0.030830628 179 0.047551692
56 0.014639760 118 0.031098193 180 0.047823598
57 0.014903123 119 0.031365828 181 0.048095574
58 0.015166554 120 0.031633532 182 0.048367620
59 0.015430053 121 0.031901306 183 0.048639738
60 0.015693621 122 0.032169149 184 0.048911926
61 0.015957257 123 0.032437062
62 0.016220962 124 0.032705044
TABLE 73--10.0% COMPOUND RATE--184 DAYS
Days Factor Days Factor Days Factor
1 0.000273224 63 0.017359722 125 0.034738089
2 0.000546523 64 0.017637689 126 0.035020804
3 0.000819896 65 0.017915732 127 0.035303597
4 0.001093344 66 0.018193851 128 0.035586467
5 0.001366867 67 0.018472047 129 0.035869414
6 0.001640464 68 0.018750318 130 0.036152438
7 0.001914137 69 0.019028665 131 0.036435540
8 0.002187884 70 0.019307088 132 0.036718719
9 0.002461706 71 0.019585587 133 0.037001976
10 0.002735602 72 0.019864162 134 0.037285310
11 0.003009574 73 0.020142814 135 0.037568721
12 0.003283620 74 0.020421541 136 0.037852210
13 0.003557741 75 0.020700345 137 0.038135776
14 0.003831937 76 0.020979225 138 0.038419419
15 0.004106208 77 0.021258181 139 0.038703141
16 0.004380554 78 0.021537213 140 0.038986939
17 0.004654975 79 0.021816322 141 0.039270815
18 0.004929471 80 0.022095506 142 0.039554769
19 0.005204042 81 0.022374768 143 0.039838801
20 0.005478688 82 0.022654105 144 0.040122909
21 0.005753409 83 0.022933519 145 0.040407096
22 0.006028205 84 0.023213009 146 0.040691360
23 0.006303076 85 0.023492575 147 0.040975702
24 0.006578022 86 0.023772218 148 0.041260122
25 0.006853043 87 0.024051937 149 0.041544619
26 0.007128140 88 0.024331733 150 0.041829194
27 0.007403312 89 0.024611605 151 0.042113847
28 0.007678558 90 0.024891553 152 0.042398577
29 0.007953880 91 0.025171578 153 0.042683386
30 0.008229278 92 0.025451680 154 0.042968272
31 0.008504750 93 0.025731858 155 0.043253236
32 0.008780298 94 0.026012112 156 0.043538278
33 0.009055921 95 0.026292444 157 0.043823398
34 0.009331619 96 0.026572851 158 0.044108595
35 0.009607393 97 0.026853336 159 0.044393871
36 0.009883242 98 0.027133897 160 0.044679224
37 0.010159166 99 0.027414534 161 0.044964656
38 0.010435166 100 0.027695249 162 0.045250165
39 0.010711241 101 0.027976040 163 0.045535753
40 0.010987392 102 0.028256908 164 0.045821418
41 0.011263618 103 0.028537852 165 0.046107162
42 0.011539919 104 0.028818873 166 0.046392983
43 0.011816296 105 0.029099971 167 0.046678883
44 0.012092749 106 0.029381146 168 0.046964861
45 0.012369277 107 0.029662398 169 0.047250917
46 0.012645881 108 0.029943726 170 0.047537051
47 0.012922560 109 0.030225132 171 0.047823263
48 0.013199315 110 0.030506614 172 0.048109554
49 0.013476145 111 0.030788173 173 0.048395923
50 0.013753051 112 0.031069809 174 0.048682370
51 0.014030033 113 0.031351523 175 0.048968895
52 0.014307090 114 0.031633313 176 0.049255498
53 0.014584223 115 0.031915180 177 0.049542180
54 0.014861432 116 0.032197124 178 0.049828940
55 0.015138717 117 0.032479145 179 0.050115779
56 0.015416077 118 0.032761243 180 0.050402696
57 0.015693513 119 0.033043418 181 0.050689691
58 0.015971025 120 0.033325670 182 0.050976765
59 0.016248613 121 0.033608000 183 0.051263917
60 0.016526276 122 0.033890406 184 0.051551147
61 0.016804016 123 0.034172890
62 0.017081831 124 0.034455451
TABLE 74--10.5% COMPOUND RATE--184 DAYS
Days Factor Days Factor Days Factor
1 0.000286885 63 0.018235450 125 0.036506074
2 0.000573853 64 0.018527567 126 0.036803432
3 0.000860903 65 0.018819767 127 0.037100876
4 0.001148035 66 0.019112052 128 0.037398405
5 0.001435249 67 0.019404420 129 0.037696019
6 0.001722546 68 0.019696872 130 0.037993719
7 0.002009926 69 0.019989408 131 0.038291504
8 0.002297388 70 0.020282028 132 0.038589374
9 0.002584932 71 0.020574732 133 0.038887330
10 0.002872559 72 0.020867520 134 0.039185372
11 0.003160268 73 0.021160392 135 0.039483499
12 0.003448060 74 0.021453347 136 0.039781711
13 0.003735935 75 0.021746387 137 0.040080009
14 0.004023892 76 0.022039511 138 0.040378393
15 0.004311931 77 0.022332719 139 0.040676862
16 0.004600054 78 0.022626011 140 0.040975417
17 0.004888258 79 0.022919388 141 0.041274057
18 0.005176546 80 0.023212848 142 0.041572783
19 0.005464916 81 0.023506393 143 0.041871595
20 0.005753369 82 0.023800022 144 0.042170493
21 0.006041905 83 0.024093735 145 0.042469476
22 0.006330524 84 0.024387532 146 0.042768545
23 0.006619225 85 0.024681414 147 0.043067700
24 0.006908009 86 0.024975380 148 0.043366941
25 0.007196876 87 0.025269430 149 0.043666268
26 0.007485826 88 0.025563565 150 0.043965680
27 0.007774859 89 0.025857784 151 0.044265178
28 0.008063975 90 0.026152088 152 0.044564763
29 0.008353174 91 0.026446475 153 0.044864433
30 0.008642455 92 0.026740948 154 0.045164189
31 0.008931820 93 0.027035505 155 0.045464031
32 0.009221268 94 0.027330146 156 0.045763959
33 0.009510798 95 0.027624872 157 0.046063974
34 0.009800412 96 0.027919682 158 0.046364074
35 0.010090109 97 0.028214577 159 0.046664260
36 0.010379889 98 0.028509557 160 0.046964533
37 0.010669752 99 0.028804621 161 0.047264892
38 0.010959698 100 0.029099770 162 0.047565336
39 0.011249728 101 0.029395003 163 0.047865867
40 0.011539840 102 0.029690322 164 0.048166485
41 0.011830036 103 0.029985725 165 0.048467188
42 0.012120315 104 0.030281212 166 0.048767978
43 0.012410678 105 0.030576785 167 0.049068854
44 0.012701123 106 0.030872442 168 0.049369816
45 0.012991652 107 0.031168184 169 0.049670865
46 0.013282265 108 0.031464011 170 0.049972000
47 0.013572960 109 0.031759923 171 0.050273222
48 0.013863739 110 0.032055920 172 0.050574530
49 0.014154602 111 0.032352001 173 0.050875924
50 0.014445548 112 0.032648168 174 0.051177405
51 0.014736577 113 0.032944419 175 0.051478972
52 0.015027690 114 0.033240756 176 0.051780626
53 0.015318887 115 0.033537177 177 0.052082366
54 0.015610167 116 0.033833684 178 0.052384193
55 0.015901530 117 0.034130276 179 0.052686107
56 0.016192978 118 0.034426952 180 0.052988107
57 0.016484508 119 0.034723714 181 0.053290193
58 0.016776123 120 0.035020561 182 0.053592367
59 0.017067821 121 0.035317493 183 0.053894627
60 0.017359603 122 0.035614510 184 0.054196974
61 0.017651468 123 0.035911613
62 0.017943417 124 0.036208801
TABLE 75--11.0% COMPOUND RATE--184 DAYS
Days Factor Days Factor Days Factor
1 0.000300546 63 0.019111920 125 0.038277055
2 0.000601183 64 0.019418211 126 0.038589106
3 0.000901910 65 0.019724593 127 0.038901250
4 0.001202728 66 0.020031068 128 0.039213488
5 0.001503636 67 0.020337634 129 0.039525820
6 0.001804634 68 0.020644293 130 0.039838246
7 0.002105723 69 0.020951044 131 0.040150765
8 0.002406902 70 0.021257887 132 0.040463379
9 0.002708172 71 0.021564823 133 0.040776087
10 0.003009533 72 0.021871851 134 0.041088888
11 0.003310983 73 0.022178971 135 0.041401784
12 0.003612525 74 0.022486183 136 0.041714773
13 0.003914157 75 0.022793487 137 0.042027857
14 0.004215880 76 0.023100884 138 0.042341035
15 0.004517694 77 0.023408374 139 0.042654307
16 0.004819598 78 0.023715955 140 0.042967673
17 0.005121593 79 0.024023630 141 0.043281133
18 0.005423678 80 0.024331396 142 0.043594687
19 0.005725855 81 0.024639255 143 0.043908336
20 0.006028122 82 0.024947207 144 0.044222079
21 0.006330480 83 0.025255251 145 0.044535916
22 0.006632930 84 0.025563388 146 0.044849848
23 0.006935469 85 0.025871618 147 0.045163874
24 0.007238100 86 0.026179940 148 0.045477994
25 0.007540822 87 0.026488354 149 0.045792209
26 0.007843635 88 0.026796862 150 0.046106518
27 0.008146539 89 0.027105462 151 0.046420921
28 0.008449534 90 0.027414155 152 0.046735420
29 0.008752620 91 0.027722941 153 0.047050012
30 0.009055797 92 0.028031819 154 0.047364699
31 0.009359065 93 0.028340790 155 0.047679481
32 0.009662424 94 0.028649855 156 0.047994357
33 0.009965875 95 0.028959012 157 0.048309328
34 0.010269416 96 0.029268262 158 0.048624394
35 0.010573049 97 0.029577605 159 0.048939554
36 0.010876773 98 0.029887040 160 0.049254809
37 0.011180589 99 0.030196569 161 0.049570159
38 0.011484495 100 0.030506191 162 0.049885604
39 0.011788493 101 0.030815906 163 0.050201143
40 0.012092583 102 0.031125714 164 0.050516777
41 0.012396764 103 0.031435615 165 0.050832507
42 0.012701036 104 0.031745610 166 0.051148330
43 0.013005400 105 0.032055697 167 0.051464249
44 0.013309855 106 0.032365878 168 0.051780263
45 0.013614401 107 0.032676152 169 0.052096372
46 0.013919040 108 0.032986519 170 0.052412576
47 0.014223769 109 0.033296979 171 0.052728875
48 0.014528591 110 0.033607533 172 0.053045269
49 0.014833504 111 0.033918180 173 0.053361758
50 0.015138508 112 0.034228921 174 0.053678342
51 0.015443605 113 0.034539754 175 0.053995021
52 0.015748793 114 0.034850682 176 0.054311796
53 0.016054072 115 0.035161702 177 0.054628665
54 0.016359444 116 0.035472817 178 0.054945630
55 0.016664907 117 0.035784024 179 0.055262690
56 0.016970462 118 0.036095325 180 0.055579846
57 0.017276109 119 0.036406720 181 0.055897097
58 0.017581848 120 0.036718209 182 0.056214443
59 0.017887678 121 0.037029791 183 0.056531884
60 0.018193601 122 0.037341466 184 0.056849421
61 0.018499615 123 0.037653235
62 0.018805722 124 0.037965098
TABLE 76--11.5% COMPOUND RATE--184 DAYS
Days Factor Days Factor Days Factor
1 0.000314208 63 0.019989132 125 0.040051038
2 0.000628514 64 0.020309621 126 0.040377830
3 0.000942919 65 0.020630210 127 0.040704725
4 0.001257423 66 0.020950900 128 0.041031722
5 0.001572026 67 0.021271690 129 0.041358822
6 0.001886727 68 0.021592582 130 0.041686025
7 0.002201528 69 0.021913574 131 0.042013331
8 0.002516427 70 0.022234667 132 0.042340740
9 0.002831426 71 0.022555861 133 0.042668251
10 0.003146523 72 0.022877156 134 0.042995865
11 0.003461719 73 0.023198552 135 0.043323583
12 0.003777015 74 0.023520048 136 0.043651403
13 0.004092409 75 0.023841646 137 0.043979326
14 0.004407903 76 0.024163345 138 0.044307352
15 0.004723495 77 0.024485145 139 0.044635482
16 0.005039187 78 0.024807046 140 0.044963714
17 0.005354978 79 0.025129048 141 0.045292050
18 0.005670868 80 0.025451152 142 0.045620489
19 0.005986858 81 0.025773356 143 0.045949031
20 0.006302946 82 0.026095662 144 0.046277676
21 0.006619135 83 0.026418069 145 0.046606424
22 0.006935422 84 0.026740578 146 0.046935276
23 0.007251809 85 0.027063187 147 0.047264231
24 0.007568295 86 0.027385899 148 0.047593289
25 0.007884881 87 0.027708711 149 0.047922451
26 0.008201566 88 0.028031625 150 0.048251717
27 0.008518350 89 0.028354640 151 0.048581085
28 0.008835235 90 0.028677757 152 0.048910557
29 0.009152218 91 0.029000976 153 0.049240133
30 0.009469302 92 0.029324296 154 0.049569812
31 0.009786485 93 0.029647717 155 0.049899595
32 0.010103767 94 0.029971240 156 0.050229482
33 0.010421150 95 0.030294865 157 0.050559472
34 0.010738632 96 0.030618592 158 0.050889566
35 0.011056214 97 0.030942420 159 0.051219763
36 0.011373895 98 0.031266350 160 0.051550065
37 0.011691677 99 0.031590382 161 0.051880470
38 0.012009558 100 0.031914515 162 0.052210979
39 0.012327539 101 0.032238751 163 0.052541591
40 0.012645620 102 0.032563088 164 0.052872308
41 0.012963801 103 0.032887527 165 0.053203128
42 0.013282082 104 0.033212069 166 0.053534053
43 0.013600463 105 0.033536712 167 0.053865081
44 0.013918944 106 0.033861457 168 0.054196214
45 0.014237525 107 0.034186304 169 0.054527450
46 0.014556206 108 0.034511253 170 0.054858791
47 0.014874988 109 0.034836305 171 0.055190236
48 0.015193869 110 0.035161458 172 0.055521785
49 0.015512851 111 0.035486714 173 0.055853438
50 0.015831933 112 0.035812072 174 0.056185195
51 0.016151115 113 0.036137532 175 0.056517056
52 0.016470397 114 0.036463094 176 0.056849022
53 0.016789780 115 0.036788759 177 0.057181092
54 0.017109263 116 0.037114526 178 0.057513266
55 0.017428847 117 0.037440395 179 0.057845545
56 0.017748531 118 0.037766367 180 0.058177928
57 0.018068315 119 0.038092441 181 0.058510416
58 0.018388200 120 0.038418617 182 0.058843008
59 0.018708185 121 0.038744896 183 0.059175705
60 0.019028271 122 0.039071278 184 0.059508506
61 0.019348458 123 0.039397762
62 0.019668745 124 0.039724349
TABLE 77--12.0% COMPOUND RATE--184 DAYS
Days Factor Days Factor Days Factor
1 0.000327869 63 0.020867088 125 0.041828028
2 0.000655845 64 0.021201798 126 0.042169611
3 0.000983929 65 0.021536619 127 0.042511306
4 0.001312121 66 0.021871549 128 0.042853113
5 0.001640420 67 0.022206588 129 0.043195032
6 0.001968826 68 0.022541738 130 0.043537063
7 0.002297341 69 0.022876998 131 0.043879206
8 0.002625963 70 0.023212367 132 0.044221462
9 0.002954693 71 0.023547847 133 0.044563830
10 0.003283530 72 0.023883436 134 0.044906310
11 0.003612476 73 0.024219136 135 0.045248902
12 0.003941529 74 0.024554945 136 0.045591606
13 0.004270690 75 0.024890865 137 0.045934423
14 0.004599959 76 0.025226895 138 0.046277353
15 0.004929336 77 0.025563035 139 0.046620394
16 0.005258821 78 0.025899285 140 0.046963549
17 0.005588414 79 0.026235645 141 0.047306815
18 0.005918115 80 0.026572116 142 0.047650195
19 0.006247925 81 0.026908697 143 0.047993686
20 0.006577842 82 0.027245388 144 0.048337291
21 0.006907867 83 0.027582190 145 0.048681008
22 0.007238001 84 0.027919102 146 0.049024838
23 0.007568243 85 0.028256125 147 0.049368780
24 0.007898593 86 0.028593258 148 0.049712836
25 0.008229052 87 0.028930502 149 0.050057004
26 0.008559619 88 0.029267856 150 0.050401285
27 0.008890294 89 0.029605321 151 0.050745679
28 0.009221078 90 0.029942896 152 0.051090186
29 0.009551970 91 0.030280583 153 0.051434805
30 0.009882971 92 0.030618380 154 0.051779538
31 0.010214080 93 0.030956287 155 0.052124384
32 0.010545298 94 0.031294306 156 0.052469343
33 0.010876624 95 0.031632435 157 0.052814415
34 0.011208059 96 0.031970675 158 0.053159600
35 0.011539602 97 0.032309026 159 0.053504898
36 0.011871255 98 0.032647488 160 0.053850309
37 0.012203016 99 0.032986061 161 0.054195834
38 0.012534886 100 0.033324745 162 0.054541472
39 0.012866864 101 0.033663540 163 0.054887223
40 0.013198952 102 0.034002446 164 0.055233088
41 0.013531148 103 0.034341463 165 0.055579066
42 0.013863453 104 0.034680592 166 0.055925157
43 0.014195868 105 0.035019831 167 0.056271362
44 0.014528391 106 0.035359182 168 0.056617681
45 0.014861023 107 0.035698644 169 0.056964113
46 0.015193765 108 0.036038217 170 0.057310659
47 0.015526615 109 0.036377902 171 0.057657318
48 0.015859575 110 0.036717698 172 0.058004091
49 0.016192643 111 0.037057605 173 0.058350977
50 0.016525821 112 0.037397624 174 0.058697978
51 0.016859108 113 0.037737755 175 0.059045092
52 0.017192505 114 0.038077997 176 0.059392320
53 0.017526010 115 0.038418350 177 0.059739661
54 0.017859626 116 0.038758815 178 0.060087117
55 0.018193350 117 0.039099392 179 0.060434686
56 0.018527184 118 0.039440080 180 0.060782370
57 0.018861127 119 0.039780880 181 0.061130167
58 0.019195180 120 0.040121792 182 0.061478079
59 0.019529342 121 0.040462815 183 0.061826105
60 0.019863614 122 0.040803951 184 0.062174244
61 0.020197996 123 0.041145198
62 0.020532487 124 0.041486557
TABLE 78--12.5% COMPOUND RATE--184 DAYS
Days Factor Days Factor Days Factor
1 0.000341530 63 0.021745787 125 0.043608030
2 0.000683177 64 0.022094744 126 0.043964453
3 0.001024940 65 0.022443820 127 0.044320998
4 0.001366820 66 0.022793015 128 0.044677665
5 0.001708817 67 0.023142330 129 0.045034454
6 0.002050931 68 0.023491764 130 0.045391365
7 0.002393161 69 0.023841317 131 0.045748397
8 0.002735509 70 0.024190989 132 0.046105552
9 0.003077973 71 0.024540781 133 0.046462828
10 0.003420554 72 0.024890693 134 0.046820227
11 0.003763253 73 0.025240724 135 0.047177747
12 0.004106068 74 0.025590874 136 0.047535390
13 0.004449000 75 0.025941144 137 0.047893155
14 0.004792050 76 0.026291534 138 0.048251042
15 0.005135216 77 0.026642044 139 0.048609051
16 0.005478500 78 0.026992673 140 0.048967183
17 0.005821901 79 0.027343422 141 0.049325436
18 0.006165420 80 0.027694290 142 0.049683813
19 0.006509056 81 0.028045279 143 0.050042311
20 0.006852809 82 0.028396387 144 0.050400932
21 0.007196679 83 0.028747615 145 0.050759676
22 0.007540667 84 0.029098964 146 0.051118542
23 0.007884773 85 0.029450432 147 0.051477530
24 0.008228995 86 0.029802020 148 0.051836641
25 0.008573336 87 0.030153728 149 0.052195875
26 0.008917794 88 0.030505557 150 0.052555232
27 0.009262370 89 0.030857505 151 0.052914711
28 0.009607063 90 0.031209574 152 0.053274313
29 0.009951874 91 0.031561763 153 0.053634038
30 0.010296803 92 0.031914073 154 0.053993886
31 0.010641850 93 0.032266502 155 0.054353856
32 0.010987015 94 0.032619052 156 0.054713950
33 0.011332297 95 0.032971723 157 0.055074166
34 0.011677697 96 0.033324514 158 0.055434506
35 0.012023216 97 0.033677425 159 0.055794968
36 0.012368852 98 0.034030457 160 0.056155554
37 0.012714607 99 0.034383609 161 0.056516263
38 0.013060479 100 0.034736883 162 0.056877095
39 0.013406470 101 0.035090276 163 0.057238050
40 0.013752578 102 0.035443791 164 0.057599129
41 0.014098805 103 0.035797426 165 0.057960331
42 0.014445151 104 0.036151182 166 0.058321656
43 0.014791614 105 0.036505059 167 0.058683105
44 0.015138196 106 0.036859056 168 0.059044677
45 0.015484896 107 0.037213175 169 0.059406372
46 0.015831715 108 0.037567414 170 0.059768191
47 0.016178652 109 0.037921775 171 0.060130134
48 0.016525707 110 0.038276256 172 0.060492200
49 0.016872881 111 0.038630859 173 0.060854390
50 0.017220174 112 0.038985582 174 0.061216704
51 0.017567585 113 0.039340427 175 0.061579141
52 0.017915115 114 0.039695393 176 0.061941703
53 0.018262764 115 0.040050480 177 0.062304388
54 0.018610531 116 0.040405689 178 0.062667197
55 0.018958417 117 0.040761019 179 0.063030129
56 0.019306422 118 0.041116470 180 0.063393186
57 0.019654546 119 0.041472042 181 0.063756367
58 0.020002789 120 0.041827736 182 0.064119672
59 0.020351150 121 0.042183552 183 0.064483100
60 0.020699631 122 0.042539489 184 0.064846653
61 0.021048230 123 0.042895548
62 0.021396949 124 0.043251728
TABLE 79--13.0% COMPOUND RATE--184 DAYS
Days Factor Days Factor Days Factor
1 0.000355191 63 0.022625230 125 0.045391048
2 0.000710509 64 0.022988458 126 0.045762362
3 0.001065952 65 0.023351814 127 0.046133807
4 0.001421522 66 0.023715300 128 0.046505385
5 0.001777218 67 0.024078915 129 0.046877094
6 0.002133041 68 0.024442659 130 0.047248936
7 0.002488990 69 0.024806532 131 0.047620910
8 0.002845065 70 0.025170534 132 0.047993015
9 0.003201267 71 0.025534666 133 0.048365253
10 0.003557595 72 0.025898927 134 0.048737624
11 0.003914050 73 0.026263317 135 0.049110126
12 0.004270632 74 0.026627837 136 0.049482761
13 0.004627340 75 0.026992486 137 0.049855528
14 0.004984175 76 0.027357265 138 0.050228427
15 0.005341136 77 0.027722173 139 0.050601459
16 0.005698225 78 0.028087211 140 0.050974624
17 0.006055440 79 0.028452378 141 0.051347921
18 0.006412782 80 0.028817676 142 0.051721350
19 0.006770251 81 0.029183103 143 0.052094913
20 0.007127847 82 0.029548660 144 0.052468608
21 0.007485570 83 0.029914346 145 0.052842435
22 0.007843420 84 0.030280163 146 0.053216396
23 0.008201397 85 0.030646109 147 0.053590489
24 0.008559501 86 0.031012186 148 0.053964715
25 0.008917733 87 0.031378392 149 0.054339074
26 0.009276092 88 0.031744729 150 0.054713566
27 0.009634578 89 0.032111196 151 0.055088191
28 0.009993191 90 0.032477793 152 0.055462949
29 0.010351932 91 0.032844520 153 0.055837840
30 0.010710800 92 0.033211377 154 0.056212865
31 0.011069796 93 0.033578365 155 0.056588022
32 0.011428919 94 0.033945483 156 0.056963313
33 0.011788170 95 0.034312731 157 0.057338737
34 0.012147548 96 0.034680110 158 0.057714295
35 0.012507054 97 0.035047619 159 0.058089986
36 0.012866687 98 0.035415259 160 0.058465810
37 0.013226449 99 0.035783030 161 0.058841768
38 0.013586338 100 0.036150931 162 0.059217859
39 0.013946355 101 0.036518962 163 0.059594084
40 0.014306500 102 0.036887125 164 0.059970443
41 0.014666773 103 0.037255418 165 0.060346935
42 0.015027173 104 0.037623842 166 0.060723561
43 0.015387702 105 0.037992397 167 0.061100321
44 0.015748359 106 0.038361083 168 0.061477214
45 0.016109144 107 0.038729900 169 0.061854241
46 0.016470057 108 0.039098847 170 0.062231403
47 0.016831098 109 0.039467926 171 0.062608698
48 0.017192268 110 0.039837136 172 0.062986127
49 0.017553566 111 0.040206477 173 0.063363691
50 0.017914992 112 0.040575949 174 0.063741388
51 0.018276546 113 0.040945553 175 0.064119220
52 0.018638229 114 0.041315288 176 0.064497186
53 0.019000041 115 0.041685154 177 0.064875286
54 0.019361981 116 0.042055151 178 0.065253520
55 0.019724049 117 0.042425280 179 0.065631889
56 0.020086246 118 0.042795540 180 0.066010392
57 0.020448572 119 0.043165932 181 0.066389030
58 0.020811026 120 0.043536456 182 0.066767802
59 0.021173609 121 0.043907111 183 0.067146708
60 0.021536321 122 0.044277897 184 0.067525750
61 0.021899162 123 0.044648816
62 0.022262132 124 0.045019866
TABLE 80--13.5% COMPOUND RATE--184 DAYS
Days Factor Days Factor Days Factor
1 0.000368852 63 0.023505419 125 0.047177088
2 0.000737841 64 0.023882941 126 0.047563342
3 0.001106966 65 0.024260603 127 0.047949738
4 0.001476226 66 0.024638404 128 0.048336277
5 0.001845623 67 0.025016344 129 0.048722959
6 0.002215157 68 0.025394424 130 0.049109783
7 0.002584826 69 0.025772643 131 0.049496749
8 0.002954632 70 0.026151002 132 0.049883859
9 0.003324574 71 0.026529500 133 0.050271111
10 0.003694653 72 0.026908138 134 0.050658506
11 0.004064868 73 0.027286916 135 0.051046044
12 0.004435220 74 0.027665833 136 0.051433725
13 0.004805708 75 0.028044890 137 0.051821549
14 0.005176333 76 0.028424087 138 0.052209516
15 0.005547095 77 0.028803424 139 0.052597626
16 0.005917994 78 0.029182901 140 0.052985879
17 0.006289029 79 0.029562517 141 0.053374276
18 0.006660201 80 0.029942274 142 0.053762815
19 0.007031510 81 0.030322171 143 0.054151498
20 0.007402956 82 0.030702208 144 0.054540325
21 0.007774539 83 0.031082385 145 0.054929294
22 0.008146260 84 0.031462702 146 0.055318408
23 0.008518117 85 0.031843159 147 0.055707665
24 0.008890111 86 0.032223757 148 0.056097065
25 0.009262243 87 0.032604496 149 0.056486609
26 0.009634512 88 0.032985374 150 0.056876297
27 0.010006918 89 0.033366393 151 0.057266128
28 0.010379461 90 0.033747553 152 0.057656103
29 0.010752142 91 0.034128854 153 0.058046222
30 0.011124961 92 0.034510295 154 0.058436485
31 0.011497917 93 0.034891876 155 0.058826892
32 0.011871010 94 0.035273599 156 0.059217443
33 0.012244241 95 0.035655462 157 0.059608138
34 0.012617610 96 0.036037466 158 0.059998977
35 0.012991117 97 0.036419611 159 0.060389960
36 0.013364761 98 0.036801897 160 0.060781088
37 0.013738543 99 0.037184324 161 0.061172359
38 0.014112463 100 0.037566892 162 0.061563775
39 0.014486521 101 0.037949601 163 0.061955336
40 0.014860717 102 0.038332451 164 0.062347041
41 0.015235050 103 0.038715443 165 0.062738890
42 0.015609522 104 0.039098575 166 0.063130884
43 0.015984132 105 0.039481849 167 0.063523022
44 0.016358881 106 0.039865265 168 0.063915305
45 0.016733767 107 0.040248822 169 0.064307733
46 0.017108792 108 0.040632520 170 0.064700306
47 0.017483955 109 0.041016360 171 0.065093023
48 0.017859256 110 0.041400341 172 0.065485885
49 0.018234696 111 0.041784464 173 0.065878892
50 0.018610275 112 0.042168729 174 0.066272044
51 0.018985992 113 0.042553136 175 0.066665341
52 0.019361847 114 0.042937684 176 0.067058784
53 0.019737841 115 0.043322374 177 0.067452371
54 0.020113974 116 0.043707206 178 0.067846103
55 0.020490246 117 0.044092180 179 0.068239981
56 0.020866656 118 0.044477296 180 0.068634004
57 0.021243205 119 0.044862554 181 0.069028172
58 0.021619893 120 0.045247954 182 0.069422486
59 0.021996720 121 0.045633496 183 0.069816945
60 0.022373686 122 0.046019181 184 0.070211549
61 0.022750791 123 0.046405008
62 0.023128035 124 0.046790977
TABLE 81--14.0% COMPOUND RATE--184 DAYS
Days Factor Days Factor Days Factor
1 0.000382514 63 0.024386353 125 0.048966155
2 0.000765174 64 0.024778194 126 0.049367399
3 0.001147980 65 0.025170186 127 0.049768797
4 0.001530933 66 0.025562328 128 0.050170348
5 0.001914032 67 0.025954619 129 0.050572052
6 0.002297278 68 0.026347061 130 0.050973910
7 0.002680670 69 0.026739653 131 0.051375922
8 0.003064209 70 0.027132395 132 0.051778088
9 0.003447895 71 0.027525287 133 0.052180407
10 0.003831728 72 0.027918329 134 0.052582881
11 0.004215707 73 0.028311522 135 0.052985508
12 0.004599833 74 0.028704865 136 0.053388289
13 0.004984106 75 0.029098359 137 0.053791225
14 0.005368526 76 0.029492003 138 0.054194314
15 0.005753094 77 0.029885798 139 0.054597558
16 0.006137808 78 0.030279743 140 0.055000956
17 0.006522669 79 0.030673839 141 0.055404508
18 0.006907678 80 0.031068086 142 0.055808215
19 0.007292834 81 0.031462484 143 0.056212076
20 0.007678137 82 0.031857032 144 0.056616091
21 0.008063588 83 0.032251732 145 0.057020262
22 0.008449186 84 0.032646582 146 0.057424586
23 0.008834932 85 0.033041583 147 0.057829066
24 0.009220825 86 0.033436736 148 0.058233700
25 0.009606866 87 0.033832040 149 0.058638488
26 0.009993054 88 0.034227494 150 0.059043432
27 0.010379390 89 0.034623101 151 0.059448531
28 0.010765874 90 0.035018858 152 0.059853784
29 0.011152506 91 0.035414767 153 0.060259193
30 0.011539285 92 0.035810827 154 0.060664756
31 0.011926213 93 0.036207039 155 0.061070475
32 0.012313289 94 0.036603402 156 0.061476349
33 0.012700512 95 0.036999917 157 0.061882378
34 0.013087884 96 0.037396584 158 0.062288563
35 0.013475404 97 0.037793402 159 0.062694903
36 0.013863072 98 0.038190373 160 0.063101398
37 0.014250889 99 0.038587495 161 0.063508049
38 0.014638853 100 0.038984768 162 0.063914855
39 0.015026967 101 0.039382194 163 0.064321817
40 0.015415228 102 0.039779772 164 0.064728935
41 0.015803639 103 0.040177502 165 0.065136208
42 0.016192197 104 0.040575384 166 0.065543637
43 0.016580905 105 0.040973419 167 0.065951222
44 0.016969761 106 0.041371605 168 0.066358963
45 0.017358766 107 0.041769944 169 0.066766860
46 0.017747919 108 0.042168435 170 0.067174913
47 0.018137222 109 0.042567079 171 0.067583122
48 0.018526673 110 0.042965875 172 0.067991487
49 0.018916274 111 0.043364824 173 0.068400009
50 0.019306023 112 0.043763925 174 0.068808686
51 0.019695921 113 0.044163179 175 0.069217520
52 0.020085969 114 0.044562586 176 0.069626510
53 0.020476166 115 0.044962145 177 0.070035657
54 0.020866512 116 0.045361857 178 0.070444960
55 0.021257007 117 0.045761723 179 0.070854420
56 0.021647652 118 0.046161741 180 0.071264037
57 0.022038446 119 0.046561912 181 0.071673810
58 0.022429390 120 0.046962236 182 0.072083740
59 0.022820483 121 0.047362713 183 0.072493826
60 0.023211726 122 0.047763344 184 0.072904070
61 0.023603118 123 0.048164128
62 0.023994661 124 0.048565065
TABLE 82--14.5% COMPOUND RATE--184 DAYS
Days Factor Days Factor Days Factor
1 0.000396175 63 0.025268033 125 0.050758255
2 0.000792507 64 0.025674218 126 0.051174539
3 0.001188996 65 0.026080564 127 0.051590988
4 0.001585641 66 0.026487072 128 0.052007602
5 0.001982444 67 0.026893740 129 0.052424380
6 0.002379405 68 0.027300570 130 0.052841325
7 0.002776522 69 0.027707560 131 0.053258434
8 0.003173797 70 0.028114712 132 0.053675708
9 0.003571229 71 0.028522025 133 0.054093148
10 0.003968819 72 0.028929500 134 0.054510753
11 0.004366566 73 0.029337136 135 0.054928524
12 0.004764471 74 0.029744933 136 0.055346460
13 0.005162533 75 0.030152892 137 0.055764562
14 0.005560754 76 0.030561013 138 0.056182829
15 0.005959132 77 0.030969296 139 0.056601262
16 0.006357667 78 0.031377740 140 0.057019861
17 0.006756361 79 0.031786346 141 0.057438626
18 0.007155212 80 0.032195113 142 0.057857557
19 0.007554222 81 0.032604043 143 0.058276653
20 0.007953390 82 0.033013135 144 0.058695916
21 0.008352715 83 0.033422389 145 0.059115344
22 0.008752199 84 0.033831805 146 0.059534939
23 0.009151842 85 0.034241383 147 0.059954700
24 0.009551642 86 0.034651123 148 0.060374628
25 0.009951601 87 0.035061026 149 0.060794722
26 0.010351719 88 0.035471091 150 0.061214982
27 0.010751995 89 0.035881319 151 0.061635409
28 0.011152429 90 0.036291709 152 0.062056002
29 0.011553022 91 0.036702262 153 0.062476762
30 0.011953774 92 0.037112977 154 0.062897688
31 0.012354685 93 0.037523855 155 0.063318782
32 0.012755754 94 0.037934896 156 0.063740042
33 0.013156983 95 0.038346100 157 0.064161469
34 0.013558370 96 0.038757466 158 0.064583063
35 0.013959916 97 0.039168996 159 0.065004824
36 0.014361622 98 0.039580689 160 0.065426752
37 0.014763486 99 0.039992544 161 0.065848847
38 0.015165510 100 0.040404563 162 0.066271110
39 0.015567693 101 0.040816745 163 0.066693540
40 0.015970036 102 0.041229091 164 0.067116137
41 0.016372537 103 0.041641600 165 0.067538901
42 0.016775199 104 0.042054272 166 0.067961834
43 0.017178019 105 0.042467108 167 0.068384933
44 0.017581000 106 0.042880107 168 0.068808200
45 0.017984140 107 0.043293270 169 0.069231635
46 0.018387440 108 0.043706596 170 0.069655238
47 0.018790899 109 0.044120087 171 0.070079009
48 0.019194518 110 0.044533741 172 0.070502947
49 0.019598298 111 0.044947559 173 0.070927053
50 0.020002237 112 0.045361541 174 0.071351328
51 0.020406336 113 0.045775687 175 0.071775770
52 0.020810595 114 0.046189997 176 0.072200381
53 0.021215015 115 0.046604471 177 0.072625160
54 0.021619595 116 0.047019109 178 0.073050107
55 0.022024335 117 0.047433912 179 0.073475222
56 0.022429235 118 0.047848879 180 0.073900506
57 0.022834296 119 0.048264010 181 0.074325959
58 0.023239517 120 0.048679306 182 0.074751580
59 0.023644899 121 0.049094767 183 0.075177369
60 0.024050441 122 0.049510392 184 0.075603327
61 0.024456144 123 0.049926181
62 0.024862008 124 0.050342136
TABLE 83--15.0% COMPOUND RATE--184 DAYS
Days Factor Days Factor Days Factor
1 0.000409836 63 0.026150459 125 0.052553391
2 0.000819840 64 0.026571013 126 0.052984765
3 0.001230012 65 0.026991739 127 0.053416317
4 0.001640352 66 0.027412637 128 0.053848045
5 0.002050861 67 0.027833708 129 0.054279950
6 0.002461537 68 0.028254951 130 0.054712031
7 0.002872382 69 0.028676367 131 0.055144291
8 0.003283395 70 0.029097956 132 0.055576727
9 0.003694577 71 0.029519717 133 0.056009340
10 0.004105927 72 0.029941652 134 0.056442131
11 0.004517446 73 0.030363759 135 0.056875099
12 0.004929134 74 0.030786039 136 0.057308244
13 0.005340990 75 0.031208492 137 0.057741568
14 0.005753015 76 0.031631119 138 0.058175068
15 0.006165209 77 0.032053918 139 0.058608746
16 0.006577572 78 0.032476891 140 0.059042603
17 0.006990103 79 0.032900038 141 0.059476636
18 0.007402804 80 0.033323357 142 0.059910848
19 0.007815674 81 0.033746850 143 0.060345238
20 0.008228713 82 0.034170517 144 0.060779806
21 0.008641922 83 0.034594358 145 0.061214551
22 0.009055300 84 0.035018372 146 0.061649475
23 0.009468847 85 0.035442559 147 0.062084578
24 0.009882564 86 0.035866921 148 0.062519858
25 0.010296450 87 0.036291457 149 0.062955317
26 0.010710506 88 0.036716166 150 0.063390955
27 0.011124732 89 0.037141050 151 0.063826770
28 0.011539127 90 0.037566108 152 0.064262765
29 0.011953692 91 0.037991340 153 0.064698938
30 0.012368427 92 0.038416746 154 0.065135290
31 0.012783332 93 0.038842327 155 0.065571821
32 0.013198407 94 0.039268082 156 0.066008531
33 0.013613653 95 0.039694011 157 0.066445420
34 0.014029068 96 0.040120115 158 0.066882488
35 0.014444654 97 0.040546394 159 0.067319734
36 0.014860410 98 0.040972848 160 0.067757161
37 0.015276336 99 0.041399476 161 0.068194766
38 0.015692433 100 0.041826279 162 0.068632551
39 0.016108701 101 0.042253257 163 0.069070515
40 0.016525139 102 0.042680410 164 0.069508658
41 0.016941747 103 0.043107738 165 0.069946982
42 0.017358527 104 0.043535241 166 0.070385485
43 0.017775477 105 0.043962919 167 0.070824167
44 0.018192598 106 0.044390773 168 0.071263030
45 0.018609890 107 0.044818802 169 0.071702072
46 0.019027353 108 0.045247007 170 0.072141294
47 0.019444987 109 0.045675386 171 0.072580696
48 0.019862792 110 0.046103942 172 0.073020278
49 0.020280769 111 0.046532673 173 0.073460041
50 0.020698917 112 0.046961580 174 0.073899983
51 0.021117236 113 0.047390663 175 0.074340106
52 0.021535727 114 0.047819921 176 0.074780410
53 0.021954389 115 0.048249355 177 0.075220893
54 0.022373223 116 0.048678966 178 0.075661558
55 0.022792228 117 0.049108752 179 0.076102403
56 0.023211405 118 0.049538715 180 0.076543428
57 0.023630754 119 0.049968854 181 0.076984635
58 0.024050275 120 0.050399169 182 0.077426022
59 0.024469968 121 0.050829660 183 0.077867590
60 0.024889833 122 0.051260328 184 0.078309339
61 0.025309869 123 0.051691173
62 0.025730078 124 0.052122194
TABLE 84--15.5% COMPOUND RATE--184 DAYS
Days Factor Days Factor Days Factor
1 0.000423497 63 0.027033634 125 0.054351570
2 0.000847174 64 0.027468580 126 0.054798085
3 0.001271030 65 0.027903710 127 0.055244789
4 0.001695065 66 0.028339024 128 0.055691682
5 0.002119281 67 0.028774523 129 0.056138765
6 0.002543675 68 0.029210206 130 0.056586037
7 0.002968250 69 0.029646074 131 0.057033498
8 0.003393004 70 0.030082126 132 0.057481149
9 0.003817938 71 0.030518363 133 0.057928989
10 0.004243053 72 0.030954785 134 0.058377019
11 0.004668347 73 0.031391391 135 0.058825239
12 0.005093821 74 0.031828183 136 0.059273649
13 0.005519476 75 0.032265159 137 0.059722248
14 0.005945310 76 0.032702321 138 0.060171038
15 0.006371325 77 0.033139667 139 0.060620017
16 0.006797521 78 0.033577199 140 0.061069187
17 0.007223897 79 0.034014916 141 0.061518547
18 0.007650453 80 0.034452819 142 0.061968097
19 0.008077191 81 0.034890907 143 0.062417837
20 0.008504109 82 0.035329180 144 0.062867769
21 0.008931207 83 0.035767639 145 0.063317890
22 0.009358487 84 0.036206284 146 0.063768202
23 0.009785947 85 0.036645115 147 0.064218705
24 0.010213589 86 0.037084131 148 0.064669399
25 0.010641412 87 0.037523333 149 0.065120284
26 0.011069416 88 0.037962722 150 0.065571359
27 0.011497601 89 0.038402296 151 0.066022626
28 0.011925967 90 0.038842056 152 0.066474083
29 0.012354515 91 0.039282003 153 0.066925732
30 0.012783245 92 0.039722136 154 0.067377572
31 0.013212155 93 0.040162456 155 0.067829604
32 0.013641248 94 0.040602962 156 0.068281827
33 0.014070522 95 0.041043654 157 0.068734241
34 0.014499978 96 0.041484533 158 0.069186847
35 0.014929616 97 0.041925599 159 0.069639645
36 0.015359436 98 0.042366852 160 0.070092634
37 0.015789438 99 0.042808291 161 0.070545816
38 0.016219622 100 0.043249918 162 0.070999189
39 0.016649989 101 0.043691731 163 0.071452754
40 0.017080537 102 0.044133732 164 0.071906511
41 0.017511268 103 0.044575920 165 0.072360461
42 0.017942181 104 0.045018295 166 0.072814603
43 0.018373277 105 0.045460857 167 0.073268937
44 0.018804555 106 0.045903607 168 0.073723463
45 0.019236016 107 0.046346544 169 0.074178182
46 0.019667660 108 0.046789669 170 0.074633094
47 0.020099486 109 0.047232982 171 0.075088198
48 0.020531496 110 0.047676482 172 0.075543495
49 0.020963688 111 0.048120170 173 0.075998984
50 0.021396063 112 0.048564046 174 0.076454667
51 0.021828622 113 0.049008110 175 0.076910543
52 0.022261363 114 0.049452362 176 0.077366611
53 0.022694288 115 0.049896803 177 0.077822873
54 0.023127396 116 0.050341431 178 0.078279328
55 0.023560688 117 0.050786248 179 0.078735977
56 0.023994163 118 0.051231253 180 0.079192818
57 0.024427822 119 0.051676446 181 0.079649854
58 0.024861664 120 0.052121829 182 0.080107082
59 0.025295690 121 0.052567399 183 0.080564505
60 0.025729900 122 0.053013159 184 0.081022121
61 0.026164294 123 0.053459107
62 0.026598872 124 0.053905244
TABLE 85--16.0% COMPOUND RATE--184 DAYS
Days Factor Days Factor Days Factor
1 0.000437158 63 0.027917556 125 0.056152796
2 0.000874508 64 0.028366919 126 0.056614502
3 0.001312049 65 0.028816478 127 0.057076410
4 0.001749781 66 0.029266234 128 0.057538520
5 0.002187704 67 0.029716187 129 0.058000832
6 0.002625819 68 0.030166336 130 0.058463346
7 0.003064125 69 0.030616682 131 0.058926062
8 0.003502623 70 0.031067224 132 0.059388981
9 0.003941313 71 0.031517964 133 0.059852102
10 0.004380195 72 0.031968901 134 0.060315425
11 0.004819268 73 0.032420035 135 0.060778951
12 0.005258533 74 0.032871366 136 0.061242679
13 0.005697990 75 0.033322895 137 0.061706610
14 0.006137640 76 0.033774620 138 0.062170745
15 0.006577481 77 0.034226544 139 0.062635081
16 0.007017515 78 0.034678665 140 0.063099621
17 0.007457742 79 0.035130983 141 0.063564364
18 0.007898160 80 0.035583500 142 0.064029311
19 0.008338771 81 0.036036214 143 0.064494460
20 0.008779575 82 0.036489126 144 0.064959813
21 0.009220572 83 0.036942236 145 0.065425369
22 0.009661761 84 0.037395544 146 0.065891129
23 0.010103143 85 0.037849050 147 0.066357092
24 0.010544718 86 0.038302754 148 0.066823259
25 0.010986487 87 0.038756657 149 0.067289630
26 0.011428448 88 0.039210759 150 0.067756205
27 0.011870602 89 0.039665058 151 0.068222983
28 0.012312950 90 0.040119557 152 0.068689966
29 0.012755491 91 0.040574254 153 0.069157153
30 0.013198226 92 0.041029150 154 0.069624544
31 0.013641154 93 0.041484244 155 0.070092139
32 0.014084276 94 0.041939538 156 0.070559939
33 0.014527592 95 0.042395031 157 0.071027944
34 0.014971101 96 0.042850723 158 0.071496152
35 0.015414804 97 0.043306614 159 0.071964566
36 0.015858701 98 0.043762704 160 0.072433184
37 0.016302793 99 0.044218994 161 0.072902008
38 0.016747078 100 0.044675483 162 0.073371036
39 0.017191558 101 0.045132172 163 0.073840269
40 0.017636231 102 0.045589060 164 0.074309708
41 0.018081100 103 0.046046148 165 0.074779351
42 0.018526163 104 0.046503436 166 0.075249200
43 0.018971420 105 0.046960924 167 0.075719254
44 0.019416872 106 0.047418612 168 0.076189514
45 0.019862519 107 0.047876500 169 0.076659979
46 0.020308360 108 0.048334588 170 0.077130651
47 0.020754397 109 0.048792876 171 0.077601527
48 0.021200628 110 0.049251365 172 0.078072610
49 0.021647054 111 0.049710054 173 0.078543899
50 0.022093676 112 0.050168943 174 0.079015393
51 0.022540493 113 0.050628034 175 0.079487094
52 0.022987505 114 0.051087325 176 0.079959001
53 0.023434713 115 0.051546816 177 0.080431114
54 0.023882116 116 0.052006509 178 0.080903434
55 0.024329715 117 0.052466403 179 0.081375960
56 0.024777509 118 0.052926497 180 0.081848692
57 0.025225499 119 0.053386793 181 0.082321632
58 0.025673685 120 0.053847290 182 0.082794778
59 0.026122067 121 0.054307988 183 0.083268131
60 0.026570645 122 0.054768888 184 0.083741690
61 0.027019419 123 0.055229989
62 0.027468390 124 0.055691292
TABLE 86--16.5% COMPOUND RATE--184 DAYS
Days Factor Days Factor Days Factor
1 0.000450820 63 0.028802227 125 0.057957075
2 0.000901843 64 0.029266031 126 0.058434022
3 0.001353069 65 0.029730045 127 0.058911185
4 0.001804498 66 0.030194267 128 0.059388563
5 0.002256132 67 0.030658699 129 0.059866157
6 0.002707968 68 0.031123340 130 0.060343965
7 0.003160009 69 0.031588191 131 0.060821989
8 0.003612253 70 0.032053251 132 0.061300228
9 0.004064701 71 0.032518521 133 0.061778683
10 0.004517353 72 0.032984001 134 0.062257354
11 0.004970210 73 0.033449690 135 0.062736241
12 0.005423270 74 0.033915590 136 0.063215343
13 0.005876535 75 0.034381699 137 0.063694661
14 0.006330003 76 0.034848019 138 0.064174196
15 0.006783677 77 0.035314549 139 0.064653947
16 0.007237555 78 0.035781289 140 0.065133914
17 0.007691637 79 0.036248240 141 0.065614097
18 0.008145924 80 0.036715401 142 0.066094497
19 0.008600416 81 0.037182772 143 0.066575113
20 0.009055113 82 0.037650355 144 0.067055946
21 0.009510015 83 0.038118148 145 0.067536996
22 0.009965122 84 0.038586152 146 0.068018263
23 0.010420434 85 0.039054367 147 0.068499746
24 0.010875952 86 0.039522793 148 0.068981447
25 0.011331675 87 0.039991431 149 0.069463365
26 0.011787603 88 0.040460279 150 0.069945500
27 0.012243737 89 0.040929339 151 0.070427852
28 0.012700076 90 0.041398611 152 0.070910422
29 0.013156621 91 0.041868094 153 0.071393210
30 0.013613372 92 0.042337788 154 0.071876215
31 0.014070329 93 0.042807695 155 0.072359438
32 0.014527492 94 0.043277813 156 0.072842879
33 0.014984861 95 0.043748143 157 0.073326537
34 0.015442436 96 0.044218685 158 0.073810414
35 0.015900217 97 0.044689439 159 0.074294509
36 0.016358205 98 0.045160406 160 0.074778822
37 0.016816399 99 0.045631585 161 0.075263353
38 0.017274800 100 0.046102976 162 0.075748103
39 0.017733408 101 0.046574580 163 0.076233072
40 0.018192222 102 0.047046396 164 0.076718259
41 0.018651243 103 0.047518425 165 0.077203664
42 0.019110471 104 0.047990667 166 0.077689289
43 0.019569906 105 0.048463122 167 0.078175133
44 0.020029548 106 0.048935790 168 0.078661195
45 0.020489398 107 0.049408671 169 0.079147477
46 0.020949454 108 0.049881765 170 0.079633978
47 0.021409718 109 0.050355072 171 0.080120698
48 0.021870190 110 0.050828593 172 0.080607638
49 0.022330869 111 0.051302327 173 0.081094797
50 0.022791756 112 0.051776275 174 0.081582176
51 0.023252851 113 0.052250436 175 0.082069774
52 0.023714153 114 0.052724812 176 0.082557592
53 0.024175664 115 0.053199401 177 0.083045631
54 0.024637382 116 0.053674204 178 0.083533889
55 0.025099309 117 0.054149221 179 0.084022367
56 0.025561444 118 0.054624452 180 0.084511066
57 0.026023787 119 0.055099897 181 0.084999985
58 0.026486339 120 0.055575557 182 0.085489124
59 0.026949099 121 0.056051431 183 0.085978484
60 0.027412068 122 0.056527520 184 0.086468065
61 0.027875245 123 0.057003824
62 0.028338632 124 0.057480342
TABLE 87--17.0% COMPOUND RATE--184 DAYS
Days Factor Days Factor Days Factor
1 0.000464481 63 0.029687647 125 0.059764411
2 0.000929177 64 0.030165918 126 0.060256651
3 0.001394090 65 0.030644410 127 0.060749120
4 0.001859218 66 0.031123125 128 0.061241818
5 0.002324563 67 0.031602062 129 0.061734744
6 0.002790123 68 0.032081221 130 0.062227900
7 0.003255900 69 0.032560603 131 0.062721284
8 0.003721893 70 0.033040208 132 0.063214898
9 0.004188103 71 0.033520035 133 0.063708741
10 0.004654529 72 0.034000085 134 0.064202813
11 0.005121172 73 0.034480359 135 0.064697115
12 0.005588032 74 0.034960855 136 0.065191647
13 0.006055108 75 0.035441574 137 0.065686408
14 0.006522401 76 0.035922517 138 0.066181399
15 0.006989912 77 0.036403683 139 0.066676620
16 0.007457639 78 0.036885073 140 0.067172071
17 0.007925584 79 0.037366686 141 0.067667752
18 0.008393746 80 0.037848523 142 0.068163663
19 0.008862126 81 0.038330584 143 0.068659804
20 0.009330723 82 0.038812869 144 0.069156176
21 0.009799538 83 0.039295378 145 0.069652779
22 0.010268570 84 0.039778110 146 0.070149612
23 0.010737821 85 0.040261068 147 0.070646676
24 0.011207289 86 0.040744249 148 0.071143971
25 0.011676976 87 0.041227655 149 0.071641497
26 0.012146880 88 0.041711285 150 0.072139254
27 0.012617003 89 0.042195140 151 0.072637242
28 0.013087344 90 0.042679220 152 0.073135462
29 0.013557904 91 0.043163524 153 0.073633913
30 0.014028682 92 0.043648054 154 0.074132595
31 0.014499679 93 0.044132808 155 0.074631509
32 0.014970895 94 0.044617788 156 0.075130655
33 0.015442330 95 0.045102993 157 0.075630033
34 0.015913983 96 0.045588423 158 0.076129642
35 0.016385856 97 0.046074079 159 0.076629484
36 0.016857947 98 0.046559961 160 0.077129558
37 0.017330259 99 0.047046068 161 0.077629864
38 0.017802789 100 0.047532401 162 0.078130402
39 0.018275539 101 0.048018959 163 0.078631173
40 0.018748508 102 0.048505744 164 0.079132177
41 0.019221698 103 0.048992755 165 0.079633413
42 0.019695107 104 0.049479992 166 0.080134882
43 0.020168735 105 0.049967455 167 0.080636584
44 0.020642584 106 0.050455145 168 0.081138519
45 0.021116653 107 0.050943062 169 0.081640687
46 0.021590942 108 0.051431204 170 0.082143089
47 0.022065452 109 0.051919574 171 0.082645723
48 0.022540182 110 0.052408171 172 0.083148592
49 0.023015132 111 0.052896994 173 0.083651693
50 0.023490303 112 0.053386045 174 0.084155029
51 0.023965695 113 0.053875322 175 0.084658598
52 0.024441307 114 0.054364827 176 0.085162401
53 0.024917141 115 0.054854560 177 0.085666438
54 0.025393195 116 0.055344519 178 0.086170710
55 0.025869471 117 0.055834707 179 0.086675215
56 0.026345967 118 0.056325122 180 0.087179955
57 0.026822685 119 0.056815765 181 0.087684929
58 0.027299625 120 0.057306635 182 0.088190138
59 0.027776786 121 0.057797734 183 0.088695582
60 0.028254169 122 0.058289061 184 0.089201260
61 0.028731773 123 0.058780616
62 0.029209599 124 0.059272399
TABLE 88--17.5% COMPOUND RATE--184 DAYS
Days Factor Days Factor Days Factor
1 0.000478142 63 0.030573818 125 0.061574810
2 0.000956513 64 0.031066578 126 0.062082394
3 0.001435112 65 0.031559575 127 0.062590220
4 0.001913940 66 0.032052807 128 0.063098289
5 0.002392998 67 0.032546275 129 0.063606601
6 0.002872284 68 0.033039978 130 0.064115156
7 0.003351799 69 0.033533918 131 0.064623954
8 0.003831544 70 0.034028094 132 0.065132996
9 0.004311518 71 0.034522507 133 0.065642281
10 0.004791722 72 0.035017155 134 0.066151809
11 0.005272155 73 0.035512041 135 0.066661581
12 0.005752818 74 0.036007162 136 0.067171597
13 0.006233711 75 0.036502521 137 0.067681857
14 0.006714833 76 0.036998117 138 0.068192360
15 0.007196186 77 0.037493949 139 0.068703108
16 0.007677769 78 0.037990019 140 0.069214100
17 0.008159582 79 0.038486325 141 0.069725336
18 0.008641626 80 0.038982869 142 0.070236817
19 0.009123900 81 0.039479651 143 0.070748542
20 0.009606404 82 0.039976670 144 0.071260512
21 0.010089139 83 0.040473926 145 0.071772727
22 0.010572106 84 0.040971421 146 0.072285186
23 0.011055303 85 0.041469153 147 0.072797891
24 0.011538731 86 0.041967123 148 0.073310841
25 0.012022390 87 0.042465331 149 0.073824036
26 0.012506280 88 0.042963778 150 0.074337476
27 0.012990402 89 0.043462463 151 0.074851162
28 0.013474756 90 0.043961386 152 0.075365094
29 0.013959341 91 0.044460548 153 0.075879271
30 0.014444157 92 0.044959948 154 0.076393694
31 0.014929206 93 0.045459588 155 0.076908363
32 0.015414486 94 0.045959466 156 0.077423279
33 0.015899998 95 0.046459583 157 0.077938440
34 0.016385743 96 0.046959940 158 0.078453848
35 0.016871720 97 0.047460535 159 0.078969502
36 0.017357929 98 0.047961370 160 0.079485403
37 0.017844370 99 0.048462445 161 0.080001550
38 0.018331045 100 0.048963759 162 0.080517944
39 0.018817952 101 0.049465312 163 0.081034585
40 0.019305091 102 0.049967106 164 0.081551473
41 0.019792464 103 0.050469139 165 0.082068609
42 0.020280070 104 0.050971413 166 0.082585991
43 0.020767909 105 0.051473926 167 0.083103621
44 0.021255981 106 0.051976680 168 0.083621498
45 0.021744286 107 0.052479675 169 0.084139624
46 0.022232825 108 0.052982909 170 0.084657996
47 0.022721598 109 0.053486385 171 0.085176617
48 0.023210604 110 0.053990101 172 0.085695486
49 0.023699844 111 0.054494058 173 0.086214602
50 0.024189318 112 0.054998256 174 0.086733967
51 0.024679026 113 0.055502695 175 0.087253580
52 0.025168968 114 0.056007375 176 0.087773442
53 0.025659144 115 0.056512297 177 0.088293552
54 0.026149555 116 0.057017460 178 0.088813911
55 0.026640200 117 0.057522864 179 0.089334519
56 0.027131080 118 0.058028511 180 0.089855376
57 0.027622195 119 0.058534399 181 0.090376481
58 0.028113544 120 0.059040528 182 0.090897836
59 0.028605129 121 0.059546900 183 0.091419440
60 0.029096948 122 0.060053514 184 0.091941294
61 0.029589003 123 0.060560370
62 0.030081292 124 0.061067469
TABLE 89--18.0% COMPOUND RATE--184 DAYS
Days Factor Days Factor Days Factor
1 0.000491803 63 0.031460738 125 0.063388277
2 0.000983848 64 0.031968014 126 0.063911255
3 0.001476136 65 0.032475539 127 0.064434490
4 0.001968665 66 0.032983314 128 0.064957982
5 0.002461436 67 0.033491339 129 0.065481732
6 0.002954450 68 0.033999613 130 0.066005739
7 0.003447706 69 0.034508138 131 0.066530005
8 0.003941205 70 0.035016912 132 0.067054527
9 0.004434947 71 0.035525937 133 0.067579308
10 0.004928931 72 0.036035212 134 0.068104347
11 0.005423159 73 0.036544737 135 0.068629645
12 0.005917629 74 0.037054514 136 0.069155200
13 0.006412343 75 0.037564540 137 0.069681014
14 0.006907299 76 0.038074818 138 0.070207087
15 0.007402500 77 0.038585347 139 0.070733418
16 0.007897944 78 0.039096126 140 0.071260008
17 0.008393631 79 0.039607157 141 0.071786858
18 0.008889562 80 0.040118439 142 0.072313966
19 0.009385738 81 0.040629973 143 0.072841333
20 0.009882157 82 0.041141758 144 0.073368960
21 0.010378820 83 0.041653795 145 0.073896847
22 0.010875728 84 0.042166084 146 0.074424993
23 0.011372880 85 0.042678625 147 0.074953398
24 0.011870276 86 0.043191417 148 0.075482064
25 0.012367917 87 0.043704462 149 0.076010990
26 0.012865803 88 0.044217760 150 0.076540175
27 0.013363934 89 0.044731309 151 0.077069621
28 0.013862310 90 0.045245112 152 0.077599328
29 0.014360931 91 0.045759167 153 0.078129295
30 0.014859797 92 0.046273474 154 0.078659522
31 0.015358908 93 0.046788035 155 0.079190010
32 0.015858265 94 0.047302849 156 0.079720760
33 0.016357867 95 0.047817916 157 0.080251770
34 0.016857715 96 0.048333236 158 0.080783041
35 0.017357809 97 0.048848810 159 0.081314574
36 0.017858149 98 0.049364637 160 0.081846368
37 0.018358735 99 0.049880718 161 0.082378423
38 0.018859567 100 0.050397053 162 0.082910741
39 0.019360646 101 0.050913642 163 0.083443320
40 0.019861971 102 0.051430484 164 0.083976161
41 0.020363542 103 0.051947581 165 0.084509264
42 0.020865360 104 0.052464933 166 0.085042629
43 0.021367425 105 0.052982538 167 0.085576256
44 0.021869737 106 0.053500399 168 0.086110146
45 0.022372296 107 0.054018514 169 0.086644299
46 0.022875102 108 0.054536883 170 0.087178714
47 0.023378155 109 0.055055508 171 0.087713392
48 0.023881456 110 0.055574388 172 0.088248333
49 0.024385004 111 0.056093523 173 0.088783537
50 0.024888800 112 0.056612913 174 0.089319005
51 0.025392844 113 0.057132559 175 0.089854735
52 0.025897135 114 0.057652460 176 0.090390729
53 0.026401675 115 0.058172617 177 0.090926987
54 0.026906463 116 0.058693030 178 0.091463509
55 0.027411499 117 0.059213698 179 0.092000294
56 0.027916783 118 0.059734623 180 0.092537343
57 0.028422316 119 0.060255804 181 0.093074657
58 0.028928097 120 0.060777241 182 0.093612234
59 0.029434128 121 0.061298935 183 0.094150077
60 0.029940407 122 0.061820885 184 0.094688183
61 0.030446935 123 0.062343092
62 0.030953712 124 0.062865556
TABLE 90--18.5% COMPOUND RATE--184 DAYS
Days Factor Days Factor Days Factor
1 0.000505464 63 0.032348410 125 0.065204817
2 0.001011184 64 0.032870226 126 0.065743240
3 0.001517160 65 0.033392305 127 0.066281936
4 0.002023391 66 0.033914648 128 0.066820903
5 0.002529879 67 0.034437255 129 0.067360143
6 0.003036622 68 0.034960126 130 0.067899656
7 0.003543621 69 0.035483262 131 0.068439441
8 0.004050877 70 0.036006662 132 0.068979499
9 0.004558389 71 0.036530327 133 0.069519831
10 0.005066158 72 0.037054256 134 0.070060435
11 0.005574183 73 0.037578450 135 0.070601312
12 0.006082465 74 0.038102909 136 0.071142463
13 0.006591004 75 0.038627633 137 0.071683888
14 0.007099800 76 0.039152623 138 0.072225586
15 0.007608853 77 0.039677877 139 0.072767558
16 0.008118163 78 0.040203398 140 0.073309804
17 0.008627731 79 0.040729183 141 0.073852324
18 0.009137557 80 0.041255235 142 0.074395118
19 0.009647640 81 0.041781553 143 0.074938187
20 0.010157981 82 0.042308136 144 0.075481530
21 0.010668580 83 0.042834986 145 0.076025147
22 0.011179437 84 0.043362102 146 0.076569040
23 0.011690552 85 0.043889484 147 0.077113207
24 0.012201926 86 0.044417133 148 0.077657650
25 0.012713558 87 0.044945049 149 0.078202367
26 0.013225449 88 0.045473232 150 0.078747360
27 0.013737598 89 0.046001681 151 0.079292629
28 0.014250007 90 0.046530398 152 0.079838173
29 0.014762674 91 0.047059382 153 0.080383993
30 0.015275601 92 0.047588633 154 0.080930089
31 0.015788786 93 0.048118152 155 0.081476460
32 0.016302231 94 0.048647939 156 0.082023108
33 0.016815936 95 0.049177993 157 0.082570032
34 0.017329901 96 0.049708315 158 0.083117233
35 0.017844125 97 0.050238906 159 0.083664710
36 0.018358609 98 0.050769764 160 0.084212465
37 0.018873353 99 0.051300891 161 0.084760495
38 0.019388357 100 0.051832286 162 0.085308803
39 0.019903622 101 0.052363950 163 0.085857388
40 0.020419147 102 0.052895882 164 0.086406251
41 0.020934932 103 0.053428084 165 0.086955390
42 0.021450979 104 0.053960554 166 0.087504808
43 0.021967286 105 0.054493294 167 0.088054503
44 0.022483854 106 0.055026303 168 0.088604476
45 0.023000683 107 0.055559581 169 0.089154727
46 0.023517774 108 0.056093129 170 0.089705256
47 0.024035126 109 0.056626947 171 0.090256063
48 0.024552739 110 0.057161034 172 0.090807149
49 0.025070614 111 0.057695391 173 0.091358513
50 0.025588751 112 0.058230019 174 0.091910156
51 0.026107150 113 0.058764917 175 0.092462078
52 0.026625810 114 0.059300085 176 0.093014279
53 0.027144733 115 0.059835523 177 0.093566758
54 0.027663918 116 0.060371232 178 0.094119518
55 0.028183366 117 0.060907212 179 0.094672556
56 0.028703076 118 0.061443463 180 0.095225874
57 0.029223049 119 0.061979985 181 0.095779472
58 0.029743285 120 0.062516778 182 0.096333350
59 0.030263783 121 0.063053843 183 0.096887507
60 0.030784545 122 0.063591179 184 0.097441945
61 0.031305570 123 0.064128787
62 0.031826858 124 0.064666666
TABLE 91--19.0% COMPOUND RATE--184 DAYS
Days Factor Days Factor Days Factor
1 0.000519126 63 0.033236834 125 0.067024435
2 0.001038521 64 0.033773214 126 0.067578355
3 0.001558186 65 0.034309872 127 0.068132562
4 0.002078120 66 0.034846809 128 0.068687057
5 0.002598325 67 0.035384024 129 0.069241840
6 0.003118799 68 0.035921519 130 0.069796911
7 0.003639544 69 0.036459292 131 0.070352270
8 0.004160559 70 0.036997345 132 0.070907918
9 0.004681845 71 0.037535677 133 0.071463853
10 0.005203401 72 0.038074288 134 0.072020078
11 0.005725228 73 0.038613179 135 0.072576591
12 0.006247325 74 0.039152350 136 0.073133393
13 0.006769694 75 0.039691801 137 0.073690484
14 0.007292334 76 0.040231531 138 0.074247865
15 0.007815246 77 0.040771542 139 0.074805534
16 0.008338428 78 0.041311834 140 0.075363493
17 0.008861883 79 0.041852405 141 0.075921742
18 0.009385609 80 0.042393258 142 0.076480281
19 0.009909607 81 0.042934391 143 0.077039109
20 0.010433877 82 0.043475805 144 0.077598228
21 0.010958419 83 0.044017500 145 0.078157637
22 0.011483234 84 0.044559476 146 0.078717336
23 0.012008320 85 0.045101734 147 0.079277326
24 0.012533680 86 0.045644273 148 0.079837607
25 0.013059312 87 0.046187094 149 0.080398178
26 0.013585217 88 0.046730196 150 0.080959041
27 0.014111395 89 0.047273581 151 0.081520194
28 0.014637847 90 0.047817248 152 0.082081639
29 0.015164571 91 0.048361196 153 0.082643375
30 0.015691569 92 0.048905428 154 0.083205403
31 0.016218841 93 0.049449941 155 0.083767723
32 0.016746386 94 0.049994738 156 0.084330335
33 0.017274205 95 0.050539817 157 0.084893239
34 0.017802298 96 0.051085179 158 0.085456434
35 0.018330666 97 0.051630824 159 0.086019923
36 0.018859307 98 0.052176753 160 0.086583704
37 0.019388223 99 0.052722965 161 0.087147777
38 0.019917414 100 0.053269461 162 0.087712143
39 0.020446879 101 0.053816240 163 0.088276803
40 0.020976620 102 0.054363303 164 0.088841755
41 0.021506635 103 0.054910650 165 0.089407001
42 0.022036925 104 0.055458281 166 0.089972540
43 0.022567491 105 0.056006197 167 0.090538373
44 0.023098332 106 0.056554397 168 0.091104499
45 0.023629448 107 0.057102881 169 0.091670920
46 0.024160841 108 0.057651650 170 0.092237634
47 0.024692509 109 0.058200705 171 0.092804643
48 0.025224453 110 0.058750044 172 0.093371946
49 0.025756673 111 0.059299668 173 0.093939543
50 0.026289170 112 0.059849578 174 0.094507435
51 0.026821943 113 0.060399773 175 0.095075622
52 0.027354993 114 0.060950254 176 0.095644104
53 0.027888319 115 0.061501020 177 0.096212881
54 0.028421922 116 0.062052073 178 0.096781953
55 0.028955803 117 0.062603411 179 0.097351321
56 0.029489960 118 0.063155036 180 0.097920984
57 0.030024395 119 0.063706947 181 0.098490943
58 0.030559107 120 0.064259144 182 0.099061198
59 0.031094096 121 0.064811629 183 0.099631749
60 0.031629364 122 0.065364400 184 0.100202596
61 0.032164909 123 0.065917458
62 0.032700733 124 0.066470803
TABLE 92--19.5% COMPOUND RATE--184 DAYS
Days Factor Days Factor Days Factor
1 0.000532787 63 0.034126010 125 0.068847137
2 0.001065858 64 0.034676979 126 0.069416605
3 0.001599212 65 0.035228241 127 0.069986376
4 0.002132851 66 0.035779797 128 0.070556451
5 0.002666775 67 0.036331647 129 0.071126829
6 0.003200982 68 0.036883791 130 0.071697511
7 0.003735475 69 0.037436229 131 0.072268498
8 0.004270252 70 0.037988962 132 0.072839788
9 0.004805314 71 0.038541988 133 0.073411383
10 0.005340661 72 0.039095310 134 0.073983283
11 0.005876293 73 0.039648926 135 0.074555487
12 0.006412211 74 0.040202838 136 0.075127996
13 0.006948414 75 0.040757044 137 0.075700810
14 0.007484903 76 0.041311546 138 0.076273929
15 0.008021678 77 0.041866343 139 0.076847354
16 0.008558738 78 0.042421436 140 0.077421084
17 0.009096085 79 0.042976824 141 0.077995120
18 0.009633718 80 0.043532508 142 0.078569462
19 0.010171638 81 0.044088489 143 0.079144109
20 0.010709844 82 0.044644766 144 0.079719063
21 0.011248337 83 0.045201339 145 0.080294323
22 0.011787117 84 0.045758208 146 0.080869890
23 0.012326184 85 0.046315374 147 0.081445763
24 0.012865538 86 0.046872838 148 0.082021943
25 0.013405180 87 0.047430598 149 0.082598431
26 0.013945109 88 0.047988655 150 0.083175225
27 0.014485325 89 0.048547010 151 0.083752326
28 0.015025830 90 0.049105662 152 0.084329735
29 0.015566622 91 0.049664611 153 0.084907452
30 0.016107703 92 0.050223859 154 0.085485477
31 0.016649072 93 0.050783404 155 0.086063809
32 0.017190729 94 0.051343248 156 0.086642450
33 0.017732675 95 0.051903390 157 0.087221398
34 0.018274909 96 0.052463830 158 0.087800656
35 0.018817433 97 0.053024569 159 0.088380222
36 0.019360245 98 0.053585607 160 0.088960096
37 0.019903347 99 0.054146943 161 0.089540280
38 0.020446738 100 0.054708579 162 0.090120773
39 0.020990419 101 0.055270514 163 0.090701575
40 0.021534389 102 0.055832748 164 0.091282686
41 0.022078649 103 0.056395282 165 0.091864107
42 0.022623200 104 0.056958116 166 0.092445838
43 0.023168040 105 0.057521249 167 0.093027879
44 0.023713170 106 0.058084683 168 0.093610230
45 0.024258591 107 0.058648416 169 0.094192891
46 0.024804303 108 0.059212450 170 0.094775863
47 0.025350305 109 0.059776785 171 0.095359145
48 0.025896598 110 0.060341420 172 0.095942738
49 0.026443182 111 0.060906356 173 0.096526642
50 0.026990058 112 0.061471593 174 0.097110857
51 0.027537225 113 0.062037131 175 0.097695383
52 0.028084683 114 0.062602971 176 0.098280221
53 0.028632433 115 0.063169111 177 0.098865370
54 0.029180475 116 0.063735554 178 0.099450831
55 0.029728809 117 0.064302298 179 0.100036604
56 0.030277435 118 0.064869345 180 0.100622689
57 0.030826353 119 0.065436693 181 0.101209087
58 0.031375564 120 0.066004344 182 0.101795796
59 0.031925067 121 0.066572297 183 0.102382819
60 0.032474864 122 0.067140553 184 0.102970154
61 0.033024953 123 0.067709111
62 0.033575335 124 0.068277973
TABLE 93--20.0% COMPOUND RATE--184 DAYS
Days Factor Days Factor Days Factor
1 0.000546448 63 0.035015939 125 0.070672927
2 0.001093195 64 0.035581522 126 0.071257995
3 0.001640240 65 0.036147413 127 0.071843381
4 0.002187585 66 0.036713614 128 0.072429088
5 0.002735228 67 0.037280124 129 0.073015115
6 0.003283171 68 0.037846944 130 0.073601462
7 0.003831413 69 0.038414073 131 0.074188130
8 0.004379955 70 0.038981513 132 0.074775118
9 0.004928796 71 0.039549262 133 0.075362426
10 0.005477938 72 0.040117322 134 0.075950056
11 0.006027379 73 0.040685692 135 0.076538007
12 0.006577121 74 0.041254373 136 0.077126279
13 0.007127163 75 0.041823364 137 0.077714873
14 0.007677506 76 0.042392667 138 0.078303788
15 0.008228149 77 0.042962280 139 0.078893025
16 0.008779094 78 0.043532205 140 0.079482584
17 0.009330339 79 0.044102441 141 0.080072465
18 0.009881886 80 0.044672989 142 0.080662669
19 0.010433734 81 0.045243848 143 0.081253195
20 0.010985883 82 0.045815020 144 0.081844044
21 0.011538335 83 0.046386504 145 0.082435215
22 0.012091088 84 0.046958299 146 0.083026710
23 0.012644143 85 0.047530408 147 0.083618528
24 0.013197500 86 0.048102829 148 0.084210669
25 0.013751160 87 0.048675563 149 0.084803134
26 0.014305123 88 0.049248609 150 0.085395922
27 0.014859388 89 0.049821969 151 0.085989035
28 0.015413956 90 0.050395642 152 0.086582472
29 0.015968827 91 0.050969629 153 0.087176232
30 0.016524001 92 0.051543929 154 0.087770318
31 0.017079479 93 0.052118544 155 0.088364728
32 0.017635260 94 0.052693472 156 0.088959463
33 0.018191345 95 0.053268714 157 0.089554522
34 0.018747733 96 0.053844271 158 0.090149907
35 0.019304426 97 0.054420142 159 0.090745618
36 0.019861423 98 0.054996328 160 0.091341654
37 0.020418724 99 0.055572829 161 0.091938015
38 0.020976330 100 0.056149644 162 0.092534703
39 0.021534241 101 0.056726775 163 0.093131716
40 0.022092456 102 0.057304222 164 0.093729056
41 0.022650977 103 0.057881983 165 0.094326722
42 0.023209802 104 0.058460061 166 0.094924715
43 0.023768933 105 0.059038455 167 0.095523034
44 0.024328370 106 0.059617164 168 0.096121681
45 0.024888112 107 0.060196190 169 0.096720654
46 0.025448160 108 0.060775532 170 0.097319955
47 0.026008514 109 0.061355191 171 0.097919584
48 0.026569175 110 0.061935166 172 0.098519540
49 0.027130142 111 0.062515459 173 0.099119824
50 0.027691415 112 0.063096068 174 0.099720436
51 0.028252995 113 0.063676995 175 0.100321376
52 0.028814882 114 0.064258239 176 0.100922644
53 0.029377076 115 0.064839801 177 0.101524241
54 0.029939577 116 0.065421681 178 0.102126167
55 0.030502385 117 0.066003879 179 0.102728422
56 0.031065501 118 0.066586394 180 0.103331006
57 0.031628925 119 0.067169228 181 0.103933919
58 0.032192657 120 0.067752381 182 0.104537161
59 0.032756697 121 0.068335852 183 0.105140734
60 0.033321045 122 0.068919642 184 0.105744636
61 0.033885701 123 0.069503751
62 0.034450666 124 0.070088180
TABLE 94--20.5% COMPOUND RATE--184 DAYS
Days Factor Days Factor Days Factor
1 0.000560109 63 0.035906622 125 0.072501812
2 0.001120532 64 0.036486843 126 0.073102530
3 0.001681269 65 0.037067389 127 0.073703584
4 0.002242320 66 0.037648260 128 0.074304976
5 0.002803685 67 0.038229456 129 0.074906704
6 0.003365365 68 0.038810978 130 0.075508769
7 0.003927359 69 0.039392826 131 0.076111172
8 0.004489668 70 0.039975000 132 0.076713912
9 0.005052292 71 0.040557499 133 0.077316989
10 0.005615232 72 0.041140325 134 0.077920404
11 0.006178486 73 0.041723478 135 0.078524157
12 0.006742056 74 0.042306957 136 0.079128249
13 0.007305941 75 0.042890762 137 0.079732679
14 0.007870143 76 0.043474895 138 0.080337447
15 0.008434660 77 0.044059355 139 0.080942554
16 0.008999494 78 0.044644143 140 0.081548000
17 0.009564644 79 0.045229257 141 0.082153785
18 0.010130110 80 0.045814700 142 0.082759909
19 0.010695894 81 0.046400471 143 0.083366373
20 0.011261994 82 0.046986569 144 0.083973177
21 0.011828411 83 0.047572996 145 0.084580320
22 0.012395146 84 0.048159751 146 0.085187804
23 0.012962198 85 0.048746835 147 0.085795628
24 0.013529567 86 0.049334248 148 0.086403792
25 0.014097254 87 0.049921990 149 0.087012297
26 0.014665260 88 0.050510061 150 0.087621142
27 0.015233583 89 0.051098462 151 0.088230329
28 0.015802225 90 0.051687192 152 0.088839857
29 0.016371185 91 0.052276251 153 0.089449726
30 0.016940464 92 0.052865641 154 0.090059937
31 0.017510062 93 0.053455361 155 0.090670490
32 0.018079979 94 0.054045411 156 0.091281385
33 0.018650215 95 0.054635792 157 0.091892621
34 0.019220770 96 0.055226503 158 0.092504201
35 0.019791645 97 0.055817545 159 0.093116122
36 0.020362840 98 0.056408918 160 0.093728387
37 0.020934355 99 0.057000623 161 0.094340994
38 0.021506190 100 0.057592659 162 0.094953945
39 0.022078345 101 0.058185026 163 0.095567239
40 0.022650820 102 0.058777726 164 0.096180876
41 0.023223616 103 0.059370757 165 0.096794857
42 0.023796733 104 0.059964120 166 0.097409182
43 0.024370172 105 0.060557816 167 0.098023851
44 0.024943931 106 0.061151844 168 0.098638865
45 0.025518011 107 0.061746205 169 0.099254222
46 0.026092414 108 0.062340899 170 0.099869925
47 0.026667137 109 0.062935926 171 0.100485972
48 0.027242183 110 0.063531286 172 0.101102365
49 0.027817551 111 0.064126980 173 0.101719102
50 0.028393241 112 0.064723008 174 0.102336186
51 0.028969254 113 0.065319369 175 0.102953614
52 0.029545589 114 0.065916064 176 0.103571389
53 0.030122247 115 0.066513094 177 0.104189509
54 0.030699228 116 0.067110457 178 0.104807976
55 0.031276532 117 0.067708156 179 0.105426789
56 0.031854160 118 0.068306189 180 0.106045949
57 0.032432111 119 0.068904557 181 0.106665456
58 0.033010386 120 0.069503261 182 0.107285309
59 0.033588985 121 0.070102300 183 0.107905510
60 0.034167907 122 0.070701674 184 0.108526058
61 0.034747155 123 0.071301384
62 0.035326726 124 0.071901430
TABLE 95--21.0% COMPOUND RATE--184 DAYS
Days Factor Days Factor Days Factor
1 0.000573770 63 0.036798059 125 0.074333795
2 0.001147870 64 0.037392943 126 0.074950216
3 0.001722299 65 0.037988169 127 0.075566990
4 0.002297058 66 0.038583736 128 0.076184119
5 0.002872146 67 0.039179645 129 0.076801602
6 0.003447565 68 0.039775895 130 0.077419439
7 0.004023314 69 0.040372488 131 0.078037630
8 0.004599392 70 0.040969423 132 0.078656176
9 0.005175802 71 0.041566700 133 0.079275077
10 0.005752542 72 0.042164321 134 0.079894334
11 0.006329613 73 0.042762284 135 0.080513945
12 0.006907016 74 0.043360590 136 0.081133912
13 0.007484749 75 0.043959240 137 0.081754235
14 0.008062814 76 0.044558233 138 0.082374914
15 0.008641211 77 0.045157569 139 0.082995948
16 0.009219939 78 0.045757250 140 0.083617339
17 0.009799000 79 0.046357274 141 0.084239087
18 0.010378393 80 0.046957643 142 0.084861191
19 0.010958118 81 0.047558357 143 0.085483653
20 0.011538176 82 0.048159415 144 0.086106471
21 0.012118567 83 0.048760818 145 0.086729647
22 0.012699291 84 0.049362566 146 0.087353181
23 0.013280348 85 0.049964659 147 0.087977072
24 0.013861738 86 0.050567098 148 0.088601321
25 0.014443462 87 0.051169882 149 0.089225928
26 0.015025520 88 0.051773013 150 0.089850894
27 0.015607911 89 0.052376489 151 0.090476218
28 0.016190637 90 0.052980311 152 0.091101901
29 0.016773697 91 0.053584480 153 0.091727943
30 0.017357092 92 0.054188996 154 0.092354345
31 0.017940822 93 0.054793859 155 0.092981105
32 0.018524886 94 0.055399068 156 0.093608226
33 0.019109286 95 0.056004625 157 0.094235706
34 0.019694020 96 0.056610529 158 0.094863546
35 0.020279091 97 0.057216781 159 0.095491746
36 0.020864497 98 0.057823381 160 0.096120307
37 0.021450239 99 0.058430329 161 0.096749229
38 0.022036317 100 0.059037625 162 0.097378511
39 0.022622731 101 0.059645270 163 0.098008154
40 0.023209482 102 0.060253263 164 0.098638159
41 0.023796569 103 0.060861605 165 0.099268525
42 0.024383993 104 0.061470296 166 0.099899253
43 0.024971755 105 0.062079336 167 0.100530343
44 0.025559853 106 0.062688726 168 0.101161795
45 0.026148289 107 0.063298465 169 0.101793609
46 0.026737063 108 0.063908555 170 0.102425785
47 0.027326174 109 0.064518994 171 0.103058325
48 0.027915624 110 0.065129784 172 0.103691227
49 0.028505411 111 0.065740924 173 0.104324493
50 0.029095537 112 0.066352414 174 0.104958121
51 0.029686002 113 0.066964256 175 0.105592114
52 0.030276805 114 0.067576449 176 0.106226470
53 0.030867948 115 0.068188992 177 0.106861190
54 0.031459430 116 0.068801888 178 0.107496274
55 0.032051251 117 0.069415135 179 0.108131723
56 0.032643411 118 0.070028734 180 0.108767536
57 0.033235911 119 0.070642684 181 0.109403714
58 0.033828752 120 0.071256988 182 0.110040257
59 0.034421932 121 0.071871643 183 0.110677166
60 0.035015453 122 0.072486652 184 0.111314440
61 0.035609314 123 0.073102013
62 0.036203516 124 0.073717727
TABLE 96--21.5% COMPOUND RATE--184 DAYS
Days Factor Days Factor Days Factor
1 0.000587432 63 0.037690251 125 0.076168882
2 0.001175208 64 0.038299823 126 0.076801058
3 0.001763331 65 0.038909754 127 0.077433605
4 0.002351798 66 0.039520042 128 0.078066523
5 0.002940611 67 0.040130689 129 0.078699814
6 0.003529770 68 0.040741695 130 0.079333476
7 0.004119276 69 0.041353060 131 0.079967511
8 0.004709127 70 0.041964783 132 0.080601918
9 0.005299325 71 0.042576867 133 0.081236698
10 0.005889870 72 0.043189309 134 0.081871851
11 0.006480761 73 0.043802112 135 0.082507376
12 0.007072000 74 0.044415274 136 0.083143276
13 0.007663586 75 0.045028797 137 0.083779548
14 0.008255520 76 0.045642680 138 0.084416195
15 0.008847801 77 0.046256923 139 0.085053215
16 0.009440430 78 0.046871528 140 0.085690610
17 0.010033407 79 0.047486493 141 0.086328379
18 0.010626733 80 0.048101820 142 0.086966523
19 0.011220407 81 0.048717508 143 0.087605041
20 0.011814430 82 0.049333558 144 0.088243935
21 0.012408802 83 0.049949970 145 0.088883204
22 0.013003523 84 0.050566744 146 0.089522848
23 0.013598593 85 0.051183880 147 0.090162869
24 0.014194013 86 0.051801379 148 0.090803265
25 0.014789783 87 0.052419240 149 0.091444037
26 0.015385903 88 0.053037465 150 0.092085186
27 0.015982372 89 0.053656052 151 0.092726712
28 0.016579193 90 0.054275003 152 0.093368614
29 0.017176364 91 0.054894318 153 0.094010893
30 0.017773885 92 0.055513996 154 0.094653550
31 0.018371758 93 0.056134039 155 0.095296584
32 0.018969982 94 0.056754445 156 0.095939996
33 0.019568557 95 0.057375216 157 0.096583786
34 0.020167484 96 0.057996352 158 0.097227954
35 0.020766762 97 0.058617853 159 0.097872500
36 0.021366393 98 0.059239718 160 0.098517426
37 0.021966376 99 0.059861949 161 0.099162730
38 0.022566712 100 0.060484546 162 0.099808413
39 0.023167400 101 0.061107508 163 0.100454475
40 0.023768441 102 0.061730836 164 0.101100917
41 0.024369835 103 0.062354531 165 0.101747738
42 0.024971582 104 0.062978591 166 0.102394940
43 0.025573683 105 0.063603019 167 0.103042522
44 0.026176137 106 0.064227813 168 0.103690484
45 0.026778946 107 0.064852974 169 0.104338826
46 0.027382108 108 0.065478502 170 0.104987550
47 0.027985625 109 0.066104398 171 0.105636655
48 0.028589496 110 0.066730662 172 0.106286141
49 0.029193722 111 0.067357293 173 0.106936008
50 0.029798303 112 0.067984293 174 0.107586258
51 0.030403240 113 0.068611660 175 0.108236889
52 0.031008531 114 0.069239397 176 0.108887902
53 0.031614178 115 0.069867502 177 0.109539298
54 0.032220181 116 0.070495976 178 0.110191077
55 0.032826540 117 0.071124819 179 0.110843238
56 0.033433255 118 0.071754032 180 0.111495783
57 0.034040326 119 0.072383614 181 0.112148711
58 0.034647754 120 0.073013566 182 0.112802022
59 0.035255539 121 0.073643888 183 0.113455717
60 0.035863681 122 0.074274581 184 0.114109796
61 0.036472180 123 0.074905644
62 0.037081037 124 0.075537077
TABLE 97--22.0% COMPOUND RATE--184 DAYS
Days Factor Days Factor Days Factor
1 0.000601093 63 0.038583199 125 0.078007079
2 0.001202547 64 0.039207484 126 0.078655061
3 0.001804363 65 0.039832144 127 0.079303433
4 0.002406540 66 0.040457180 128 0.079952195
5 0.003009080 67 0.041082591 129 0.080601346
6 0.003611981 68 0.041708379 130 0.081250888
7 0.004215245 69 0.042334542 131 0.081900820
8 0.004818872 70 0.042961082 132 0.082551143
9 0.005422862 71 0.043587999 133 0.083201857
10 0.006027214 72 0.044215292 134 0.083852962
11 0.006631930 73 0.044842962 135 0.084504458
12 0.007237009 74 0.045471010 136 0.085156346
13 0.007842452 75 0.046099435 137 0.085808626
14 0.008448259 76 0.046728238 138 0.086461298
15 0.009054430 77 0.047357419 139 0.087114362
16 0.009660966 78 0.047986978 140 0.087767819
17 0.010267866 79 0.048616916 141 0.088421668
18 0.010875131 80 0.049247232 142 0.089075911
19 0.011482760 81 0.049877927 143 0.089730547
20 0.012090756 82 0.050509001 144 0.090385576
21 0.012699116 83 0.051140455 145 0.091040999
22 0.013307842 84 0.051772288 146 0.091696816
23 0.013916935 85 0.052404500 147 0.092353027
24 0.014526393 86 0.053037093 148 0.093009633
25 0.015136217 87 0.053670066 149 0.093666633
26 0.015746409 88 0.054303420 150 0.094324028
27 0.016356967 89 0.054937154 151 0.094981819
28 0.016967891 90 0.055571270 152 0.095640004
29 0.017579184 91 0.056205766 153 0.096298586
30 0.018190843 92 0.056840644 154 0.096957563
31 0.018802871 93 0.057475903 155 0.097616937
32 0.019415266 94 0.058111544 156 0.098276706
33 0.020028029 95 0.058747568 157 0.098936873
34 0.020641161 96 0.059383973 158 0.099597436
35 0.021254661 97 0.060020762 159 0.100258396
36 0.021868530 98 0.060657932 160 0.100919753
37 0.022482768 99 0.061295486 161 0.101581509
38 0.023097375 100 0.061933424 162 0.102243661
39 0.023712351 101 0.062571744 163 0.102906212
40 0.024327697 102 0.063210449 164 0.103569161
41 0.024943414 103 0.063849537 165 0.104232509
42 0.025559500 104 0.064489009 166 0.104896255
43 0.026175956 105 0.065128866 167 0.105560400
44 0.026792783 106 0.065769107 168 0.106224945
45 0.027409981 107 0.066409734 169 0.106889889
46 0.028027550 108 0.067050745 170 0.107555233
47 0.028645490 109 0.067692142 171 0.108220976
48 0.029263802 110 0.068333924 172 0.108887120
49 0.029882485 111 0.068976092 173 0.109553664
50 0.030501540 112 0.069618646 174 0.110220609
51 0.031120967 113 0.070261586 175 0.110887955
52 0.031740766 114 0.070904912 176 0.111555701
53 0.032360939 115 0.071548626 177 0.112223850
54 0.032981483 116 0.072192726 178 0.112892400
55 0.033602401 117 0.072837213 179 0.113561351
56 0.034223692 118 0.073482088 180 0.114230705
57 0.034845357 119 0.074127351 181 0.114900461
58 0.035467395 120 0.074773001 182 0.115570620
59 0.036089807 121 0.075419039 183 0.116241182
60 0.036712593 122 0.076065466 184 0.116912146
61 0.037335754 123 0.076712282
62 0.037959289 124 0.077359486
TABLE 98--22.5% COMPOUND RATE--184 DAYS
Days Factor Days Factor Days Factor
1 0.000614754 63 0.039476903 125 0.079848390
2 0.001229886 64 0.040115925 126 0.080512231
3 0.001845396 65 0.040755341 127 0.081176481
4 0.002461285 66 0.041395150 128 0.081841138
5 0.003077552 67 0.042035352 129 0.082506205
6 0.003694198 68 0.042675947 130 0.083171680
7 0.004311223 69 0.043316936 131 0.083837564
8 0.004928628 70 0.043958320 132 0.084503858
9 0.005546412 71 0.044600097 133 0.085170561
10 0.006164575 72 0.045242270 134 0.085837674
11 0.006783119 73 0.045884837 135 0.086505197
12 0.007402043 74 0.046527799 136 0.087173131
13 0.008021348 75 0.047171156 137 0.087841475
14 0.008641033 76 0.047814909 138 0.088510230
15 0.009261099 77 0.048459057 139 0.089179396
16 0.009881547 78 0.049103602 140 0.089848973
17 0.010502375 79 0.049748542 141 0.090518962
18 0.011123586 80 0.050393879 142 0.091189363
19 0.011745178 81 0.051039613 143 0.091860177
20 0.012367153 82 0.051685744 144 0.092531402
21 0.012989510 83 0.052332272 145 0.093203040
22 0.013612249 84 0.052979198 146 0.093875091
23 0.014235371 85 0.053626521 147 0.094547555
24 0.014858877 86 0.054274243 148 0.095220433
25 0.015482765 87 0.054922362 149 0.095893724
26 0.016107038 88 0.055570880 150 0.096567429
27 0.016731694 89 0.056219796 151 0.097241549
28 0.017356734 90 0.056869112 152 0.097916083
29 0.017982158 91 0.057518826 153 0.098591031
30 0.018607966 92 0.058168940 154 0.099266394
31 0.019234160 93 0.058819454 155 0.099942173
32 0.019860738 94 0.059470368 156 0.100618367
33 0.020487702 95 0.060121681 157 0.101294976
34 0.021115051 96 0.060773396 158 0.101972002
35 0.021742785 97 0.061425510 159 0.102649444
36 0.022370906 98 0.062078026 160 0.103327302
37 0.022999413 99 0.062730943 161 0.104005577
38 0.023628306 100 0.063384261 162 0.104684269
39 0.024257586 101 0.064037981 163 0.105363378
40 0.024887252 102 0.064692103 164 0.106042905
41 0.025517306 103 0.065346626 165 0.106722849
42 0.026147747 104 0.066001553 166 0.107403212
43 0.026778575 105 0.066656882 167 0.108083992
44 0.027409792 106 0.067312613 168 0.108765192
45 0.028041396 107 0.067968748 169 0.109446809
46 0.028673389 108 0.068625286 170 0.110128846
47 0.029305770 109 0.069282228 171 0.110811303
48 0.029938540 110 0.069939574 172 0.111494178
49 0.030571699 111 0.070597323 173 0.112177474
50 0.031205247 112 0.071255477 174 0.112861190
51 0.031839184 113 0.071914036 175 0.113545326
52 0.032473512 114 0.072573000 176 0.114229882
53 0.033108229 115 0.073232368 177 0.114914860
54 0.033743337 116 0.073892142 178 0.115600258
55 0.034378835 117 0.074552322 179 0.116286078
56 0.035014723 118 0.075212907 180 0.116972319
57 0.035651003 119 0.075873899 181 0.117658983
58 0.036287674 120 0.076535297 182 0.118346068
59 0.036924736 121 0.077197101 183 0.119033576
60 0.037562189 122 0.077859313 184 0.119721506
61 0.038200035 123 0.078521931
62 0.038838273 124 0.079184957
TABLE 99--23.0% COMPOUND RATE--184 DAYS
Days Factor Days Factor Days Factor
1 0.000628415 63 0.040371363 125 0.081692821
2 0.001257226 64 0.041025149 126 0.082372574
3 0.001886431 65 0.041679345 127 0.083052753
4 0.002516032 66 0.042333952 128 0.083733360
5 0.003146028 67 0.042988971 129 0.084414395
6 0.003776420 68 0.043644401 130 0.085095857
7 0.004407209 69 0.044300243 131 0.085777748
8 0.005038394 70 0.044956497 132 0.086460068
9 0.005669975 71 0.045613164 133 0.087142816
10 0.006301954 72 0.046270243 134 0.087825993
11 0.006934329 73 0.046927735 135 0.088509599
12 0.007567102 74 0.047585641 136 0.089193636
13 0.008200273 75 0.048243960 137 0.089878101
14 0.008833841 76 0.048902692 138 0.090562998
15 0.009467808 77 0.049561839 139 0.091248324
16 0.010102173 78 0.050221399 140 0.091934081
17 0.010736936 79 0.050881375 141 0.092620269
18 0.011372099 80 0.051541765 142 0.093306889
19 0.012007661 81 0.052202570 143 0.093993939
20 0.012643622 82 0.052863790 144 0.094681422
21 0.013279983 83 0.053525425 145 0.095369336
22 0.013916743 84 0.054187477 146 0.096057683
23 0.014553904 85 0.054849944 147 0.096746463
24 0.015191465 86 0.055512828 148 0.097435675
25 0.015829427 87 0.056176129 149 0.098125320
26 0.016467790 88 0.056839846 150 0.098815399
27 0.017106554 89 0.057503980 151 0.099505911
28 0.017745719 90 0.058168532 152 0.100196858
29 0.018385286 91 0.058833501 153 0.100888238
30 0.019025255 92 0.059498888 154 0.101580053
31 0.019665626 93 0.060164694 155 0.102272303
32 0.020306399 94 0.060830917 156 0.102964988
33 0.020947576 95 0.061497560 157 0.103658108
34 0.021589155 96 0.062164621 158 0.104351664
35 0.022231137 97 0.062832102 159 0.105045655
36 0.022873523 98 0.063500002 160 0.105740083
37 0.023516312 99 0.064168321 161 0.106434947
38 0.024159505 100 0.064837061 162 0.107130247
39 0.024803103 101 0.065506221 163 0.107825985
40 0.025447105 102 0.066175801 164 0.108522160
41 0.026091511 103 0.066845802 165 0.109218772
42 0.026736323 104 0.067516225 166 0.109915822
43 0.027381540 105 0.068187068 167 0.110613310
44 0.028027162 106 0.068858333 168 0.111311237
45 0.028673190 107 0.069530020 169 0.112009601
46 0.029319624 108 0.070202129 170 0.112708405
47 0.029966464 109 0.070874661 171 0.113407648
48 0.030613711 110 0.071547615 172 0.114107331
49 0.031261364 111 0.072220992 173 0.114807453
50 0.031909425 112 0.072894792 174 0.115508015
51 0.032557892 113 0.073569015 175 0.116209017
52 0.033206768 114 0.074243662 176 0.116910460
53 0.033856051 115 0.074918734 177 0.117612344
54 0.034505742 116 0.075594229 178 0.118314668
55 0.035155841 117 0.076270149 179 0.119017434
56 0.035806349 118 0.076946493 180 0.119720642
57 0.036457265 119 0.077623263 181 0.120424292
58 0.037108591 120 0.078300458 182 0.121128383
59 0.037760326 121 0.078978078 183 0.121832918
60 0.038412470 122 0.079656125 184 0.122537895
61 0.039065024 123 0.080334597
62 0.039717989 124 0.081013496
TABLE 100--23.5% COMPOUND RATE--184 DAYS
Days Factor Days Factor Days Factor
1 0.000642077 63 0.041266581 125 0.083540378
2 0.001284565 64 0.041935154 126 0.084236094
3 0.001927467 65 0.042604156 127 0.084932256
4 0.002570781 66 0.043273588 128 0.085628866
5 0.003214508 67 0.043943449 129 0.086325923
6 0.003858648 68 0.044613741 130 0.087023427
7 0.004503202 69 0.045284463 131 0.087721379
8 0.005148170 70 0.045955616 132 0.088419779
9 0.005793552 71 0.046627199 133 0.089118628
10 0.006439349 72 0.047299214 134 0.089817926
11 0.007085560 73 0.047971660 135 0.090517672
12 0.007732186 74 0.048644538 136 0.091217868
13 0.008379227 75 0.049317848 137 0.091918513
14 0.009026683 76 0.049991590 138 0.092619608
15 0.009674556 77 0.050665765 139 0.093321154
16 0.010322844 78 0.051340373 140 0.094023150
17 0.010971549 79 0.052015414 141 0.094725596
18 0.011620670 80 0.052690888 142 0.095428494
19 0.012270208 81 0.053366796 143 0.096131843
20 0.012920162 82 0.054043139 144 0.096835643
21 0.013570535 83 0.054719915 145 0.097539896
22 0.014221325 84 0.055397126 146 0.098244600
23 0.014872532 85 0.056074771 147 0.098949757
24 0.015524158 86 0.056752852 148 0.099655367
25 0.016176202 87 0.057431368 149 0.100361430
26 0.016828665 88 0.058110320 150 0.101067946
27 0.017481547 89 0.058789708 151 0.101774916
28 0.018134848 90 0.059469532 152 0.102482340
29 0.018788568 91 0.060149793 153 0.103190218
30 0.019442709 92 0.060830490 154 0.103898550
31 0.020097269 93 0.061511624 155 0.104607338
32 0.020752249 94 0.062193196 156 0.105316580
33 0.021407650 95 0.062875205 157 0.106026278
34 0.022063472 96 0.063557652 158 0.106736431
35 0.022719715 97 0.064240538 159 0.107447041
36 0.023376379 98 0.064923862 160 0.108158107
37 0.024033465 99 0.065607624 161 0.108869629
38 0.024690973 100 0.066291826 162 0.109581608
39 0.025348903 101 0.066976467 163 0.110294044
40 0.026007256 102 0.067661547 164 0.111006938
41 0.026666031 103 0.068347068 165 0.111720289
42 0.027325229 104 0.069033028 166 0.112434099
43 0.027984850 105 0.069719429 167 0.113148367
44 0.028644895 106 0.070406271 168 0.113863093
45 0.029305364 107 0.071093554 169 0.114578278
46 0.029966257 108 0.071781278 170 0.115293923
47 0.030627574 109 0.072469443 171 0.116010027
48 0.031289316 110 0.073158051 172 0.116726591
49 0.031951482 111 0.073847100 173 0.117443615
50 0.032614074 112 0.074536592 174 0.118161099
51 0.033277091 113 0.075226527 175 0.118879044
52 0.033940534 114 0.075916904 176 0.119597450
53 0.034604403 115 0.076607725 177 0.120316317
54 0.035268698 116 0.077298990 178 0.121035646
55 0.035933420 117 0.077990698 179 0.121755436
56 0.036598568 118 0.078682851 180 0.122475689
57 0.037264144 119 0.079375448 181 0.123196405
58 0.037930147 120 0.080068489 182 0.123917583
59 0.038596578 121 0.080761976 183 0.124639224
60 0.039263436 122 0.081455908 184 0.125361328
61 0.039930723 123 0.082150285
62 0.040598438 124 0.082845109
TABLE 101--24.0% COMPOUND RATE--184 DAYS
Days Factor Days Factor Days Factor
1 0.000655738 63 0.042162558 125 0.085391065
2 0.001311905 64 0.042845943 126 0.086102797
3 0.001968503 65 0.043529776 127 0.086814995
4 0.002625532 66 0.044214058 128 0.087527661
5 0.003282991 67 0.044898789 129 0.088240794
6 0.003940882 68 0.045583968 130 0.088954394
7 0.004599204 69 0.046269597 131 0.089668463
8 0.005257957 70 0.046955675 132 0.090382999
9 0.005917143 71 0.047642204 133 0.091098004
10 0.006576761 72 0.048329182 134 0.091813479
11 0.007236811 73 0.049016611 135 0.092529422
12 0.007897294 74 0.049704491 136 0.093245835
13 0.008558210 75 0.050392822 137 0.093962717
14 0.009219560 76 0.051081604 138 0.094680070
15 0.009881343 77 0.051770838 139 0.095397893
16 0.010543561 78 0.052460524 140 0.096116186
17 0.011206212 79 0.053150662 141 0.096834951
18 0.011869298 80 0.053841252 142 0.097554187
19 0.012532819 81 0.054532296 143 0.098273895
20 0.013196775 82 0.055223792 144 0.098994074
21 0.013861166 83 0.055915742 145 0.099714726
22 0.014525993 84 0.056608146 146 0.100435851
23 0.015191256 85 0.057301004 147 0.101157448
24 0.015856955 86 0.057994316 148 0.101879518
25 0.016523091 87 0.058688083 149 0.102602062
26 0.017189664 88 0.059382304 150 0.103325080
27 0.017856673 89 0.060076981 151 0.104048572
28 0.018524120 90 0.060772114 152 0.104772538
29 0.019192005 91 0.061467702 153 0.105496979
30 0.019860327 92 0.062163747 154 0.106221895
31 0.020529088 93 0.062860247 155 0.106947287
32 0.021198288 94 0.063557205 156 0.107673154
33 0.021867926 95 0.064254619 157 0.108399497
34 0.022538003 96 0.064952491 158 0.109126316
35 0.023208520 97 0.065650821 159 0.109853612
36 0.023879476 98 0.066349608 160 0.110581385
37 0.024550873 99 0.067048854 161 0.111309635
38 0.025222709 100 0.067748558 162 0.112038363
39 0.025894987 101 0.068448721 163 0.112767568
40 0.026567705 102 0.069149343 164 0.113497252
41 0.027240864 103 0.069850425 165 0.114227414
42 0.027914464 104 0.070551966 166 0.114958055
43 0.028588507 105 0.071253967 167 0.115689175
44 0.029262991 106 0.071956429 168 0.116420774
45 0.029937917 107 0.072659351 169 0.117152854
46 0.030613287 108 0.073362734 170 0.117885413
47 0.031289099 109 0.074066579 171 0.118618452
48 0.031965354 110 0.074770885 172 0.119351973
49 0.032642052 111 0.075475652 173 0.120085974
50 0.033319195 112 0.076180882 174 0.120820457
51 0.033996781 113 0.076886575 175 0.121555421
52 0.034674812 114 0.077592730 176 0.122290867
53 0.035353287 115 0.078299348 177 0.123026795
54 0.036032207 116 0.079006430 178 0.123763207
55 0.036711573 117 0.079713975 179 0.124500100
56 0.037391383 118 0.080421984 180 0.125237478
57 0.038071640 119 0.081130457 181 0.125975338
58 0.038752343 120 0.081839395 182 0.126713683
59 0.039433492 121 0.082548798 183 0.127452511
60 0.040115088 122 0.083258666 184 0.128191824
61 0.040797130 123 0.083969000
62 0.041479620 124 0.084679799
TABLE 102--24.5% COMPOUND RATE--184 DAYS
Days Factor Days Factor Days Factor
1 0.000669399 63 0.043059293 125 0.087244887
2 0.001339246 64 0.043757515 126 0.087972688
3 0.002009541 65 0.044456205 127 0.088700975
4 0.002680285 66 0.045155363 128 0.089429751
5 0.003351478 67 0.045854989 129 0.090159014
6 0.004023121 68 0.046555083 130 0.090888765
7 0.004695213 69 0.047255646 131 0.091619005
8 0.005367755 70 0.047956678 132 0.092349733
9 0.006040747 71 0.048658179 133 0.093080951
10 0.006714189 72 0.049360150 134 0.093812658
11 0.007388083 73 0.050062590 135 0.094544855
12 0.008062427 74 0.050765501 136 0.095277542
13 0.008737223 75 0.051468882 137 0.096010720
14 0.009412471 76 0.052172734 138 0.096744388
15 0.010088170 77 0.052877058 139 0.097478548
16 0.010764322 78 0.053581852 140 0.098213199
17 0.011440927 79 0.054287119 141 0.098948341
18 0.012117984 80 0.054992858 142 0.099683976
19 0.012795495 81 0.055699069 143 0.100420104
20 0.013473459 82 0.056405752 144 0.101156724
21 0.014151877 83 0.057112909 145 0.101893837
22 0.014830749 84 0.057820539 146 0.102631443
23 0.015510076 85 0.058528643 147 0.103369543
24 0.016189857 86 0.059237221 148 0.104108138
25 0.016870094 87 0.059946274 149 0.104847227
26 0.017550785 88 0.060655800 150 0.105586810
27 0.018231933 89 0.061365802 151 0.106326889
28 0.018913536 90 0.062076279 152 0.107067463
29 0.019595596 91 0.062787232 153 0.107808533
30 0.020278112 92 0.063498661 154 0.108550098
31 0.020961085 93 0.064210565 155 0.109292161
32 0.021644515 94 0.064922947 156 0.110034720
33 0.022328403 95 0.065635805 157 0.110777776
34 0.023012748 96 0.066349141 158 0.111521329
35 0.023697552 97 0.067062954 159 0.112265380
36 0.024382814 98 0.067777244 160 0.113009929
37 0.025068535 99 0.068492013 161 0.113754977
38 0.025754714 100 0.069207261 162 0.114500523
39 0.026441354 101 0.069922987 163 0.115246569
40 0.027128452 102 0.070639192 164 0.115993114
41 0.027816011 103 0.071355877 165 0.116740158
42 0.028504030 104 0.072073041 166 0.117487703
43 0.029192509 105 0.072790686 167 0.118235748
44 0.029881450 106 0.073508811 168 0.118984294
45 0.030570851 107 0.074227416 169 0.119733341
46 0.031260714 108 0.074946503 170 0.120482889
47 0.031951039 109 0.075666071 171 0.121232939
48 0.032641826 110 0.076386121 172 0.121983491
49 0.033333075 111 0.077106652 173 0.122734545
50 0.034024787 112 0.077827666 174 0.123486103
51 0.034716962 113 0.078549163 175 0.124238163
52 0.035409601 114 0.079271143 176 0.124990727
53 0.036102703 115 0.079993606 177 0.125743794
54 0.036796269 116 0.080716552 178 0.126497366
55 0.037490299 117 0.081439983 179 0.127251442
56 0.038184794 118 0.082163897 180 0.128006023
57 0.038879754 119 0.082888297 181 0.128761109
58 0.039575179 120 0.083613181 182 0.129516701
59 0.040271069 121 0.084338550 183 0.130272798
60 0.040967425 122 0.085064405 184 0.131029401
61 0.041664248 123 0.085790746
62 0.042361537 124 0.086517573
- Institutional AuthorsInternal Revenue Service
- Cross-Reference
Part III
Administrative, Procedural, and Miscellaneous
26 CFR 601.104: Collection functions.
(Also Part I, sections 6601, 6611, 6621, 6622; 301.6601-1, 301.6611-1,
301.6621-1, 301.6622-1.)
- Code Sections
- Index Termsinterest, daily compoundinginterest, rates
- Jurisdictions
- LanguageEnglish
- Tax Analysts Document NumberDoc 95-1884
- Tax Analysts Electronic Citation95 TNT 27-15
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